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		<loc>https://ncrc.org/small-businesses-need-more-from-congress-and-agencies-in-covid-19-emergency-funding/</loc>
		<lastmod>2020-04-08T13:52:38+00:00</lastmod>
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		<loc>https://ncrc.org/what-you-need-to-know-about-student-loans-and-the-coronavirus-pandemic/</loc>
		<lastmod>2020-04-07T18:21:56+00:00</lastmod>
	</url>
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		<loc>https://ncrc.org/fort_myers/</loc>
		<lastmod>2020-04-06T21:23:46+00:00</lastmod>
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	<url>
		<loc>https://ncrc.org/next-city-the-feds-secret-superpowers-to-support-cities-through-covid-19-and-beyond/</loc>
		<lastmod>2020-04-06T20:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ds-news-activists-push-for-further-eviction-moratoriums/</loc>
		<lastmod>2020-04-06T20:03:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-calls-to-cease-non-coronavirus-rulemaking-grow-louder/</loc>
		<lastmod>2020-04-06T19:58:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/moment-of-trust-how-healthcare-professionals-and-systems-can-advance-health-equity/</loc>
		<lastmod>2020-04-03T17:47:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/beware-of-scams-related-to-the-coronavirus/</loc>
		<lastmod>2020-04-02T19:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/national-and-community-groups-call-on-fdic-occ-to-suspend-cra-rulemaking-for-covid-19/</loc>
		<lastmod>2020-04-02T18:44:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/spreading-like-a-virus-xenophobia-racism-and-covid-19/</loc>
		<lastmod>2020-04-02T18:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/learning-from-covid-19-about-community-led-change/</loc>
		<lastmod>2020-04-01T13:52:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/tips-for-financial-caregivers-during-the-coronavirus-pandemic/</loc>
		<lastmod>2020-03-31T13:57:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/2020-just-economy-conference-cancelled/</loc>
		<lastmod>2020-03-27T15:30:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/study-proposed-rule-changes-to-cra-could-encourage-neglect-of-entire-markets-by-big-banks/</loc>
		<lastmod>2020-03-27T02:34:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/sign-on-letter-asking-occ-fdic-to-suspend-cra-rulemaking-during-the-covid-19-crisis/</loc>
		<lastmod>2020-03-25T18:04:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/protecting-your-credit-during-the-coronavirus-pandemic/</loc>
		<lastmod>2020-03-25T16:14:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrcs-letter-to-congress-on-covid-19-stimulus-provisions/</loc>
		<lastmod>2020-03-25T15:54:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-will-occ-plan-silence-some-critics-of-bank-ma/</loc>
		<lastmod>2020-03-25T15:19:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/dsnews-activists-call-for-halts-on-foreclosures/</loc>
		<lastmod>2020-03-25T15:17:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-mortgage-lenders-consider-plan-to-suspend-payments-amid-crisis/</loc>
		<lastmod>2020-03-25T15:15:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/nonprofit-quarterly-community-reinvestment-act-at-risk-whats-at-stake/</loc>
		<lastmod>2020-03-25T15:13:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-community-banks-seek-broader-exemption-from-cra-changes/</loc>
		<lastmod>2020-03-25T15:12:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-washington-post-homeowners-are-getting-federal-mortgage-relief-but-renters-arent-so-lucky/</loc>
		<lastmod>2020-03-25T15:11:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/silicon-angle-square-gains-fdic-conditional-approval-for-a-banking-license/</loc>
		<lastmod>2020-03-25T15:10:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-coronavirus-testing-loan-services-mettle/</loc>
		<lastmod>2020-03-25T15:08:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/daily-news-southeast-queens-hungry-for-opportunity-the-predominantly-black-middle-class-swath-of-the-city-cant-get-banking-services/</loc>
		<lastmod>2020-03-25T15:06:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-calls-mount-for-us-to-halt-foreclosures-eviction-amid-health-crisis/</loc>
		<lastmod>2020-03-25T13:43:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/jd-supra-consumer-advocates-send-letter-urging-alternative-reference-rate-committee-to-consider-impact-on-student-loans-in-implementing-change-from-libor-to-sofr/</loc>
		<lastmod>2020-03-25T13:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/business-wire-fifth-third-bank-announces-100-million-investment-in-opportunity-zones/</loc>
		<lastmod>2020-03-24T20:03:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-banker-regulators-arent-only-ones-at-odds-over-cra-reform/</loc>
		<lastmod>2020-03-24T19:59:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-applauds-federal-reserve-fdic-occ-efforts-to-expand-cra-credit-for-activities-in-response-to-covid-19/</loc>
		<lastmod>2020-03-20T19:05:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/washington-post-millions-of-u-s-grandparents-care-for-young-kids-and-are-high-risk-for-covid-19/</loc>
		<lastmod>2020-03-20T18:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/brookings-americas-inequitable-housing-system-is-completely-unprepared-for-coronavirus/</loc>
		<lastmod>2020-03-20T18:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/cnn-coronavirus-is-already-disrupting-the-2020-census/</loc>
		<lastmod>2020-03-20T18:06:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/wired-how-social-distancing-became-social-justice/</loc>
		<lastmod>2020-03-20T18:04:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/protect-yourself-financially-from-the-impact-of-the-coronavirus/</loc>
		<lastmod>2020-03-20T17:46:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/contending-with-debt-244-midterm-candidates-are-in-the-red/</loc>
		<lastmod>2020-03-20T15:46:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-applauds-congress-and-trump-administration-efforts-to-keep-people-in-their-homes-but-more-needs-to-be-done/</loc>
		<lastmod>2020-03-18T21:53:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-supports-covid-19-housing-and-financial-protections-for-individuals-and-small-businesses/</loc>
		<lastmod>2020-03-13T17:47:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-baltimore-sun-maryland-delegates-ok-housing-anti-discrimination-bill-based-on-tenants-source-of-income/</loc>
		<lastmod>2020-03-13T15:20:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/qns-congressional-hearing-held-in-jamaica-shows-modern-day-redlining-persists-in-queens/</loc>
		<lastmod>2020-03-13T15:18:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/inc-remember-that-company-with-the-70k-minimum-wage-5-years-on-the-results-suggest-more-businesses-should-follow-suit/</loc>
		<lastmod>2020-03-13T15:17:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-the-economy-is-on-the-edge-and-trump-may-push-it-over/</loc>
		<lastmod>2020-03-13T15:15:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-washington-post-charles-barkley-is-selling-memorabilia-to-build-affordable-housing-in-his-alabama-hometown/</loc>
		<lastmod>2020-03-13T15:13:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-urban-institute-the-termination-of-libor-an-update-on-implications-for-the-mortgage-market/</loc>
		<lastmod>2020-03-13T15:12:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-washington-post-living-without-a-living-wage/</loc>
		<lastmod>2020-03-13T15:10:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/usa-today-midwest-farmers-face-a-crisis-hundreds-are-dying-by-suicide/</loc>
		<lastmod>2020-03-13T15:08:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/cnn-business-wells-fargo-chairwoman-quits-after-maxine-waters-called-for-her-resignation/</loc>
		<lastmod>2020-03-13T15:06:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/black-enterprise-the-rise-of-black-businesses-and-homeownership-wont-close-the-racial-wealth-gap/</loc>
		<lastmod>2020-03-13T15:04:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-wall-street-journal-as-market-booms-wells-fargo-financial-advisers-struggles/</loc>
		<lastmod>2020-03-13T15:00:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-daily-memphian-comptroller-of-currency-defends-rewrite-of-anti-redlining-act-during-beale-forum/</loc>
		<lastmod>2020-03-13T14:58:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/hartford-business-journal-new-federal-cra-proposal-could-mark-return-of-redlining-in-hartford/</loc>
		<lastmod>2020-03-13T14:56:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/north-dallas-gazette-from-redlining-to-racial-equity-dallas-isd-wants-to-create-a-school-based-social-safety-net/</loc>
		<lastmod>2020-03-13T14:50:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/amny-reexamining-narratives-around-native-american-art-at-brooklyn-museum-exhibition/</loc>
		<lastmod>2020-03-13T14:38:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/indian-country-today-native-journalist-who-made-a-lasting-impact-dies-at-84/</loc>
		<lastmod>2020-03-13T14:35:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/coronavirus-and-the-social-determinants-of-health/</loc>
		<lastmod>2020-03-13T14:25:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/build-healthy-places-network-hospitals-take-note-an-important-source-of-funding-to-address-the-social-determinants-of-health-may-be-disappearing/</loc>
		<lastmod>2020-03-13T14:18:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/tennessean-nashville-comes-together-after-tornado-but-some-worry-accelerating-gentrification-will-push-them-out/</loc>
		<lastmod>2020-03-13T14:08:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/commercial-appeal-can-a-new-community-reinvestment-act-stop-memphians-from-using-payday-loan-shops/</loc>
		<lastmod>2020-03-13T14:07:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/federal-news-network-fdic-to-offer-buyouts-early-retirements-for-20-of-its-workforce/</loc>
		<lastmod>2020-03-13T14:05:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/curbed-in-biden-vs-sanders-race-two-differing-visions-for-housing/</loc>
		<lastmod>2020-03-13T13:24:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/kent-county/</loc>
		<lastmod>2020-03-12T18:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/study-proposed-rule-changes-to-cra-would-let-banks-lend-less-to-lmi-borrowers-and-communities/</loc>
		<lastmod>2020-03-10T15:21:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/ncrc-applauds-federal-reserves-release-of-cra-data/</loc>
		<lastmod>2020-03-06T22:06:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-washington-post-in-emails-wells-fargo-executives-griped-about-scrutiny-mulled-using-charity-as-leverage/</loc>
		<lastmod>2020-03-06T17:00:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-womens-unpaid-labor-is-worth-10900000000000/</loc>
		<lastmod>2020-03-06T16:56:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/time-if-we-dont-work-we-dont-get-paid-how-the-coronavirus-is-exposing-inequality-among-americas-workers/</loc>
		<lastmod>2020-03-06T16:49:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/american-university-radio-a-push-for-denser-housing-in-maryland-faces-doubt-among-lawmakers/</loc>
		<lastmod>2020-03-06T16:46:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/mother-jones-what-elizabeth-warren-taught-us/</loc>
		<lastmod>2020-03-06T16:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-how-to-respond-to-microaggressions/</loc>
		<lastmod>2020-03-06T16:39:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-the-great-wall-street-housing-grab/</loc>
		<lastmod>2020-03-06T16:28:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/cnn-the-10-year-treasury-yield-just-dropped-below-1-for-the-first-time-in-history/</loc>
		<lastmod>2020-03-06T16:26:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-washington-post-big-banks-want-regulation-eased-because-of-coronavirus-experts-call-it-opportunistic/</loc>
		<lastmod>2020-03-06T16:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/moneywise-5-surprising-costs-of-aging-in-place/</loc>
		<lastmod>2020-03-06T16:23:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/nbc-news-black-owned-business-featured-in-target-ad-inundated-with-racist-reviews/</loc>
		<lastmod>2020-03-06T16:22:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-atlantic-why-so-many-americans-dont-talk-about-money/</loc>
		<lastmod>2020-03-06T16:16:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/cnn-trumps-anti-regulatory-push-fases-major-supreme-court-test/</loc>
		<lastmod>2020-03-06T16:14:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-retired-or-hoping-to-be-and-saddled-with-student-loans/</loc>
		<lastmod>2020-03-06T16:11:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/vice-bank-workers-unionize-for-the-first-time-in-40-years/</loc>
		<lastmod>2020-03-06T16:08:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/morning-consult-ottings-approach-to-cra-may-not-be-in-the-best-interests-of-his-customers/</loc>
		<lastmod>2020-03-06T16:06:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/housing-wire-us-housing-market-is-missing-3-3-million-homes-freddie-mac-says/</loc>
		<lastmod>2020-03-06T16:04:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/npr-mortgage-rates-are-near-all-time-lows-as-coronavirus-worries-hit-markets/</loc>
		<lastmod>2020-03-06T16:02:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/urban-wire-breaking-down-the-black-white-homeownership-gap/</loc>
		<lastmod>2020-03-06T16:01:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/city-lab-why-black-businesses-and-homeownership-wont-close-the-wealth-gap/</loc>
		<lastmod>2020-03-06T15:58:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/bloomberg-how-do-you-solve-a-problem-like-fannie-and-freddie/</loc>
		<lastmod>2020-03-06T15:49:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-for-seouls-poor-class-strife-in-parasite-is-daily-reality/</loc>
		<lastmod>2020-03-06T15:47:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/spectrum-bay-news-9-tampa-affordable-housing-apartments-sold-residents-now-forced-to-move/</loc>
		<lastmod>2020-03-06T15:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/block-club-chicago-as-citywide-crisis-deepens-residents-await-lightfoots-master-plan-on-affordable-housing/</loc>
		<lastmod>2020-03-06T15:39:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/vox-the-supreme-court-will-decide-if-trump-can-fire-the-head-of-the-cfpb-the-implications-are-enormous/</loc>
		<lastmod>2020-03-06T15:38:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/minnpost-proposed-changes-would-slow-progress-toward-equitable-lending-in-minority-communities/</loc>
		<lastmod>2020-03-06T15:07:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/winston-salem-journal-truist-debuts-charitable-foundation-with-emphasis-on-education-economic-mobility/</loc>
		<lastmod>2020-03-06T14:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/cleveland-com-civil-rights-and-housing-advocates-warn-proposed-change-to-federal-law-could-spell-return-of-redlining/</loc>
		<lastmod>2020-03-06T14:13:06+00:00</lastmod>
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	<url>
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	</url>
	<url>
		<loc>https://ncrc.org/opportunity-finance-network-weigh-in-on-the-future-of-the-community-reinvestment-act/</loc>
		<lastmod>2020-02-13T15:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/city-limits-this-year-running-for-president-means-talking-about-the-housing-crisis/</loc>
		<lastmod>2020-02-13T15:30:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-lets-quit-fetishizing-the-single-family-home/</loc>
		<lastmod>2020-02-13T15:25:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-iowa-caucus-results-riddled-with-errors-and-inconsistencies/</loc>
		<lastmod>2020-02-13T15:22:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/talking-about-white-supremacy/</loc>
		<lastmod>2020-02-11T20:36:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/trumps-annual-budget-proposal-bad-for-economic-justice/</loc>
		<lastmod>2020-02-10T20:55:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/community-policy-government-and-business-leaders-to-speak-at-2019-just-economy-conference-2/</loc>
		<lastmod>2020-02-09T22:38:33+00:00</lastmod>
		<image:image>
			<image:loc>https://ncrc.org/wp-content/uploads/2019/02/2019-Conference.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ncrc.org/rural-america-is-also-facing-an-affordable-housing-crisis/</loc>
		<lastmod>2020-02-07T19:47:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/could-lack-of-impact-assessment-in-occ-and-fdic-proposal-break-cra/</loc>
		<lastmod>2020-02-07T18:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-new-york-times-1-in-5-mothers-gets-postpartum-depression-new-york-city-plans-to-help/</loc>
		<lastmod>2020-02-07T18:19:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/the-hill-juul-pitched-products-to-native-american-tribes-congressional-investigation-finds/</loc>
		<lastmod>2020-02-07T18:17:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/nj-spotlight-op-ed-fearing-proposed-changes-to-community-lending-regulations-would-re-legalize-redlining/</loc>
		<lastmod>2020-02-07T18:14:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/politico-you-will-work-with-no-one-waters-slams-otting-over-anti-redlining-law/</loc>
		<lastmod>2020-02-07T18:12:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ncrc.org/oregon-public-broadcasting-a-1st-of-its-kind-affordable-housing-community-for-native-americans-opens-in-portland/</loc>
		<lastmod>2020-02-07T18:09:17+00:00</lastmod>
	</url>
</urlset>
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