Tom Feltner

Vice President of Policy and Research
tfeltner@ncrc.org 202-524-4889

Tom Feltner joined NCRC as Director of Policy in September 2020 with nearly twenty years of policy development, research and communications experience at economic justice organizations. He is currently serving as NCRC’s Vice President of Policy and Research.

Before joining NCRC, Tom was executive vice president at the Center for Responsible Lending, where he led the organization’s applied research program, including original research for policy white papers on mortgage lending, small business lending and consumer credit. He also led the organization’s public opinion polling on economic and financial services issues.

Before CRL, Tom served as director of financial services at the Consumer Federation of America and as vice president of the Chicago-based Woodstock Institute, where he led legislative and regulatory efforts to prevent abusive practices among payday lenders, auto insurance companies and mortgage lenders.

He is a previous member of the consumer advisory councils for JP Morgan Chase, Capital One and American Express. He is a former board member of the U.S. Faster Payments Council, the Illinois Residential Mortgage Advisory Board and Reinvestment Partners.

Tom is a graduate of DePaul University and the University of Illinois at Chicago and lives with his family in Durham, North Carolina.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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