Mortgage data reveals disparities in same-sex lending
Same-sex couples paid higher interest rates and closing fees on home loans, a new analysis found.
HMDA data
Limiting Interest Rate and Rate Spread Outliers in HMDA Data
The Consumer Finance Protection Bureau (CFPB) included a number of new datapoints in the 2018 release of the Home Mortgage Disclosure Act Data (HMDA), which came out in September 2019.
2018 HMDA overview: Banks fell further behind, non-banks dominated home lending
While overall banks fell short of non-banks in lending to minority applicants or in LMI neighborhoods, the banks in the top 25 performed about as well as the top non-bank lenders. But even among the top banks, lending to LMI borrowers fell far behind the top non-banks.
American Banker: Will HMDA data carve-out for small banks make discrimination easier?
Community banks and consumer advocates are clashing over a provision in the Senate banking bill on mortgage data reporting, but there’s been little vetting of what the measure would actually do.
The Intercept: Democrats offer last-minute, pretend defense of fair lending laws, as they prepare to weaken them
In a final indignity, Sen. Tim Kaine, D-Va., has offered a fair lending amendment, while acknowledging that the amendment probably wouldn’t get a vote
Brookings: Bipartisanship in banking is back
Aaron Klein looks at what is to like and not like in a bipartisan bill to amend Dodd-Frank.
Why is there bipartisan support in the Senate to cover up evidence of discrimination in banking?
Congress should be asking how to expand reporting requirements for all lenders, not end them. We need bipartisan support to end discrimination in lending, not to hide the data that exposes it.
