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James Lum

Chief Financial Officer
jlum@ncrc.org 202-464-2725

James’ work over the past 20 years has bridged the nonprofit and for-profit worlds and focused on building sustainable and impactful organizations. At NCRC, James is responsible for financial planning across core programs and company-owned buildings and coordinating across related entities including the CDFI and our 501(c4). Prior to NCRC, James served as Chief Financial Officer for GuideStar, which specializes in nonprofit financial data, while also overseeing fundraising and product development. James was also CFO for 270 Strategies, a grassroots advocacy consulting firm, and currently serves on the boards of nonprofits, Aeris Insight and Impact Network. Aeris specializes in CDFI financial and impact data and Impact Networks is focused on K-12 education in underserved rural areas of Zambia. Previously, James led financial planning and management for both national and international divisions of media companies including the Wall Street Journal, John Wiley & Sons, SiriusXM Satellite Radio, MTV International, Hearst Television and Showtime Networks. His original passion was environmental engineering where he started his career. James is a graduate of the University of Virginia where he majored in Economics and Biology and holds an MBA from Columbia Business School.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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