Even after troubling findings from previous mystery shopper tests were published and in the news, financial institutions continued to create barriers for minorities and women business owners to access PPP loans.
Lending Discrimination During Covid-19: Black and Hispanic Women-Owned Businesses Read More »
In this article, diversity, equity and inclusion consultants Stephen Graves and Alex Bethel share insights on how White healthcare professionals can move beyond White fragility and harness their racial privilege to create health equity.
White Accountability & Health Equity Read More »
An NCRC study that used testers who talked directly with banks about loans to help their small businesses stay open during the coronavirus pandemic found that White applicants were treated better than Black applicants
Despite gaping holes in government data, tests show PPP borrowers faced discrimination Read More »
The SBA didn’t require demographic data and most PPP applications didn’t include it.
Government data on PPP loans is mostly worthless, but it’s not too late to fix it Read More »
Earlier this year, the U.S. Department of Housing and Urban Development (HUD) proposed a new AFFH rule that would reverse years of progress by no longer enforcing meaningful community participation in the fair housing planning process.
HUD’s Proposed AFFH Rule Would Set Back Years of Progress Read More »
There are nearly 50 million African Americans in the U.S. today. Though the African American population continues to rise, their share of the nation’s wealth isn’t keeping up, according to the National Community Reinvestment Coalition’s recent African American Racial Wealth Divide Snapshot.
Does This Economy Work for Black Americans? Read More »
As a result of the Trump Administration’s rollback of affordable healthcare and harsh cuts to affordable housing opportunities, many Americans are struggling with access to quality healthcare and stable housing. The combined toll of both of these issues, as well as pervasive and persistent discrimination, consistently put LGBTQ groups among the most affected. For decades,
Deep-rooted discrimination impacts health of LGBTQ community Read More »
Fair housing laws protect minorities from discrimination, but they haven’t eliminated bad behavior in the lending and housing industries.
Advocacy still necessary to ensure fair housing for all Read More »
On the eve of Washington, D.C., and the National Capital Region’s 2019 Pride festivities, 1,000 self-described dykes took to the streets on June 7 to protest displacement in the city, bringing the Dyke March back to D.C. for the first time in 12 years.
1,000 dykes march against displacement in D.C. during Pride month Read More »
These changes will make it harder for the American public to see what’s going on.
NCRC condemns CFPB plan to help lenders hide data Read More »
Data is the sunlight that makes possible the fight against discrimination. The Consumer Financial Protection Bureau (CFPB), however, is considering changing its method of disseminating loan data that would make it less readily available to the public and significantly hamper our collective ability to root out unfair and discriminatory practices.
The CFPB needs to keep easy access to HMDA data Read More »
The Great Recession reduced the African-American homeownership rate to levels not seen since housing discrimination was legal in the 1960s.
The New York Times: Blacks still face a red line on housing Read More »
With the publication of Richard Rothstein’s 2017 book, The Color of Law: A Forgotten History of How Our Government Segregated America, the issue of racial and economic “redlining” has come to the forefront. The shocking thing about the revelations in Rothstein’s book is the degree to which policies and practices of segregation were accepted and
Reversing the red lines: Disinvestment in America’s cities Read More »
This study examines how neighborhoods were evaluated for lending risk by the HOLC, and compares their recent social and economic conditions with city-level measures of segregation and economic inequality
HOLC “redlining” maps: The persistent structure of segregation and economic inequality Read More »
A study found that minorities are denied mortgages more than whites, even when accounting for income and other factors.
The New York Times: The race-based mortgage penalty Read More »
