Do CRA Ratings Reflect Differences in Performance: An Examination Using Federal Reserve Data
Key Findings Better outcomes on the retail lending test usually corresponded to higher ratings but the differences in performance were not as wide as expected Performance measures used to assess community loans and investments tended to indicate greater differences in bank performance across ratings categories This paper suggests the need for refining performance measures and … Continue reading Do CRA Ratings Reflect Differences in Performance: An Examination Using Federal Reserve Data
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