Click Here to view: NCRC’s Cover Letter  Click here to view: Politics and the subprime mortgage meltdown.  Click here to view: Black subprime disparity by congressional district.  Click here to view: Hispanic subprime disparity by congressional district.
Lending Disparities by Congressional District Read More »
 Income Is No Shield II
Income Is No Shield II (07/2008) Read More »
 High Cost Lending on Indian Reservations – Watch Out if You Are Buying a Home
 The Broken Credit System: Discrimination and Unequal Access to Affordable Loans by Race and Age
 Homeownership and Wealth Building Impeded
Homeownership and Wealth Building Impeded (04/2006) Read More »
 The 2004 Fair Lending Disparities: Stubborn and Persistent
The 2004 Fair Lending Disparities: Stubborn and Persistent (04/2005) Read More »
 The 2005 Fair Lending Disparities: Stubborn and Persistent II
The 2005 Fair Lending Disparities: Stubborn and Persistent II (05/2006) Read More »
 Inequalities in Small Business Lending by Income and Race of Neighborhood
Inequalities in Small Business Lending by Income and Race of Neighborhood (10/2004) Read More »
 The CRA and Fair Lending Performance of Major Banks in New Orleans
The CRA and Fair Lending Performance of Major Banks in New Orleans (06/2008) Read More »
 CRA and Fair Lending Performance of Financial Institutions in PhiladelphiaÂ
CRA and Fair Lending Performance of Financial Institutions in Philadelphia (05/2006) Read More »
NCRC provides a variety of data analysis services to its members.  Valued in the thousands of dollars, these analyses describe overall home and small business lending trends on the state, local and neighborhood levels. NCRC members also receive analyses of the lending performance of specific lenders.
Pro Bono Data Analysis Read More »
NCRC has conducted several in-depth studies for public sector clients.  For the City of Philadelphia, PA, NCRC assessed the extent to which banks receiving City deposits were making home and small business loans in minority and working-class communities. NCRC’s two studies for Philadelphia documented progress (an increase in home lending by the banks), identified stakeholders
Studies for Public Sector Agencies Read More »
With new information in HMDA data concerning high-cost loans, NCRC has created a series of studies documenting that minorities, women and the elderly receive a disproportionate amount of high-cost or subprime loans. When a group of borrowers receives a disproportionate amount of such loans, excessive fees, interest rates and other unfair practices become more likely,
National Studies of Lending Trends Read More »
 Asset Preservation: Trends and Interventions in Asset Stripping Services and ProductsÂ
