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The Regulatory Review: Racism, Regulation, and the Administrative State

The Regulatory Review, October 26, Racism, Regulation, and the Administrative State

The Regulatory Review has developed a webinar series which includes contributions from Anneliese Lederer Director, Fair Lending and Consumer Protection for NCRC, to examine the racism that exists in the legal profession, regulatory practices and all other aspects.

In an effort to continue conversations about racial justice and inequality, The Regulatory Review developed this series to examine institutionalized and systemic racism within the modern administrative state. We hope this series creates a forum in which scholars can call attention to the racism that remains embedded within the legal profession and realms of regulatory practice, generating potentially far-ranging implications for daily life.

This series builds on The Regulatory Review’s longstanding commitment to examining the most vital issues of regulatory law and policy and making issues related to regulation and administrative law more accessible to all. We encourage additional contributions examining racism and discrimination in regulation and administrative institutions of government, and we are committed to publishing scholarship that engages with and sustains national conversations about how racism manifests in administrative law and regulatory policy.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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