Fair Lending Report

Instructions for use: 

The Fair Lending Report is an interactive, customized report that NCRC members can request from the research team. These reports are included with your membership and can cover a variety of topics based on your specific advocacy needs. They are shareable and interactive, just follow along and use this tool to explore lending and banking data in your community. Share them as powerpoint presentations or embed them on your own website.

Contact NCRC research for more information.


Jason Richardson
Director, Research & Evaluation

Jad Edlebi
GIS Specialist, Research

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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