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		<loc>https://ncrc.org/the-kansas-city-star-now-is-the-worst-time-to-buy-a-home-fannie-mae-poll-finds/</loc>
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		<loc>https://ncrc.org/tampa-bay-times-florida-renters-scramble-for-shelter-as-affordable-housing-erodes/</loc>
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		<loc>https://ncrc.org/bloomberg-law-climate-risk-stumps-bank-regulators-updating-anti-redlining-plan/</loc>
		<lastmod>2022-02-25T15:10:17+00:00</lastmod>
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		<loc>https://ncrc.org/american-banker-mt-peoples-united-postpone-merger-deadline-till-june/</loc>
		<lastmod>2022-02-25T15:09:56+00:00</lastmod>
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		<loc>https://ncrc.org/daily-us-post-the-history-of-lending-discrimination/</loc>
		<lastmod>2022-02-25T15:09:34+00:00</lastmod>
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		<loc>https://ncrc.org/wtxl-restaurants-tackle-gentrification-and-displacement-in-low-income-areas/</loc>
		<lastmod>2022-02-25T15:08:56+00:00</lastmod>
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		<loc>https://ncrc.org/sfgate-some-majority-black-and-latino-bay-area-neighborhoods-have-more-lead-contamination-than-flint-michigan/</loc>
		<lastmod>2022-02-25T15:08:30+00:00</lastmod>
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		<loc>https://ncrc.org/othering-belong-institute-the-structural-racism-remedies-repository/</loc>
		<lastmod>2022-02-25T15:08:05+00:00</lastmod>
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		<loc>https://ncrc.org/the-center-for-public-integrity-bank-branch-closure-rate-doubled-during-pandemic/</loc>
		<lastmod>2022-02-25T15:07:39+00:00</lastmod>
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		<loc>https://ncrc.org/politico-the-feds-sleeper-risk/</loc>
		<lastmod>2022-02-25T15:07:11+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/triblive-whats-the-post-pandemic-future-of-downtown-pittsburgh-development/</loc>
		<lastmod>2022-02-25T15:06:45+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/lexology-daily-financial-regulation-update-tuesday-february-15-2022/</loc>
		<lastmod>2022-02-25T15:05:46+00:00</lastmod>
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		<loc>https://ncrc.org/regulatory-report-joint-cra-rule-proposal-coming-soon-from-fed-fdic-occ-acting-comptroller-says/</loc>
		<lastmod>2022-02-25T15:05:23+00:00</lastmod>
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		<loc>https://ncrc.org/regulatory-news-acting-comptroller-discusses-modernization-of-the-community-reinvestment-act/</loc>
		<lastmod>2022-02-25T15:04:50+00:00</lastmod>
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		<loc>https://ncrc.org/reasons-to-be-cheerful-the-city-owned-by-locals/</loc>
		<lastmod>2022-02-25T15:04:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bankersonline-new-cra-proposal-in-not-too-distant-future/</loc>
		<lastmod>2022-02-25T15:03:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/axios-philadelphia-philadelphias-redlining-legacy-persists/</loc>
		<lastmod>2022-02-25T15:03:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/us-pirg-predatory-loans-for-puppies-must-be-stopped-say-consumer-and-animal-welfare-advocates/</loc>
		<lastmod>2022-02-25T15:02:43+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/crowdfund-insider-unprecedented-inflation-to-impact-financial-markets-consumer-behavior/</loc>
		<lastmod>2022-02-25T15:02:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/occ-acting-comptroller-discusses-modernization-of-the-community-reinvestment-act/</loc>
		<lastmod>2022-02-25T15:02:00+00:00</lastmod>
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		<loc>https://ncrc.org/britneybuzz-new-ncrc-report-affirms-small-businesses-help-maintain-cultural-identity-of-communities/</loc>
		<lastmod>2022-02-25T15:01:36+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/fivethirtyeight-the-lasting-legacy-of-redlining/</loc>
		<lastmod>2022-02-25T15:00:39+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/capital-and-main-inside-the-fight-to-make-banks-benefit-their-communities/</loc>
		<lastmod>2022-02-25T15:00:04+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/association-of-womens-business-centers-two-womens-business-centers-create-a-collective-opportunity/</loc>
		<lastmod>2022-02-25T14:59:18+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/creditcards-com-how-to-address-the-racial-credit-score-gap/</loc>
		<lastmod>2022-02-25T14:58:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/patch-inside-the-fight-to-make-banks-benefit-their-communities/</loc>
		<lastmod>2022-02-25T14:56:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/huffpost-porsha-williams-shares-the-black-owned-brands-she-loves/</loc>
		<lastmod>2022-02-25T14:56:05+00:00</lastmod>
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		<loc>https://ncrc.org/one-home-san-francisco-chronicle-1200-potential-buyers-the-bay-areas-daunting-real-estate-math-after-covid/</loc>
		<lastmod>2022-02-25T14:55:40+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/american-banker-fed-occ-set-public-hearing-on-u-s-bank-union-bank-deal/</loc>
		<lastmod>2022-02-25T14:54:58+00:00</lastmod>
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		<loc>https://ncrc.org/bloomberg-regulators-should-block-costly-fintech-loans-advocates-say/</loc>
		<lastmod>2022-02-25T14:54:27+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/abc4-four-utah-banks-targeted-for-laundering-predatory-loans-of-up-to-225-apr/</loc>
		<lastmod>2022-02-25T14:54:00+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/kcet-resilience-and-rebuilding-covid-19-recovery-in-south-los-angeles/</loc>
		<lastmod>2022-02-25T14:53:35+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/the-washington-post-a-black-doctor-says-she-was-refused-service-at-a-bank-because-of-her-race-i-felt-like-a-criminal/</loc>
		<lastmod>2022-02-25T14:52:43+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/seeking-alpha-fdic-should-stop-permitting-banks-from-predatory-lending-advocates-say/</loc>
		<lastmod>2022-02-25T14:52:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/kset-resilience-and-rebuilding-covid-19-recovery-in-south-los-angeles/</loc>
		<lastmod>2022-02-25T14:51:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/reality-biz-news-initiative-aims-to-boost-black-homeownership-rates-to-all-time-high/</loc>
		<lastmod>2022-02-25T14:50:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/pymnts-advocacy-groups-call-on-regulators-to-ban-high-interest-rate-fintech-loans/</loc>
		<lastmod>2022-02-25T14:49:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-message-to-fdics-new-leaders-crack-down-on-rent-a-bank-loans/</loc>
		<lastmod>2022-02-25T14:45:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/invest-health-the-legacy-of-redlining-on-black-maternal-health/</loc>
		<lastmod>2022-02-25T14:44:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-old-national-reaches-deal-with-advocates-as-merger-nears-finish-line/</loc>
		<lastmod>2022-02-25T14:43:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/realtor-magazine-program-seeks-to-add-3-million-black-homeowners/</loc>
		<lastmod>2022-02-25T14:43:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/globe-newswire-old-national-announces-8-3b-community-benefits-agreement-to-strengthen-small-businesses-and-minority-and-underserved-communities/</loc>
		<lastmod>2022-02-25T14:42:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-need-for-black-electoral-and-economic-power/</loc>
		<lastmod>2022-02-24T18:13:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/a-new-way-to-track-the-enduring-impact-of-historic-redlining/</loc>
		<lastmod>2022-02-24T15:42:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/explainer-why-we-created-a-new-method-for-measuring-the-impact-of-redlining/</loc>
		<lastmod>2022-02-24T15:39:06+00:00</lastmod>
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			<image:loc>https://ncrc.org/wp-content/uploads/2022/02/HRS-HEALTH-Richmond6.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-and-cadence-bank-announce-20-7-billion-community-benefits-plan/</loc>
		<lastmod>2022-02-24T14:01:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/why-the-community-reinvestment-act-should-be-expanded-broadly-across-the-financial-industry/</loc>
		<lastmod>2022-02-23T15:20:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/study-banks-doubled-the-pace-of-branch-closures-during-the-pandemic/</loc>
		<lastmod>2022-02-17T14:30:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/gender-and-same-sex-status-in-home-mortgage-lending/</loc>
		<lastmod>2022-02-16T19:34:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/lend-us-a-paw-ask-the-fdic-to-close-the-rent-a-bank-loophole/</loc>
		<lastmod>2022-02-15T17:46:51+00:00</lastmod>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2022/02/Pet-v6.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-hosts-a-conversation-with-occ-acting-comptroller-hsu/</loc>
		<lastmod>2022-02-14T21:55:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/profiles-in-impact-alvin-johnson-birmingham-alabama/</loc>
		<lastmod>2022-02-10T18:19:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-groups-oppose-figure-bank-charter/</loc>
		<lastmod>2022-02-08T15:50:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-comment-letter-on-figure-banks-charter-application/</loc>
		<lastmod>2022-02-08T14:48:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-to-host-a-conversation-with-occ-acting-comptroller-hsu/</loc>
		<lastmod>2022-02-07T17:03:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/advocates-submit-letter-to-fdic-to-stop-banks-from-fronting-for-predatory-lenders/</loc>
		<lastmod>2022-02-04T23:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/will-section-1071-data-reporting-boost-lending-to-underserved-small-businesses-or-lead-to-consolidation-and-reduce-product-choice/</loc>
		<lastmod>2022-02-04T21:23:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/washington-cu-daily-consumer-groups-to-cfpb-issue-tough-small-business-lending-rule/</loc>
		<lastmod>2022-02-04T16:29:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/newsday-nycb-pledges-28b-for-minority-low-income-programs-pending-flagstar-merger/</loc>
		<lastmod>2022-02-04T16:29:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/san-francisco-chronicle-who-did-the-bay-areas-covid-housing-boom-leave-behind/</loc>
		<lastmod>2022-02-04T16:28:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/nonprofit-quarterly-goodbye-race-neutrality-the-case-for-race-conscious-economic-policy/</loc>
		<lastmod>2022-02-04T16:27:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/u-s-department-of-housing-and-urban-development-hud-awards-more-than-51-million-in-grants-to-support-housing-counseling-programs-partnership-with-minority-serving-institutions-and-training/</loc>
		<lastmod>2022-02-04T16:27:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/politico-big-shift-biden-moves-to-rewrite-the-rules-on-climate-threat/</loc>
		<lastmod>2022-02-04T16:26:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-new-york-community-unveils-investment-plan-tied-to-flagstar-deal/</loc>
		<lastmod>2022-02-04T16:26:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/st-louis-american-protest-over-jefferson-bank-merger-yields-new-branches/</loc>
		<lastmod>2022-02-04T16:25:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/professional-builder-homeownership-gap-between-black-and-white-americans-widest-in-100-years/</loc>
		<lastmod>2022-02-04T16:24:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-bankthink-stop-asking-borrowers-if-theyve-ever-been-charged-with-a-crime/</loc>
		<lastmod>2022-02-04T16:24:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/cdfi-coalition-testimony-of-john-holdsclaw-iv-executive-vice-president-national-cooperative-bank-and-president-cdfi-coalition-before-the-subcommittee-on-housing-and-community-development-of-the-s/</loc>
		<lastmod>2022-02-04T16:23:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/crains-cleveland-business-home-loan-lending-by-race-in-2020-here-is-how-some-northeast-ohio-lenders-stack-up/</loc>
		<lastmod>2022-02-04T16:22:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/crains-new-york-business-banks-eager-to-hook-up-find-the-waiting-is-the-hardest-part/</loc>
		<lastmod>2022-02-04T16:21:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/banking-exchange-bank-of-america-awards-1m-to-st-petersburg-college/</loc>
		<lastmod>2022-02-04T16:20:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ds-news-hud-names-four-to-housing-counseling-federal-advisory-committee/</loc>
		<lastmod>2022-02-04T16:20:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/apartment-therapy-this-new-initiative-is-aiming-to-create-3-million-new-black-homeowners/</loc>
		<lastmod>2022-02-04T16:19:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-charlotte-observer-truist-shutting-five-more-branches-in-the-charlotte-area-is-your-location-closing/</loc>
		<lastmod>2022-02-04T16:19:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/spectrum-news-13-many-veterans-struggle-to-buy-homes-amid-stigma-misunderstandings-about-va-loan-program/</loc>
		<lastmod>2022-02-04T16:18:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/national-mortgage-news-opinion-analyzing-fhfas-affordable-multifamily-housing-goals/</loc>
		<lastmod>2022-02-04T16:18:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/patient-engagement-hit-cvs-health-invests-6-5m-in-housing-social-determinants-of-health/</loc>
		<lastmod>2022-02-04T16:18:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ct-insider-59-more-connecticut-bank-branches-closed-in-2021-report-shows/</loc>
		<lastmod>2022-02-04T16:17:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/marketwatch-the-new-year-holds-both-promise-and-potential-pitfalls-for-the-housing-market-new-home-sales-surge-as-supply-shrinks/</loc>
		<lastmod>2022-02-04T16:14:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/politico-biden-nominee-ensnared-in-debate-over-woke-fed/</loc>
		<lastmod>2022-02-04T16:14:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-washington-post-opinion-a-new-washington-football-team-name-feels-hollow-to-us-native-people/</loc>
		<lastmod>2022-02-04T16:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/boston-25-news-proposal-to-convert-vacant-retail-spots-into-housing/</loc>
		<lastmod>2022-02-04T16:11:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/washington-examiner-biden-fed-nominee-faces-grilling-over-reparations-and-police-reform/</loc>
		<lastmod>2022-02-04T16:11:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-the-rush-for-a-slice-of-paradise-in-puerto-rico/</loc>
		<lastmod>2022-02-04T16:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/cbs-news-nobody-wins-everyone-suffers-high-cost-of-child-care-strains-families/</loc>
		<lastmod>2022-02-04T16:09:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bloomberg-u-s-employment-costs-climb-by-a-solid-1-after-record-third-quarter-gain/</loc>
		<lastmod>2022-02-04T16:09:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/politico-the-surprising-split-over-bidens-fed-nominees/</loc>
		<lastmod>2022-02-04T16:08:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-washington-post-rents-are-up-more-than-30-percent-in-some-cities-forcing-millions-to-find-another-place-to-live/</loc>
		<lastmod>2022-02-04T16:07:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-facing-a-ban-a-school-district-fights-to-keep-indian-nickname/</loc>
		<lastmod>2022-02-04T16:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/after-decades-biden-plans-to-make-mobile-homes-greener-sparking-a-fierce-debate/</loc>
		<lastmod>2022-02-04T16:02:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-wonking-out-are-we-in-another-housing-bubble/</loc>
		<lastmod>2022-02-04T15:12:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/private-management-of-public-housing-led-to-erosion-of-tenants-rights-report-finds/</loc>
		<lastmod>2022-02-04T15:11:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/apple-to-turn-iphones-into-payment-terminals-rival-square-bloomberg/</loc>
		<lastmod>2022-02-04T15:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/how-crypto-became-the-new-subprime/</loc>
		<lastmod>2022-02-04T15:09:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/d-c-launches-pilot-program-to-give-cash-to-new-parents-and-pregnant-people/</loc>
		<lastmod>2022-02-04T15:08:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/fortune-3-keys-to-a-resilient-post-pandemic-recovery/</loc>
		<lastmod>2022-02-04T15:07:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/usa-today-whats-the-price-of-community-infrastructure-law-devotes-1-billion-to-reconnect-neighborhoods-split-by-interstates/</loc>
		<lastmod>2022-02-04T15:06:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/texas-tribune-texas-eviction-filings-among-the-nations-highest-as-millions-of-rent-relief-dollars-go-unspent/</loc>
		<lastmod>2022-02-04T15:06:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/politico-opinion-why-are-minority-owned-banks-disappearing-washington-holds-the-smoking-gun/</loc>
		<lastmod>2022-02-04T15:05:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/washington-post-affordable-housing-markets-that-are-expected-to-gain-the-most-value-in-2022/</loc>
		<lastmod>2022-02-04T15:04:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/advocates-call-for-fdic-under-new-leadership-to-stop-banks-from-fronting-for-predatory-lenders/</loc>
		<lastmod>2022-02-04T13:31:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-and-old-national-announce-8-3-billion-community-benefits-agreement-to-strengthen-small-businesses-and-minority-underserved-communities/</loc>
		<lastmod>2022-02-03T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-urges-senate-to-confirm-bloom-raskin-cook-and-jefferson-to-federal-reserve-board/</loc>
		<lastmod>2022-02-02T17:44:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-letter-in-support-for-federal-reserve-nominees/</loc>
		<lastmod>2022-02-02T17:35:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/westword-small-business-spotlight-conscious-real-estate-combines-selling-houses-with-philanthropy/</loc>
		<lastmod>2022-01-28T21:01:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/fingerlakes1-com-low-to-moderate-income-families-people-of-color-excluded-from-mortgage-market/</loc>
		<lastmod>2022-01-28T21:00:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/pittsburgh-jewish-chronicle-after-20-years-richard-rattner-will-relocate-william-penn-tavern-to-lawrenceville/</loc>
		<lastmod>2022-01-28T20:59:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/home-lending-remains-unequal/</loc>
		<lastmod>2022-01-28T20:58:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/consumer-groups-to-cfpb-issue-tough-small-business-lending-rule/</loc>
		<lastmod>2022-01-28T20:58:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/study-links-redlining-to-heart-health-problems-in-black-communities/</loc>
		<lastmod>2022-01-28T20:57:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/mt-bank-corporation-announces-fourth-quarter-and-full-year-results/</loc>
		<lastmod>2022-01-28T20:56:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/housing-in-brief-mayors-say-they-dont-have-tools-to-deal-with-homelessness/</loc>
		<lastmod>2022-01-28T20:53:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/responsible-business-education-awards-full-shortlists/</loc>
		<lastmod>2022-01-28T20:52:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/truist-opened-fewer-branches-post-merger-in-diverse-areas-advocacy-group-claims/</loc>
		<lastmod>2022-01-28T20:51:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/closing-the-racial-wealth-divide-a-plan-to-boost-black-homeownership-2/</loc>
		<lastmod>2022-01-28T20:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/for-the-first-time-men-are-the-minority-on-fed-reserve-boards/</loc>
		<lastmod>2022-01-28T20:50:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/a-proposal-to-collect-data-on-the-race-ethnicity-and-gender-of-small-business-borrowers-has-drawn-nearly-1700-comments-to-the-consumer-financial-protection-bureau-with-many-of-them-expand/</loc>
		<lastmod>2022-01-28T20:49:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/st-louis-post-dispatch-fair-housing-groups-ok-first-mid-merger-with-jefferson-bank/</loc>
		<lastmod>2022-01-28T20:48:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/wbrc-mayor-randall-woodfin-outlines-plans-for-continued-neighborhood-revitalization-in-2022/</loc>
		<lastmod>2022-01-28T20:25:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/financial-times-us-banks-move-away-from-overdraft-fees-in-a-win-for-consumers/</loc>
		<lastmod>2022-01-28T20:23:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-expresses-its-support-for-greater-scrutiny-of-bank-merger-applications-all-mergers-must-lead-to-clear-and-verifiable-benefits-to-the-public/</loc>
		<lastmod>2022-01-28T16:13:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/goodbye-race-neutrality-the-case-for-race-conscious-economic-policy/</loc>
		<lastmod>2022-01-28T14:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-hires-gregory-dyson-as-coo/</loc>
		<lastmod>2022-01-27T16:45:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/dr-king-remained-hopeful-so-can-we/</loc>
		<lastmod>2022-01-27T15:07:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/go-local-pro-business-black-homeownership-in-ri-is-as-low-as-it-was-in-the-1960s/</loc>
		<lastmod>2022-01-25T20:02:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-and-new-york-community-bancorp-announce-28-billion-community-pledge-agreement-to-support-communities-of-color-small-businesses-and-ongoing-commitment-to-responsible-multi-family-lending/</loc>
		<lastmod>2022-01-24T20:36:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/group-letter-on-cfpbs-rfi-on-hmda/</loc>
		<lastmod>2022-01-21T18:20:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-submits-letter-to-fdic-occ-federal-reserve-supporting-fdics-action-to-review-bank-merger-approval-framework/</loc>
		<lastmod>2022-01-20T20:49:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/report-low-and-moderate-income-families-and-many-people-of-color-continue-to-be-excluded-from-the-mortgage-market/</loc>
		<lastmod>2022-01-18T18:44:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-applauds-nomination-of-sarah-bloom-raskin-for-federal-reserve-board-vice-chair-for-supervision-and-lisa-cook-and-philip-jefferson-as-governors/</loc>
		<lastmod>2022-01-14T18:48:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/dr-kings-testament-of-hope-amidst-melancholy-and-discouragement-in-2022/</loc>
		<lastmod>2022-01-14T13:39:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-disparate-impact-of-using-ever-charged-on-a-commercial-loan-application/</loc>
		<lastmod>2022-01-13T20:55:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/call-for-submissions-speak-at-the-2022-just-economy-conference/</loc>
		<lastmod>2022-01-13T19:03:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-legacy-of-redlining-on-black-maternal-health/</loc>
		<lastmod>2022-01-11T18:43:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/nerdwallet-racial-funding-gap-shows-black-business-owners-are-shut-out-from-accessing-capital/</loc>
		<lastmod>2022-01-11T13:13:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/residents-community-groups-react-to-bank-branch-closing-in-brooklyn/</loc>
		<lastmod>2022-01-07T20:30:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/capital-main-are-nonbank-mortgage-lenders-good-for-minority-borrowers/</loc>
		<lastmod>2022-01-07T20:27:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-denver-post-where-we-come-from-is-art-denvers-gentrifying-northside-captured-through-the-lens-and-poetry-of-its-latino-youth/</loc>
		<lastmod>2022-01-07T20:24:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/housing-wire-mortgage-industry-cheers-sandra-thompsons-nomination/</loc>
		<lastmod>2022-01-07T20:20:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/nbc-news-how-3d-printing-can-be-the-solution-to-the-nations-affordable-housing-crisis/</loc>
		<lastmod>2022-01-07T20:17:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/wbfo-npr-nyc-must-provide-separate-housing-for-trans-people-in-homeless-shelters-under-new-settlement/</loc>
		<lastmod>2022-01-07T20:14:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bloomberg-business-equality-wall-street-is-using-tech-firms-like-zillow-to-eat-up-starter-homes/</loc>
		<lastmod>2022-01-07T20:12:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/npr-why-some-cities-are-operating-legal-homeless-camps-even-in-the-dead-of-winter/</loc>
		<lastmod>2022-01-07T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/can-raleigh-and-durham-avoid-past-development-mistakes-as-they-grow/</loc>
		<lastmod>2022-01-07T19:45:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/big-bank-mergers-face-new-hurdles-amid-washington-power-struggle/</loc>
		<lastmod>2022-01-07T19:45:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/failed-watchdog-nomination-angers-progressives/</loc>
		<lastmod>2022-01-07T19:44:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/fintech-leads-the-way-in-fair-lending-practices-with-a-new-kind-of-relationship-banking/</loc>
		<lastmod>2022-01-07T19:44:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/partisan-battle-brewing-over-fdics-bank-merger-policy/</loc>
		<lastmod>2022-01-07T19:44:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/whose-mission-am-i-serving/</loc>
		<lastmod>2022-01-07T19:43:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/first-merchants-releases-its-first-comprehensive-corporate-social-responsibility-report/</loc>
		<lastmod>2022-01-07T19:43:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/hud-ends-silence-on-targeted-lending-programs/</loc>
		<lastmod>2022-01-07T19:43:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/first-merchants-releases-its-first-comprehensive-corporate-social-responsibility-publication/</loc>
		<lastmod>2022-01-07T19:42:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/opinion-branch-deserts-created-by-bank-closures-leave-oregonians-high-and-dry/</loc>
		<lastmod>2022-01-07T19:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/nyssa-oregon-is-losing-its-last-bank/</loc>
		<lastmod>2022-01-07T19:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/lendingclub-on-the-benefits-and-potential-pitfalls-of-automated-lending/</loc>
		<lastmod>2022-01-07T19:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/six-lessons-from-the-paycheck-protection-program/</loc>
		<lastmod>2022-01-07T19:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/one-forecast-on-the-likelihood-of-congressional-hearings-on-ncua-credit-reporting-industry/</loc>
		<lastmod>2022-01-07T19:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/brainards-nomination-promotes-a-close-powell-ally-on-recent-fed-innovations/</loc>
		<lastmod>2022-01-07T19:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/community-coalition-joins-banks-in-blasting-credit-unions/</loc>
		<lastmod>2022-01-07T19:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bidens-winding-road-to-filling-key-posts-frustrates-supporters/</loc>
		<lastmod>2022-01-07T19:39:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/with-infrastructure-windfall-possible-d-c-can-avoid-mistakes-of-the-past/</loc>
		<lastmod>2022-01-07T18:59:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/credit-unions-dealt-blow-in-bid-to-expand-membership/</loc>
		<lastmod>2022-01-07T18:48:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/panel-to-question-controversial-biden-nominee-for-top-bank-regulator/</loc>
		<lastmod>2022-01-07T18:48:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/banking-consumer-groups-call-for-oversight-of-ncua/</loc>
		<lastmod>2022-01-07T18:48:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/qa-exploring-cdfis-role-in-solving-some-of-societys-biggest-challenges/</loc>
		<lastmod>2022-01-07T18:47:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/can-telosa-a-utopian-city-in-the-desert-founded-by-a-billionaire-possibly-succeed/</loc>
		<lastmod>2022-01-07T18:47:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-paycheck-protection-program-was-fintechs-moment-to-shine-that-spotlight-also-revealed-the-problems-with-those-loans/</loc>
		<lastmod>2022-01-07T18:46:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/community-groups-demand-hearings-on-u-s-bank-union-bank-deal/</loc>
		<lastmod>2022-01-07T18:46:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/no-loans-no-growth-mortgage-discrimination-still-happening-in-st-louis-metro/</loc>
		<lastmod>2022-01-07T18:45:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/pnc-bank-announces-leadership-transition-for-its-community-develpment-banking-team/</loc>
		<lastmod>2022-01-07T18:45:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/simplenexus-now-allows-los-to-gather-loan-information-in-spanish/</loc>
		<lastmod>2022-01-07T18:44:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/100-billion-in-community-benefits-in-2021/</loc>
		<lastmod>2022-01-07T18:44:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/racial-disparities-in-homeownership-persist-across-philadelphia-area/</loc>
		<lastmod>2022-01-07T18:44:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/fla-community-loan-fund-issues-public-comment-on-comptroller-of-currency-proposed-rule/</loc>
		<lastmod>2022-01-07T18:43:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/stablecoins-need-legislative-action-now-regulators-say/</loc>
		<lastmod>2022-01-07T18:42:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/elderly-oak-park-woman-faces-losing-her-home/</loc>
		<lastmod>2022-01-07T18:42:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/inside-bidens-hardline-approach-to-end-redlining/</loc>
		<lastmod>2022-01-07T18:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/after-peoples-merger-mt-bank-focuses-on-community-development/</loc>
		<lastmod>2022-01-07T18:41:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/age-as-a-lens-on-pressing-social-issues/</loc>
		<lastmod>2022-01-07T18:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/institutionalizing-the-racial-reckoning-in-community-reinvestment-act-reforms/</loc>
		<lastmod>2022-01-07T18:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/black-homeowners-become-fastest-growing-group-in-real-estate/</loc>
		<lastmod>2022-01-07T18:39:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/mt-unveils-43-billion-community-growth-plan/</loc>
		<lastmod>2022-01-07T18:39:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/native-american-groups-capitalize-on-record-donations-to-confront-chronic-hardship/</loc>
		<lastmod>2022-01-07T18:38:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/advocates-see-red-flags-as-first-mid-seeks-to-acquire-jefferson-bank-trust/</loc>
		<lastmod>2022-01-07T18:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/mt-awaiting-feds-approval-of-merger-unveils-reinvestment-plan/</loc>
		<lastmod>2022-01-07T18:37:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bidens-occ-pick-faces-a-delicate-balance-among-moderates/</loc>
		<lastmod>2022-01-07T18:37:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-submits-comment-to-the-cfpb-on-section-1071-proposed-rule/</loc>
		<lastmod>2022-01-07T16:02:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-hires-adnan-bokhari-as-executive-vice-president-and-cfo/</loc>
		<lastmod>2022-01-06T18:56:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/jan-6-should-be-a-lasting-reminder-that-american-democracy-is-fragile/</loc>
		<lastmod>2022-01-06T18:27:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-comment-on-proposed-section-1071-small-business-lending-data-collection/</loc>
		<lastmod>2022-01-05T14:34:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrcs-comment-on-the-illinois-advanced-notice-of-proposed-rulemaking-concerning-the-illinois-community-reinvestment-act/</loc>
		<lastmod>2022-01-03T21:21:38+00:00</lastmod>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/07/Tables-v1-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/07/Tables-v1-2b.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-comment-on-ny-state-amendment-to-cra-concerning-small-business-lending-data/</loc>
		<lastmod>2022-01-03T21:03:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-comments-to-cfpbs-big-tech-questions-advocate-for-stronger-consumer-protections/</loc>
		<lastmod>2021-12-24T16:22:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/community-reinvestment-groups-commend-repeal-of-disastrous-trump-era-cra-rule-changes/</loc>
		<lastmod>2021-12-21T22:54:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/experience-shopher-fox-5-dc-visits-shopher-at-union-station/</loc>
		<lastmod>2021-12-16T22:04:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-cra-and-race-webinar/</loc>
		<lastmod>2021-12-16T16:44:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-supports-nomination-of-sandra-thompson-as-fhfa-director/</loc>
		<lastmod>2021-12-14T22:13:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-welcomes-fdic-review-of-bank-merger-guidelines/</loc>
		<lastmod>2021-12-10T00:31:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/hud-takes-important-step-to-clearly-and-unequivocally-support-special-purpose-credit-programs/</loc>
		<lastmod>2021-12-08T13:59:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/a-dc-founder-follows-her-fathers-floral-footsteps/</loc>
		<lastmod>2021-12-07T21:02:59+00:00</lastmod>
	</url>
</urlset>
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