2017 HMDA Overview: Non-banks dominated home lending
Quicken Loans overtakes Wells Fargo as the largest loan originator.
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Search Results for: jason richardson
NextCity: Mapping 80 years of segregation in U.S. cities
New report from NCRC shows the legacy of redlining.
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How 1930s discrimination shaped inequality in today’s cities
The study shows how policies and practices that influence access to capital and credit can have a lasting impact on housing patterns, the economic health of neighborhoods and who accumulates wealth.
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Does mortgage data reveal gentrification in California?
A new report, produced in collaboration with NCRC, examined mortgages in low- and moderate-income neighborhoods in California. Many went to wealthy borrowers.
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Talk Poverty: Why Have Banks Stopped Lending to Low-Income Americans?
Despite a decade of setbacks, the game is definitely not over for low-income borrowers.
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Utah Housing Coalition’s May Monthly Partner Meeting
Join NCRC Senior Director of Research Jason Richarson as he hosts Utah Housing Coalition’s May Monthly Partner Meeting. Richardson will provide an in-depth exploration of Utah’s redlining history and its contemporary impact. Through interactive data visualization and historical documents, we’ll examine how discriminatory housing practices became embedded through government policies, social pressures, and structural barriers
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Black Entrepreneurship’s Lethal Pre-Existing Condition: The Racial Wealth Divide During the COVID Crisis
Black America was in an economic crisis before COVID-19, and recovery for Black-owned businesses will require solutions to the economic preconditions that made success and wealth accumulation so difficult to achieve before the pandemic, a new report found.
NCRC Comment on the CFPBs RFI on the Equal Credit Opportunity Act
(Download) December 1, 2020 Comment Intake Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Request for Information on the Equal Credit Opportunity Act; Docket No. CFPB-2020-0026 Dear Director Kraninger: Thank you for the opportunity to comment on the Consumer Financial Protection Bureau’s (CFPB) Request For Information (RFI) on the Equal Credit
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