Forbes: Women Small Business Owners More Optimistic Than Men Going Into 2020

Forbes, October 2, 2019: Women Small Business Owners More Optimistic Than Men Going Into 2020

Female small business owners are more optimistic going into next year than male small business owners. Eighty four percent of women small business owners expect year-over-year growth. More women small business owners than men:

  • Plan to expand – 73% v 66%
  • Expect revenue to increase – 62% v 55%
  • Plan to hire – 25% v 23%
  • Intend to apply for a loan – 12% v. 11%

The first three growth indicators (expansion, revenues and hiring) trended upward for women small business owners compared to the last four years of the survey, while the same three indicators for men small business owners went down.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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