Anneliese Lederer

Director, Fair Lending & Consumer Protection
alederer@ncrc.org  202-464-2731

Anneliese Lederer is the Director, Fair Lending and Consumer Protection for NCRC. Anneliese is a graduate of the Catholic University of America Columbus School of Law and Yeshiva University Stern College for Women. She is a member of the Bar in the State of Maryland. She has previously worked and interned for a diverse group of legal practices and legislative interests.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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