Markets dominated by large banks see small number of PPP loans Last update: April 20,2020 In states where community banks (deposits of $10 billion or less) held more deposits, businesses were more likely to receive Payroll Protection Program (PPP) loan funding. In states where larger banks dominated the market, businesses received fewer PPP loans and […]
Markets dominated by large banks see small number of PPP loans Read More »
Help for homeowners is a major part of the CARES Act, the law recently passed to support our economy as we deal with the COVID-19 pandemic.
What is Mortgage Forbearance and How are Fannie Mae and Freddie Mac Making it Happen Read More »
We already know that Black and Hispanic-owned small businesses are severely under- represented in communities, and the COVID-19 pandemic will likely damage these businesses especially hard. In a report that should surprise no one, researchers with the JPMorgan Chase Institute found that businesses located in Black and Hispanic communities are less likely to have the cash
COVID-19 Hits Black and Hispanic Businesses Hardest of All Read More »
(Download) April 8, 2020 RE: Notice of Proposed Rulemaking, Community Reinvestment Act Regulations, Docket ID OCC-2018-0008 and RIN 3064-AF22 To Whom it May Concern: The National Community Reinvestment Coalition, an association of 600 community-based organizations that promote access to basic banking services, affordable housing, entrepreneurship, job creation and vibrant communities for America’s working families, believes
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“The bank branch is to local economies what the debit card is to your wallet — a key point of contact to the financial system and the way a large part of the population accesses non-predatory financial services,” said Jesse Van Tol, CEO of the National Community Reinvestment Coalition.
The Financial Brand: 5 Reasons to Think Twice Before Closing Branches Read More »
Opportunity Zones LMI Map Instructions for use:To verify if an address is LMI turn off the gentrification layer by clicking on it in the legend at the top of the map. Verify the address is accurate, and that the map geolocates the address in the correct position. Non-standard addresses, rural addresses, or the nearby border
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(Download) Introduction The Community Reinvestment Act (CRA) is an income-based law. Accordingly, the regulations and exams focus on evaluating bank lending, investing and services to low- and moderate-income (LMI) borrowers and tracts. However, one of the major motivations prompting the passage of CRA in 1977 was reversing redlining and disinvestment from minority as well as
Adding Underserved Census Tracts as Criterion on CRA exams Read More »
