Race Wealth Community



NCRC’s Race, Wealth & Community division seeks to grow and transform wealth building opportunities to end historical economic inequality.

We’re aiming for a society where wealth and its growth advance the nation as a whole, including historically disenfranchised racial and ethnic groups.

We investigate fair housing and fair lending practices, provide education, training, counseling and coaching to entrepreneurs, legal and community advocacy and direct services to promote economic security and a more holistic understanding of wealth creation focused on the public good.

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Our team


Dedrick Asante-Muhammad

Chief of Race, Wealth and Community

Anneliese Lederer

Anneliese Lederer

Director of Fair Lending and Consumer Protection


Jake Lilien

Civil Rights Testing Manager


K Orr

Kathryn Orr

Director of Entrepreneurship


Monica Grover

Special Assistant to the Chief of Race, Wealth and Community


Rose Ramirez

Civil Rights Investigator


Tracy McCracken

Director, Fair Housing

sara oros

Sara Oros

Program Coordinator, Fair Housing/Fair Lending



Racial Wealth Snapshot: American Indians/ Native Americans

Native Americans and the Racial Wealth Divide The United States has too often hindered Native American advancement, not advanced it.  Through years of intentional governmental policies that removed lands and resources, American Indians have been separated from the wealth and assets that was rightfully theirs. Thus Native Americans, which refers to people from any of the

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Wealth divide

Latinos, the Racial Wealth Divide and Rebuilding the American Middle Class

As National Hispanic Heritage Month comes to a close, the National Community Reinvestment Coalition (NCRC) developed a Latino Racial Wealth Snapshot to reflect on the diversity, culture and socioeconomic challenges facing the nation’s largest ethnic group of color. With a total of 58.8 million (foreign-born: 36%; native-born: 62%), the Latino community ranks at 18.1% of the U.S.

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Racial Wealth Snapshot: Latino Americans

Defining Hispanic and Latino  In census data, Hispanic is the term most often used to describe the ethnicity of the people in the United States from Spanish speaking countries. However, it is most often thought of as a person from or has ancestry in Latin America, excluding people from Spain. The term Latino, shorthand for

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Small business lending and the racial wealth divide

There is growing recognition that wealth is a central indicator of the economic well-being and stability of households and that such low levels of wealth among blacks and Hispanics are a significant indicator of continuing deep racial economic inequality.  

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Unfair housing under the Trump administration

On April 11, 1968, following Martin Luther King Jr’s assassination, Congress passed the Fair Housing Act (FHA) which was designed to secure the right to housing no matter their race, color, national origin, disability, familial status, sex or religion. The FHA protects people from discrimination when they are renting or buying a home, getting a

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