fbpx

Research

Racial Wealth Snapshot: Women, Men, and Racial Wealth Divide

This is one in a series of racial wealth snapshots. See more here. Download Infographic View Infographic Introduction Women have made great strides in the workplace, comprising nearly half of the workforce and surpassing men in higher education achievement. Yet women still earn less income, have less wealth and face greater economic instability than their …

Racial Wealth Snapshot: Women, Men, and Racial Wealth Divide Read More »

featured image

Fair Lending Tool webinar

Online Event Archive Recorded Thursday, October 28, 2021 Learn how you can use this powerful tool, available to all NCRC members, to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. You’ll also hear from local leaders about how they use this …

Fair Lending Tool webinar Read More »

immigration feature

Racial Wealth Snapshot: Immigration and the Racial Wealth Divide

Download Infographic Introduction  The United States has more immigrants than any country in the world. In 2018, approximately 44.7 million immigrants lived in the United States, accounting for 13.7% of the country’s population. Although immigration has always played a key role in the history and the making of the United States, from the colonial era …

Racial Wealth Snapshot: Immigration and the Racial Wealth Divide Read More »

Mortgage Lending in the Asian American and Pacific Islander Community

Key Findings Over 652,000 loan applications were reported in 2018 where the applicant identified as AAPI. Home purchase loans varied greatly within the AAPI community, with Asian Indians purchasing homes in 70% of cases, compared with Japanese borrowers that purchased a home just 45% of the time. There are substantial variations in the share of …

Mortgage Lending in the Asian American and Pacific Islander Community Read More »

NCRC Proposal for Underserved Tracts Would Increase Lending in Communities of Color by Billions of Dollars

Executive Summary NCRC proposes to add underserved census tracts as a criterion on component tests on CRA exams. NCRC identifies underserved tracts as those that receive low levels of lending per housing units and small businesses. A significant portion of these tracts are predominantly minority. NCRC estimated that adding these tracts on CRA exams would …

NCRC Proposal for Underserved Tracts Would Increase Lending in Communities of Color by Billions of Dollars Read More »