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FL report

Small business Loan Image

Does Perceived Socio-Economic Status Impact Access to Credit in the Small Business Arena?

From November 1, 2020, to December 14, 2020, NCRC conducted multi-layered matched-
pair tests of 22 different financial institutions. The purpose of this study was to examine the
role of socio-economic status (SES), specifically perceived education, on the interactions
between race and treatment in the small business pre-application arena.

Small Business

Lending Discrimination within the Paycheck Protection Program

Lending Discrimination within the Paycheck Protection Program Anneliese Lederer, Director of Fair Lending Sara Oros, Program Coordinator, Fair Housing/Fair Lending In collaboration with: Dr. Sterling Bone, Professor of Marketing, Utah State University Dr. Glenn Christensen, Associate Professor of Marketing, Brigham Young University Dr. Jerome Williams, Distinguished Professor and Prudential Chair in Business, Rutgers University Before …

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Disinvestment

Disinvestment, Discouragement and Inequity in Small Business Lending

Disinvestment, Discouragement and Inequity In Small Business Lending Amber Lee, Fair Lending Manager, NCRC Bruce Mitchell, PhD., Senior Research Analyst, NCRC Anneliese Lederer, Director of Fair Lending & Consumer Protection, NCRC In cooperation with: Jerome Williams, Rutgers University; Sterling Bone, Utah State University; Glenn Christensen, Brigham Young University (Download) [lwptoc] Executive Summary Small businesses are …

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