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small businesses

SBA Administrator Isabel Guzman Speaks at The 2022 Just Economy Conference

Moderator: Catherine “Katy” Crosby , NCRC Chairperson Speakers: Isabel Guzman Administrator of the U.S. Small Business Administration (SBA) Transcript: NCRC video transcripts are produced by a third-party transcription service and may contain errors. They are lightly edited for style and clarity. Crosby 00:00 We do have some good news. What we’re going to hear instead from …

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Relationships Matter: Small Business and Bank Branch Locations

Relationships Matter: Small Business and Bank Branch Locations — Key Takeaways The number of banks and bank branches has declined significantly since 2009. Local branches are still crucial to small business lending. Small business lending is increasingly dominated by the largest lending institutions. Smaller institutions are disappearing as they merge or are bought out by …

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Study: More evidence of inequity in access to bank services to help small businesses survive the pandemic

NCRC surveyed 938 small business owners across nine metropolitan areas from October 23, 2020, to December 29, 2020. The purpose of the survey was to determine whether small business owners explored other options, such as lease and loan modifications to save their businesses, and if so, did they access them. 

Change is on the way, but it won’t be easy

Donald Trump’s victory four years ago was unimaginable to many, and an emotional blow that only got worse over time. Until now. The post election drama is mostly over. The Electoral College is done. We finally know: Joe Biden will be the 46th president, and Kamala Harris will be many firsts as vice president: Black, South Asian, woman, mom.

Lending

Hispanic Mortgage Lending 2019 Analysis

The report revealed dramatic differences in the costs and lending patterns for different subgroups of Hispanic borrowers, such as Cuban, Mexican and Puerto Rican borrowers. It also found that most Latino borrowers get their mortgages from non-bank mortgage companies and not from banks

Study: After the coronavirus shutdowns, employment levels rebounded completely for White entrepreneurs in North Carolina, but not for Black ones

Although active employment rates in North Carolina’s small businesses dropped broadly during the first six months of the COVID-19 pandemic, by the end of August the rate had returned to pre-COVID levels for White entrepreneurs, but was still down by 62% for Black business owners, a new study shows. The study, from the National Community …

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Division of Equity and Inclusion

The Division of Equity and Inclusion is designed to empower, organize and support economically vulnerable, individuals, communities and small businesses. Combining advocacy, organizing, technical assistance and direct services the Division promotes economically viable, sustainable, inclusive communities for all Americans free from discrimination. The following programs are part of the Division: Business Development Center for Civil …

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