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		<loc>https://ncrc.org/the-new-york-times-catholic-order-pledges-100-million-to-atone-for-slave-labor-and-sales/</loc>
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		<loc>https://ncrc.org/bloomberg-historically-redlined-neighborhoods-face-far-higher-flood-risks/</loc>
		<lastmod>2021-03-18T20:25:00+00:00</lastmod>
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		<lastmod>2021-03-18T20:23:55+00:00</lastmod>
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		<loc>https://ncrc.org/axios-goldman-puts-10-billion-behind-fight-to-equalize-black-womenomics/</loc>
		<lastmod>2021-03-18T20:22:39+00:00</lastmod>
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		<loc>https://ncrc.org/bloomberg-how-unfair-property-taxes-keep-black-families-from-gaining-wealth/</loc>
		<lastmod>2021-03-18T20:22:05+00:00</lastmod>
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		<loc>https://ncrc.org/the-new-york-times-opinion-amazon-and-the-breaking-of-baltimore/</loc>
		<lastmod>2021-03-18T20:19:34+00:00</lastmod>
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		<loc>https://ncrc.org/madison-dreams-on-the-line-many-business-owners-of-color-were-already-operating-with-little-room-for-error-and-then-the-pandemic-hit/</loc>
		<lastmod>2021-03-18T20:18:38+00:00</lastmod>
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		<loc>https://ncrc.org/investopidia-small-business-contract-discrimination/</loc>
		<lastmod>2021-03-18T20:18:07+00:00</lastmod>
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		<loc>https://ncrc.org/marketscreenerfirst-merchants-celebrates-opening-of-new-avondale-meadows-banking-center/</loc>
		<lastmod>2021-03-18T20:17:42+00:00</lastmod>
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		<loc>https://ncrc.org/govloop-the-best-government-conferences-of-2021/</loc>
		<lastmod>2021-03-18T20:17:19+00:00</lastmod>
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		<loc>https://ncrc.org/globenewswire-constellation-brands-announces-commitment-to-invest-10-million-in-clear-vision-impact-fund-to-support-black-and-minority-owned-businesses/</loc>
		<lastmod>2021-03-18T20:16:41+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/marketwatch-black-homeownership-rate-hits-lowest/</loc>
		<lastmod>2021-03-18T20:16:25+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/the-financial-brand-brace-yourself-for-an-angry-online-mob-when-closing-branches/</loc>
		<lastmod>2021-03-18T20:16:06+00:00</lastmod>
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		<loc>https://ncrc.org/the-national-herald-addressing-the-pandemics-impact-on-women-and-girls-around-the-world/</loc>
		<lastmod>2021-03-18T20:15:34+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/probuilder-black-homeownership-rate-drops-to-lowest-level-since-1960s/</loc>
		<lastmod>2021-03-18T20:14:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/cbs-boston-are-minority-owned-boston-businesses-getting-their-share-of-covid-relief-money/</loc>
		<lastmod>2021-03-18T20:13:23+00:00</lastmod>
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		<loc>https://ncrc.org/report-even-while-thousands-vanished-local-bank-branches-remained-critical-for-small-business-lending/</loc>
		<lastmod>2021-03-17T13:22:03+00:00</lastmod>
	</url>
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		<loc>https://ncrc.org/ncrc-promotes-marisa-calderon-to-chief-of-community-finance-and-mobility/</loc>
		<lastmod>2021-03-15T20:35:13+00:00</lastmod>
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		<loc>https://ncrc.org/cra-overhaul-comments-to-the-federal-reserve-banks-say-no-we-cant-and-community-groups-say-yes-you-can/</loc>
		<lastmod>2021-03-12T17:32:03+00:00</lastmod>
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		<loc>https://ncrc.org/ncrc-hires-juan-leyton-as-new-director-of-organizing/</loc>
		<lastmod>2021-03-12T15:46:47+00:00</lastmod>
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		<loc>https://ncrc.org/juan-leyton/</loc>
		<lastmod>2021-03-11T20:28:13+00:00</lastmod>
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		<loc>https://ncrc.org/mckinsey-company-america-2021-the-opportunity-to-advance-racial-equity/</loc>
		<lastmod>2021-03-11T14:23:44+00:00</lastmod>
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		<loc>https://ncrc.org/the-american-prospect-the-progressive-multiplier-how-democrats-can-defeat-trumpism/</loc>
		<lastmod>2021-03-11T14:23:29+00:00</lastmod>
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		<loc>https://ncrc.org/the-washington-post-virginia-senate-bill-demands-metro-change-station-name-to-include-bank-or-lose-millions-in-funding/</loc>
		<lastmod>2021-03-11T14:22:48+00:00</lastmod>
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		<loc>https://ncrc.org/sierra-club-from-redlining-to-restorative-justice/</loc>
		<lastmod>2021-03-11T14:22:34+00:00</lastmod>
	</url>
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		<loc>https://ncrc.org/the-new-york-times-mitt-romney-has-a-plan-and-joe-biden-should-borrow-from-it/</loc>
		<lastmod>2021-03-11T14:22:14+00:00</lastmod>
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		<loc>https://ncrc.org/american-banker-feds-powell-sees-opportunity-for-joint-cra-overhaul/</loc>
		<lastmod>2021-03-11T14:21:38+00:00</lastmod>
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		<loc>https://ncrc.org/abc-what-is-redlining-and-how-it-doomed-generations-of-black-families-in-durham/</loc>
		<lastmod>2021-03-11T14:21:23+00:00</lastmod>
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		<loc>https://ncrc.org/the-wall-street-journal-tiaa-names-jpmorgans-thasunda-brown-duckett-as-ceo/</loc>
		<lastmod>2021-03-11T14:20:43+00:00</lastmod>
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		<loc>https://ncrc.org/vox-bias-disrespect-and-demotions-black-employees-say-amazon-has-a-race-problem/</loc>
		<lastmod>2021-03-11T14:20:15+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/bloomberg-citylab-the-true-costs-of-working-from-home/</loc>
		<lastmod>2021-03-11T14:19:58+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/the-wall-street-journal-u-s-retirement-crisis-hits-black-americans-hard/</loc>
		<lastmod>2021-03-11T14:19:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/brookings-a-few-small-banks-have-become-overdraft-giants/</loc>
		<lastmod>2021-03-11T14:19:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/dcist-as-marijuana-legalization-advances-in-the-d-c-region-lawmakers-focus-on-racial-equity/</loc>
		<lastmod>2021-03-11T14:19:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/whyy-home-appraisals-drive-americas-racial-wealth-gap-95-of-phillys-appraisers-are-white/</loc>
		<lastmod>2021-03-11T14:18:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bloomberg-citylab-what-it-will-take-to-close-the-race-gap-in-home-appraisals/</loc>
		<lastmod>2021-03-11T14:18:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-atlantic-stocktons-basic-income-experiment-pays-off/</loc>
		<lastmod>2021-03-11T14:17:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/nbc-lost-jobs-less-pay-no-childcare-a-year-into-the-pandemic-women-are-not-ok/</loc>
		<lastmod>2021-03-11T14:17:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/vogue-the-year-of-invisible-crisis-three-women-on-losing-or-leaving-their-jobs-during-the-pandemic/</loc>
		<lastmod>2021-03-11T14:17:18+00:00</lastmod>
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		<loc>https://ncrc.org/business-insider/</loc>
		<lastmod>2021-03-11T14:16:54+00:00</lastmod>
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		<loc>https://ncrc.org/the-new-york-times-pandemics-toll-on-housing-falling-behind-doubling-up-2/</loc>
		<lastmod>2021-03-11T14:16:31+00:00</lastmod>
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		<loc>https://ncrc.org/cnbc-they-went-bust-in-the-great-recession-now-in-their-80s-the-pandemic-took-their-jobs-2/</loc>
		<lastmod>2021-03-11T14:15:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bloomberg-can-an-activist-hud-make-housing-a-human-right/</loc>
		<lastmod>2021-03-11T14:15:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/wall-street-journal-venmos-debt-collection-practices-probed-by-cfpb/</loc>
		<lastmod>2021-03-11T14:15:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/national-public-radio-biden-administration-resurrects-office-to-help-women-at-the-breaking-point/</loc>
		<lastmod>2021-03-11T14:15:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-2-5-million-women-left-the-work-force-during-the-pandemic-harris-sees-a-national-emergency/</loc>
		<lastmod>2021-03-11T14:14:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/teen-vogue-what-is-redlining-how-residential-segregation-shaped-u-s-cities/</loc>
		<lastmod>2021-03-11T14:11:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/24-7-wallstreet-the-most-segregated-cities-in-america/</loc>
		<lastmod>2021-03-11T14:11:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/nonprofit-quarterly-closing-the-racial-wealth-gap-and-the-case-for-reparations/</loc>
		<lastmod>2021-03-11T14:10:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-kojo-nnamdi-show-has-gentrification-actually-slowed-in-d-c/</loc>
		<lastmod>2021-03-11T14:10:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/metropolis-comment-architects-didnt-invent-redlining-but-we-helped-reinforce-it-on-two-continents/</loc>
		<lastmod>2021-03-11T14:09:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-first-citizens-commits-16-billion-to-community-development-lending/</loc>
		<lastmod>2021-03-11T14:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bon-appetit-in-gentrifying-atlanta-black-owned-food-businesses-are-banding-together-to-survive-and-thrive/</loc>
		<lastmod>2021-03-11T14:09:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/mass-transit-denver-rtd-board-approves-policy-to-encourage-development-of-affordable-housing-on-rtd-property/</loc>
		<lastmod>2021-03-11T14:08:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/better-markets-fed-must-improve-update-cra-for-underserved-communities/</loc>
		<lastmod>2021-03-11T14:08:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/next-city-the-pandemic-is-pushing-cities-to-rethink-how-to-drive-capital-to-small-business/</loc>
		<lastmod>2021-03-11T14:07:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/star-beacon-amha-hires-two-new-leaders/</loc>
		<lastmod>2021-03-11T14:07:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-non-profit-times-first-citizens-bank-ncrc-to-offer-16b-community-benefits-plan/</loc>
		<lastmod>2021-03-11T14:07:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/jdsupra-what-do-acting-cfpb-director-uejios-comments-on-consumer-complaint-responses-and-potential-racial-disparities-mean-for-regulated-financial-institutions/</loc>
		<lastmod>2021-03-11T14:06:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/finextra-us-faster-payments-council-sets-up-work-groups/</loc>
		<lastmod>2021-03-11T14:05:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/advisornews-civil-rights-fair-lending-and-consumer-rights-organizations-call-on-the-federal-reserve-to-strengthen-the-community-reinvestment-act/</loc>
		<lastmod>2021-03-11T14:04:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-atlantic-why-democrats-are-fighting-over-an-obscure-d-c-bureaucrat/</loc>
		<lastmod>2021-03-11T14:03:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/this-agency-could-push-banks-to-fight-inequality-and-biden-has-to-decide-who-should-run-it/</loc>
		<lastmod>2021-03-11T14:02:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-daily-free-press-boston-remains-highly-gentrified-despite-housing-efforts/</loc>
		<lastmod>2021-03-11T14:02:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/pr-newswire-half-of-homes-in-seattle-and-washington-d-c-are-in-economically-integrated-neighborhoods-a-bigger-share-than-other-major-u-s-cities/</loc>
		<lastmod>2021-03-11T14:02:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-national-herald-snf-small-business-growth-recovery-fund-launched-by-ncrc-and-snf/</loc>
		<lastmod>2021-03-11T14:01:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/human-rights-watch-h-r-40-exploring-the-path-to-reparative-justice-in-america/</loc>
		<lastmod>2021-03-11T14:01:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/harlem-world-magazine-president-joe-biden-calls-on-hud-to-address-racial-equity-from-harlem-to-hawaii/</loc>
		<lastmod>2021-03-11T13:59:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-progressive-first-person-singular-bidens-challenge-on-race/</loc>
		<lastmod>2021-03-11T13:59:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/mtshasta-news-bank-closures-dunsmuir-to-lose-last-bank-weed-mechanics-bank-to-merge-with-mount-shasta/</loc>
		<lastmod>2021-03-11T13:58:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-m-report-the-week-ahead-webinar-on-real-estate-direct-lending/</loc>
		<lastmod>2021-03-11T13:58:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-applauds-passage-of-the-american-rescue-plan/</loc>
		<lastmod>2021-03-10T20:50:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-applauds-confirmation-of-marcia-l-fudge-to-head-of-hud/</loc>
		<lastmod>2021-03-10T19:19:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/civil-rights-fair-lending-and-consumer-rights-organizations-urge-a-more-race-conscious-cra/</loc>
		<lastmod>2021-03-10T15:11:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-comment-on-federal-reserve-boards-advance-notice-of-proposed-rulemaking-regarding-the-community-reinvestment-act-february-2021/</loc>
		<lastmod>2021-03-10T14:10:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-applauds-cfpb-for-landmark-action-to-prevent-lending-discrimination-based-on-gender-identity-and-sexual-orientation/</loc>
		<lastmod>2021-03-09T21:24:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-urges-robust-affordable-housing-goals-fhfa-policies-to-support-them/</loc>
		<lastmod>2021-03-09T14:42:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/latoria-brent/</loc>
		<lastmod>2021-03-09T14:29:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/peter-hainley/</loc>
		<lastmod>2021-03-08T22:06:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-receives-1-million-from-w-k-kellogg-foundation-to-support-data-transparency-research-and-private-sector-training-to-expand-racial-equity-in-small-business-lending/</loc>
		<lastmod>2021-03-08T14:18:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-urges-support-for-the-fair-lending-for-all-act-hr166-recommends-strengthening-enforcement-to-prevent-lending-discrimination/</loc>
		<lastmod>2021-03-04T12:52:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-scale-of-the-nations-affordable-housing-challenge-requires-enterprises-ready-to-meet-it/</loc>
		<lastmod>2021-03-03T17:28:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-mourns-the-loss-of-vernon-jordan/</loc>
		<lastmod>2021-03-03T15:04:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/report-to-get-to-60-black-homeownership-major-changes-needed-in-housing-finance-and-community-development-systems/</loc>
		<lastmod>2021-03-02T14:31:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/banking-relationships-how-and-why/</loc>
		<lastmod>2021-02-26T18:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/jennifer-powers-promoted-to-national-vice-president-of-acquisitions-at-growth-by-ncrc/</loc>
		<lastmod>2021-02-24T20:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-consumer-and-community-groups-urge-fdic-to-deny-insurance-application-for-rakuten-ilc/</loc>
		<lastmod>2021-02-22T18:22:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/first-citizens-bank-announces-16-billion-community-benefits-plan/</loc>
		<lastmod>2021-02-22T16:15:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/14-black-and-woman-owned-brands-to-support-this-month/</loc>
		<lastmod>2021-02-18T20:27:52+00:00</lastmod>
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			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/Mutanis.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/House-of-Gannt.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/wellness.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/Twist.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/Hair-care.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/Mischo.png</image:loc>
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		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/blue.png</image:loc>
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		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/dog.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/nak.png</image:loc>
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		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/oasis.png</image:loc>
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		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/pinkes.png</image:loc>
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		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/road-1.png</image:loc>
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	</url>
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		<loc>https://ncrc.org/civil-rights-fair-lending-and-consumer-rights-organizations-call-on-the-federal-reserve-to-strengthen-the-community-reinvestment-act/</loc>
		<lastmod>2021-02-18T19:45:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/over-100-groups-call-on-federal-reserve-to-strengthen-cra/</loc>
		<lastmod>2021-02-18T14:46:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-national-community-reinvestment-coalition-and-the-stavros-niarchos-foundation-launch-the-snf-small-business-growth-recovery-fund/</loc>
		<lastmod>2021-02-17T15:33:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-pandemics-toll-on-housing-falling-behind-doubling-up/</loc>
		<lastmod>2021-02-15T18:16:31+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/the-washington-post-opinion-barry-farms-historic-landmark-designation-was-pitted-against-affordable-housing/</loc>
		<lastmod>2021-02-15T18:16:06+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/cnbc-they-went-bust-in-the-great-recession-now-in-their-80s-the-pandemic-took-their-jobs/</loc>
		<lastmod>2021-02-15T18:15:43+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/the-wall-street-journal-venmos-debt-collection-practices-probed-by-cfpb/</loc>
		<lastmod>2021-02-15T18:15:08+00:00</lastmod>
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		<loc>https://ncrc.org/the-wall-street-journal-minority-owned-firms-hurt-by-pandemic-will-be-focus-for-small-business-administration-nominee/</loc>
		<lastmod>2021-02-15T18:14:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/jdsurpa-ca-federal-district-court-denies-occs-motion-to-dismiss-lawsuit-challenging-final-cra-rule/</loc>
		<lastmod>2021-02-15T18:12:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/next-city-economics-in-brief-small-businesses-happy-with-ppp-loans-from-cdfis/</loc>
		<lastmod>2021-02-15T18:11:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bank-news-now-court-rules-lawsuit-challenging-cra-rule-can-proceed/</loc>
		<lastmod>2021-02-15T18:10:40+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/press-and-guide-obama-didnt-close-the-racial-wealth-divide-can-biden/</loc>
		<lastmod>2021-02-15T18:10:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/garp-new-administration-new-hope-for-clarity-on-crypto/</loc>
		<lastmod>2021-02-15T18:09:24+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/leading-u-s-senators-homeowner-assistance-fund-is-critical-to-pandemic-emergency-response/</loc>
		<lastmod>2021-02-15T18:06:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/illinois-responds-to-systemic-racism-with-36-rate-cap/</loc>
		<lastmod>2021-02-12T20:30:22+00:00</lastmod>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/4pillars-web.jpg</image:loc>
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			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/paydayloansper1002019-2.png</image:loc>
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			<image:loc>https://ncrc.org/wp-content/uploads/2021/02/sb1792coalition.png</image:loc>
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		<loc>https://ncrc.org/ncrc-applauds-hud-announcement-to-prohibit-housing-discrimination-based-on-sexual-orientation-gender-identity/</loc>
		<lastmod>2021-02-11T19:09:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrcs-comment-on-fhfas-proposal-on-credit-score-models/</loc>
		<lastmod>2021-02-11T17:57:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-applauds-hud-withdrawing-appeal-in-fair-housing-case/</loc>
		<lastmod>2021-02-10T13:59:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/member-profile-peoples-self-help-housing/</loc>
		<lastmod>2021-02-09T19:59:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/al-birminghams-annual-a-g-gaston-conference-to-be-held-virtually-and-free-of-charge/</loc>
		<lastmod>2021-02-05T20:11:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/lexblog-the-occs-cra-final-rule-under-a-new-comptroller-and-the-biden-administration-what-now/</loc>
		<lastmod>2021-02-05T20:05:09+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/the-real-deal-biden-to-address-racial-gap-environmental-justice-in-housing/</loc>
		<lastmod>2021-02-05T20:02:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker/</loc>
		<lastmod>2021-02-05T19:59:12+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/coeur-dalene-press-dear-californians-moving-to-coeur-dalene/</loc>
		<lastmod>2021-02-05T19:56:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/housing-wire/</loc>
		<lastmod>2021-02-05T19:53:33+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/sp-global-progressives-critical-of-bidens-expected-occ-nominee-over-fintech-ties/</loc>
		<lastmod>2021-02-05T19:51:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/build-healthy-places-network-why-the-community-reinvestment-act-is-a-critical-tool-for-building-healthier-communities/</loc>
		<lastmod>2021-02-05T19:50:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/marketplace-biden-orders-push-agencies-to-reckon-with-their-roles-in-systemic-racism/</loc>
		<lastmod>2021-02-05T19:48:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/wusa9-heres-what-renters-homeowners-need-to-know-about-covid-19-housing-relief-2/</loc>
		<lastmod>2021-02-05T19:45:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/cnn-business-racial-inequality-in-banking-is-a-huge-problem-killer-mike-thinks-he-has-a-solution/</loc>
		<lastmod>2021-02-05T19:44:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-denver-gazette-denvers-central-70-project-digging-in-troubled-ground/</loc>
		<lastmod>2021-02-05T19:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/thomas-reuters-foundation-tax-law-overhaul-could-boost-deprived-u-s-areas-after-democratic-gains/</loc>
		<lastmod>2021-02-05T19:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/san-antonio-current/</loc>
		<lastmod>2021-02-05T19:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/a-black-community-plagued-by-a-chemical-spill-is-an-early-test-of-the-biden-administrations-commitment-to-racial-equity/</loc>
		<lastmod>2021-02-05T19:13:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/advocates-applaud-senate-bill-fund-to-help-millions-of-families-keep-their-homes-urge-inclusion-in-covid-stimulus-bill/</loc>
		<lastmod>2021-02-05T16:33:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-applauds-trade-groups-call-on-the-occ-to-withdraw-flawed-cra-rules/</loc>
		<lastmod>2021-02-04T17:19:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bloomberg-law-community-groups-suit-over-trump-anti-redlining-rules-to-proceed/</loc>
		<lastmod>2021-02-04T13:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/5280-will-support-for-black-owned-businesses-continue-in-2021/</loc>
		<lastmod>2021-02-04T13:38:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/inequity-in-access-to-loan-modifications/</loc>
		<lastmod>2021-02-04T13:37:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bollyinside-reinvestment-coalition-says-evidence-indicates-unequal-access-to-business-support-banking-services-for-minorities/</loc>
		<lastmod>2021-02-04T13:36:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-the-second-way-to-close-the-wealth-gap/</loc>
		<lastmod>2021-02-04T13:35:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/hr-drive-yelp-transfers-10m-in-cash-reserves-to-black-owned-banks/</loc>
		<lastmod>2021-02-04T13:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/pressfrom-minority-owned-businesses-at-end-of-the-line-for-ppp-loans-thousands-ignored-or-denied/</loc>
		<lastmod>2021-02-04T13:29:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/reuters-occ-must-face-lawsuit-over-relaxed-anti-discrimination-rule/</loc>
		<lastmod>2021-02-04T13:28:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-comment-on-occ-scoring-methodology/</loc>
		<lastmod>2021-02-02T22:09:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/justice-dept-seeks-to-pare-back-civil-rights-protections-for-minorities/</loc>
		<lastmod>2021-02-02T18:07:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/study-more-evidence-of-inequity-in-access-to-bank-services-to-help-small-businesses-survive-the-pandemic/</loc>
		<lastmod>2021-02-02T14:43:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/join-our-newly-created-individual-membership-platform-the-just-economy-club/</loc>
		<lastmod>2021-02-02T14:31:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ruling-federal-court-rejects-trump-admins-effort-to-evade-accountability-for-unlawfully-gutting-anti-redlining-protections/</loc>
		<lastmod>2021-02-01T18:57:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/columbus-celebrates-completion-of-20-new-homes-as-part-of-regional-affordable-housing-initiative/</loc>
		<lastmod>2021-01-28T20:52:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/submit-a-cra-comment-to-the-federal-reserve/</loc>
		<lastmod>2021-01-28T15:19:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/covid-19-webinar-on-small-business-housing-relief-updates/</loc>
		<lastmod>2021-01-27T20:21:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/call-for-submissions-speak-at-the-2021-just-economy-conference/</loc>
		<lastmod>2021-01-27T20:19:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-guardian-america-is-broken-so-we-asked-some-of-its-greatest-minds-how-they-would-fix-it/</loc>
		<lastmod>2021-01-27T16:43:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-launches-online-forum-and-content-hub-for-members/</loc>
		<lastmod>2021-01-27T14:38:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/president-biden-signs-executive-order-directing-hud-to-address-history-of-systemic-racism/</loc>
		<lastmod>2021-01-26T21:10:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/registration-is-open-for-ncrcs-just-economy-conference/</loc>
		<lastmod>2021-01-26T15:40:01+00:00</lastmod>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/01/Hill-day-2019.jpg</image:loc>
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	<url>
		<loc>https://ncrc.org/senate-confirms-janet-yellen-as-treasury-secretary/</loc>
		<lastmod>2021-01-26T13:52:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/a-steely-national-resolve-is-needed-to-achieve-an-equitable-recovery/</loc>
		<lastmod>2021-01-21T21:01:44+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/ncrc-comment-letter-on-the-cfpbs-outline-of-proposals-under-consideration-to-implement-small-business-lending-data-collection-requirements/</loc>
		<lastmod>2021-01-21T19:15:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-executive-jenn-jones-appointed-chief-of-staff-at-hud/</loc>
		<lastmod>2021-01-21T00:20:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/joint-consumer-industry-comments-to-veterans-administrations-partial-claims-proposal/</loc>
		<lastmod>2021-01-20T21:19:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/joint-letter-urging-the-incoming-biden-administration-to-include-homeowner-assistance-in-the-proposed-american-rescue-plan/</loc>
		<lastmod>2021-01-20T21:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-statement-on-joe-biden-kamala-harris-and-day-1-executive-actions/</loc>
		<lastmod>2021-01-20T17:22:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/growth-by-ncrc-and-greenlining-realty-usa-celebrate-completion-of-nine-housing-units-in-west-woodlawn/</loc>
		<lastmod>2021-01-20T17:07:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/growth-by-ncrc-and-benedict-allen-community-development-corporation-announce-the-completion-of-eight-new-affordable-homes/</loc>
		<lastmod>2021-01-20T17:07:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-recommends-new-way-to-establish-cra-assessment-areas-for-branchless-banks/</loc>
		<lastmod>2021-01-19T20:42:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-applauds-the-announcement-of-rohit-chopra-to-head-consumer-financial-protection-bureau/</loc>
		<lastmod>2021-01-18T15:59:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/covid-19-relief-bill-to-make-new-small-business-grants-and-loans-available/</loc>
		<lastmod>2021-01-12T21:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-files-comment-opposing-charter-application-from-gm-financial/</loc>
		<lastmod>2021-01-11T19:14:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/billionaires-need-to-pay-their-fair-share/</loc>
		<lastmod>2021-01-08T20:48:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/why-biden-must-build-back-better-than-obama-for-blacks/</loc>
		<lastmod>2021-01-07T15:41:50+00:00</lastmod>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/01/RWC-charts-v1-1.png</image:loc>
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		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/01/RWC-charts-v1-2.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2021/01/RWC-charts-v1-3.png</image:loc>
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	</url>
	<url>
		<loc>https://ncrc.org/ncrc-statement-on-the-failed-coup/</loc>
		<lastmod>2021-01-07T15:10:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/to-expand-the-economy-invest-in-black-businesses/</loc>
		<lastmod>2021-01-06T20:00:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bloomberg-behind-amazons-hq2-fiasco-jeff-bezos-was-jealous-of-elon-musk/</loc>
		<lastmod>2021-01-06T15:13:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-american-prospect-black-voters-matter-and-so-do-black-lives-after-elections/</loc>
		<lastmod>2021-01-06T14:21:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/la-progressive-will-pandemic-create-housing-solutions-or-hurt-homeless-more/</loc>
		<lastmod>2021-01-06T14:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/dorchester-reporter-how-dorchester-bay-city-can-be-the-beginning-for-a-new-boston/</loc>
		<lastmod>2021-01-05T21:38:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/built-in-colorado-how-to-diversify-your-team-regardless-of-location/</loc>
		<lastmod>2021-01-05T21:32:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/pandemic-ethics-podcast-race-justice-and-the-pandemic/</loc>
		<lastmod>2021-01-05T21:28:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/shelterforce-the-foreclosure-crisis-waiting-for-us-in-january/</loc>
		<lastmod>2021-01-05T21:23:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/business-wire-yelp-deposits-10-million-of-cash-reserves-with-black-owned-financial-institutions-to-support-underserved-communities/</loc>
		<lastmod>2021-01-05T21:19:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-u-s-lost-5-of-bank-branches-between-2017-and-2020/</loc>
		<lastmod>2021-01-05T21:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/apple-podcasts-where-race-gender-intersect-why-the-wealth-gap-is-widening-and-how-to-help/</loc>
		<lastmod>2021-01-05T21:06:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/al-jazeera-residue-what-is-lost-to-gentrification/</loc>
		<lastmod>2021-01-05T21:03:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/reuters-housing-group-urges-court-to-revoke-cfpb-mortgage-reporting-rule/</loc>
		<lastmod>2021-01-05T20:59:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-pandemic-disproved-urban-progressives-theory-about-gentrification/</loc>
		<lastmod>2021-01-05T20:58:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/worcester-business-journal-report-majority-of-greater-worcester-ppp-loans-went-to-wealthy-white-neighborhoods/</loc>
		<lastmod>2021-01-05T20:57:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/new-york-ends-a-punishment-that-traps-people-in-poverty/</loc>
		<lastmod>2021-01-05T20:55:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-center-for-public-integrity-ppp-loans-were-supposed-to-prioritize-low-income-areas-during-the-pandemic-they-didnt/</loc>
		<lastmod>2021-01-05T20:52:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/for-corrosive-inequality-look-to-the-upper-middle-class/</loc>
		<lastmod>2021-01-05T20:50:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/occ-federally-chartered-banks-and-thrifts-may-participate-in-independent-node-verification-networks-and-use-stablecoins-for-payment-activities/</loc>
		<lastmod>2021-01-05T20:43:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/boston-magazine-how-has-boston-gotten-away-with-being-segregated-for-so-long/</loc>
		<lastmod>2021-01-05T20:37:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/pandemic-stimulus-a-necessary-stopgap-but-more-work-needs-to-be-done-for-a-just-recovery/</loc>
		<lastmod>2021-01-05T20:31:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-debate-on-systemic-racism-and-why-it-matters/</loc>
		<lastmod>2021-01-05T20:30:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-comments-on-oportun-charter-application-2020-we-charter-317993/</loc>
		<lastmod>2021-01-05T20:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/joint-trades-and-consumer-organization-request-for-comment-period-extensions/</loc>
		<lastmod>2021-01-05T20:28:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/national-banks-and-federal-savings-associations-as-lenders-comment-sign-on-letter/</loc>
		<lastmod>2021-01-05T20:27:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/wfaa-minority-groups-organizing-in-dallas-to-open-dialogue-with-banks-increase-lending/</loc>
		<lastmod>2021-01-05T20:24:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ap-news-fifth-third-bank-announces-2-8-billion-investment-to-accelerate-racial-equity-equality-and-inclusion/</loc>
		<lastmod>2021-01-05T20:18:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-detroit-news-sandra-pierce-investing-in-the-community-is-top-priority/</loc>
		<lastmod>2021-01-05T20:14:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/generocity-this-is-philadelphias-largest-newest-coalition-combating-poverty/</loc>
		<lastmod>2021-01-05T20:06:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/pa-news-port-arthurs-ike-mills-advocates-for-justice-for-black-farmers-act/</loc>
		<lastmod>2021-01-05T19:56:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/go-erie-in-block-after-block-of-city-neighborhoods-in-erie-theres-not-a-bank-to-be-found/</loc>
		<lastmod>2021-01-05T18:34:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-news-observer-residents-of-ncs-redlined-neighborhoods-have-higher-covid-19-risk-study-shows/</loc>
		<lastmod>2021-01-05T18:30:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/street-sense-media-rent-control-omnibus-legislation-gets-hearing-with-sharp-divide-between-tenant-advocates-and-housing-providers/</loc>
		<lastmod>2021-01-05T18:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/reuters-exclusive-u-s-watchdogs-train-sights-on-lender-misconduct-in-pandemic-aid-program/</loc>
		<lastmod>2021-01-05T18:20:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/buffalo-news-how-keybanks-deal-for-first-niagara-stacks-up-five-years-later/</loc>
		<lastmod>2021-01-05T18:17:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/wfaa/</loc>
		<lastmod>2021-01-05T18:08:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-washington-post-black-businesses-are-fighting-for-their-lives-we-cant-afford-to-lose-them/</loc>
		<lastmod>2021-01-05T18:02:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/npr-in-u-s-cities-the-health-effects-of-past-housing-discrimination-are-plain-to-see/</loc>
		<lastmod>2021-01-05T17:28:30+00:00</lastmod>
	</url>
</urlset>
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