TreasureCRA Archives

March 25, 2019March 26, 2019 by Josh Silver

Increasing community development financing data a necessary component for CRA reform

Data on community development lending and investing is lacking on a census tract level, making the information incomplete and difficult to assess. However, this is not the case for home mortgage lending data and small business loan data. If the federal regulatory agencies truly want to reform CRA, the first place to start is with better data. It would be a win-win for both banks and community organizations by facilitating identification of underserved areas. It would also further CRA’s objectives of directing access to credit and capital where it is needed most.

in Policy / Views

December 7, 2018December 7, 2018 by Josh Silver

Analysis of public comments on the Community Reinvestment Act

Banks want more certainty and easier exams, but points of consensus emerge.

in Views

November 20, 2018November 27, 2018 by NCRC

National and local organizations unify behind a strong Community Reinvestment Act

The organizations urged the government to build upon CRA’s successes and to strengthen it, not weaken it.

in Press Releases

November 16, 2018December 18, 2018 by Jason Richardson, Director of Research & Evaluation, NCRC

These are the 15 worst cities for black Americans

A new report from discusses the worst places to live if you are an African American. Two of the cities, Milwaukee (#2) and Minneapolis (#4), were covered in NCRC’s 2016 report on racial disparities in mortgage lending.

in Research

November 15, 2018 by NCRC

Audio: What is going on with the Community Reinvestment Act?

Listen to this discussion hosted by NCRC’s Senior Civil Rights Investigator Rose Ramirez, featuring Community Reinvestment Act Manager Kevin Hill and Senior Community Reinvestment Act Advisor Josh Silver on the Advance Notice of Proposed Rulemaking regarding CRA and what it means to communities throughout the country.

in Views

November 12, 2018November 13, 2018 by Jesse Meisenhelter

Affordable homeownership allowed my family to refinance after a health crisis

Like most beneficiaries of the Community Reinvestment Act, I was completely oblivious to this invisible law. Now I am grateful every day, seeing how clearly my parents’ homeownership transformed my life.

in Views

November 9, 2018November 9, 2018 by NCRC

We did a FBLive answering all your CRA commenting questions!

We hosted a Facebook Live video yesterday answering all sorts of questions about changes to the Community Reinvestment Act under consideration by the Trump administration.

in On Our Radar / Uncategorized

November 8, 2018February 11, 2019 by NCRC

NCRC comments regarding Advance Notice of Proposed Rulemaking (Docket ID OCC–2018-0008) reforming the Community Reinvestment Act regulatory framework

November 8, 2018 Reforming the Community Reinvestment Act Regulatory Framework Docket ID OCC-2018-0008 To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) maintains that the Community Reinvestment Act (CRA or Act) has been one of the most valuable laws for increasing access to capital and credit for low- and moderate-income (LMI) communities. NCRC […]

in Policy / Testimony & Regulatory Comments

September 5, 2018April 5, 2019 by NCRC

Resolution to protect the Community Reinvestment Act – To ensure that efforts to modernize regulations do not undermine the intent of the law

The following sample resolution provides the history, purpose, and some of the basic functions of CRA and includes the key principles that are critical to preserve in the on-going regulatory reform effort by the nation’s bank regulators. This template is a start and can be adapted by non-profits, localities, state legislatures and other governing bodies moved for immediate adoption. It should […]

in Testimony & Regulatory Comments

August 29, 2018August 30, 2018 by NCRC

The New York Times: A green light for banks to start ‘redlining’ again

“To be sure, the Community Reinvestment Act, like most regulations, can be improved. We’re eager to work with the regulatory agencies, Congress, banks and the entire financial sector to modernize it,” writes Jesse Van Tol, chief executive at the National Community Reinvestment Coalition.

in In the news