These changes will make it harder for the American public to see what’s going on.
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Data is the sunlight that makes possible the fight against discrimination. The Consumer Financial Protection Bureau (CFPB), however, is considering changing its method of disseminating loan data that would make it less readily available to the public and significantly hamper our collective ability to root out unfair and discriminatory practices.
in Views
The Great Recession reduced the African-American homeownership rate to levels not seen since housing discrimination was legal in the 1960s.
in On Our Radar
With the publication of Richard Rothstein’s 2017 book, The Color of Law: A Forgotten History of How Our Government Segregated America, the issue of racial and economic “redlining” has come to the forefront. The shocking thing about the revelations in Rothstein’s book is the degree to which policies and practices of segregation were accepted and […]
This study examines how neighborhoods were evaluated for lending risk by the HOLC, and compares their recent social and economic conditions with city-level measures of segregation and economic inequality
in Research
A study found that minorities are denied mortgages more than whites, even when accounting for income and other factors.
in On Our Radar
S. 2155, expected to clear the Senate in the coming days, is a banker’s wishlist.
in On Our Radar
Valerie Wilson of the Economic Policy Institute discusses EPI’s new report on the economic inequality gap for African Americans, 50 years after the Kerner Commission.
in On Our Radar
Congress should be asking how to expand reporting requirements for all lenders, not end them. We need bipartisan support to end discrimination in lending, not to hide the data that exposes it.
in Views
A trend has swept across government since Trump took office—a gutting of anti-discrimination measures across the financial services, including mortgages, car loans, payday loans, and more.
in On Our Radar
