community development lending Archives

NCRC Initial Analysis of Federal Reserve’s ANPR on the Community Reinvestment Act: A Step Forward but Needs to be More Rigorous

By Josh Silver / October 16, 2020 / Views / 30 minutes of reading

The Federal Reserve Board has issued an Advance Notice of Proposed Rulemaking (ANPR) on the Community Reinvestment Act (CRA). The ANPR proposes to build upon the existing CRA exam structure of separate tests for retail and community development activity.

NCRC Initial Analysis of Federal Reserve’s ANPR on the Community Reinvestment Act: A Step Forward but Needs to be More Rigorous Read More »

A new approach to bank ratings would generate billions more for neighborhoods reeling from the pandemic

By Josh Silver and Jason Richardson / July 7, 2020 / Research / 14 minutes of reading

This white paper describes NCRC’s suggested rating system and discusses our forecasts of increased dollars for LMI neighborhoods.

A new approach to bank ratings would generate billions more for neighborhoods reeling from the pandemic Read More »

Proposed Changes to the Community Reinvestment Act Will Be Disastrous for Low- and Moderate-Income Communities

By Alyssa Wiltse-Ahmad / December 16, 2019 / Press Releases / 4 minutes of reading

The government’s plan to change how it enforces the Community Reinvestment Ac is “fundamentally flawed” and will significantly weaken the law, according to analysis of the proposal by the National Community Reinvestment Coalition (NCRC).

Proposed Changes to the Community Reinvestment Act Will Be Disastrous for Low- and Moderate-Income Communities Read More »

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