GoErie: Let’s Get Real About Who Biden’s Student loan Forgiveness Helps And Why It Matters

GoErie, September 9, 2022, Let’s Get Real About Who Biden’s Student Loan Forgiveness Helps And Why It Matters

Women hold two-thirds of the nation’s student loan debt, and Black women have the highest average total undergraduate and graduate loan debt. Women and people of color are juggling higher amounts of student loan debt with lower paying jobs and other gender and race disparities. For these borrowers and many others, the cancellation of $10,000 of debt is a great start, but it doesn’t go far enough.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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