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Financial Equity Summit

October 3 , 9:00 am EDT October 4 , 9:00 am EDT

Massachusetts Community & Banking Council’s inaugural summit is a two-day event on October 3 and 4 with local and national speakers focusing on closing our racial wealth gap in Massachusetts and the nation. Join us in thinking proactively about how best to deliver financial services to lower-income consumers in an ever-changing landscape. On Monday from 9 am-12 pm we will feature panels and speakers on mortgage lending and Special Purpose Credit Programs. On Tuesday from 9 am-12 pm our topics will be small business lending and the promise and pitfalls of FinTech.

NCRC Chief of Membership, Policy and Equity Dedrick Asante-Muhammad will be opening up the ceremony at 9:15 am.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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