Lansing State Journal: ‘Redlining’ and its Impact on Lansing Neighborhoods

Lansing State Journal, September 16, 2020: ‘Redlining’ and its Impact on Lansing Neighborhoods

A discriminatory 1930s-era housing policy created something called “redlining” which has had long-lasting effects on American society and the economic health of minority households, in particular.

Many people trace the origins of redlining back to the National Housing Act of 1934, which established the Federal Housing Administration (FHA) as well as the Federal Home Loan Bank Board (FHLBB). In 1935, the FHLBB asked the Home Owners’ Loan Corporation to create “residential security maps” for hundreds of cities to determine the safety of real estate investments in selected areas.

 

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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