The Just Economy Conference is one of the nation’s largest gatherings of community nonprofits, policymakers, government officials, small businesses, banks, and academia, all coming together to create a just economy.

The conference features:

A wide range of sessions on community organizing and advocacy, housing, access to capital and credit, workforce and community development, fair lending, and business development
Experts and advocates sharing new developments, best practices, and innovative ideas for community reinvestment
Keynote addresses from prominent officials and leaders
NCRC’s Hill Day
The 2018 NCRC National Achievement Awards Dinner

April 9 – 11, 2018
Washington Hilton Hotel | Rooms in our block are limited. Click here to book your room now.
Washington, DC
Register Now

It's time for a

#JustEconomy

conference speakers

2018 Conference Schedule

(Subject to change)

MONDAY APRIL 9, 2018

8:00 AM – 9:30 AM

BREAKFAST
Location: Columbia Ballroom

WELCOME:

Robert Dickerson, Jr.

Chair, NCRC Board of Directors, Executive Director, Birmingham Business Resource Center, Birmingham, AL @bdickersonjr

9:30 AM – 12:45 AM

HC113: Preparing Housing Counselors for the HUD Certification Exam

Location: Lincoln West

This five-day course is designed to provide housing counseling practitioners with tools and strategies in preparation for sitting for the U.S. Department of Housing and Urban Development (HUD) certification exam. The Dodd-Frank Wall Street Reform and Consumer Protection Act requires counselors at HUD-approved housing counseling organizations to be certified by HUD as competent to provide comprehensive counseling services. As a result, HUD will administer a standardized examination testing counselors’ competencies in six core topics of housing counseling. This training has been updated to reflect the most recent modifications.

The core topics that will be discussed during this training are:

Financial Management/Budget
Housing Affordability/ Renting v. Buying
Fair Housing/ History and Overview
Homeownership/ Pre-Purchase
Avoiding Foreclosure/ Retention Options
Tenancy/Obtaining and Maintaining Tenancy

9:30 AM – 11:00 AM SESSIONS

Community Reinvestment Act Basics

Location: Holmead

Banks are critical community partners and can be a catalyst for change in your neighborhood, particularly when public resources shrink. This session explores how the Community Reinvestment Act (CRA) can be used to increase reinvestment in your communities. Find out how banks are rated on CRA exams and how you can influence that rating. Learn how to perform a quick data analysis on a bank’s performance and how to comment to federal regulators on bank merger proposals.

SPEAKER:

Kevin Hill, Community Reinvestment Act Manager, NCRC, Washington, DC

Economic Insecurity and Addiction in America’s Coal and Industrial Communities

Location: Gunston

At the intersection of economic depression and a pharmaceutical-led flood of opioids, struggling coal- and industrial-based communities have the nation’s undivided attention. The effects of addiction – depression, increases in HIV/AIDS and drug addiction in newborns – create acute and impactful community development problems. This session focuses on four paths towards revitalization and addiction recovery: diversifying the economic base; targeting workforce development; health and law enforcement partnerships; and promoting the distinct role of community-based organizations.

MODERATOR:

David Snyder, Director of Organizing, Jewish Community Action, Richfield, MN; Member, NCRC Board of Directors @JCA_MN

SPEAKERS:

Evan Behrle, Special Advisor, Opioid Policy, Baltimore City Health Department, Baltimore, MD @BMore_Healthy

Peter Hille, President, MACED, Berea, KY @MACED_Ky

Pam Johnson, Executive Vice President of Business Development & Outreach, Fahe, Berea, KY @Faheonline

Carol McDaid, Principal, Capitol Decisions, Inc., Washington, DC @CapDecisions

Unleash New Sources of Funding to Tackle Affordable Housing Crises

Location: Kalorama

A growing number of cities, counties and states are developing creative financing responses to the growing affordable crisis facing millions of Americans. This session will focus on the innovative affordable housing financing campaigns raising billions of dollars around the country. Learn how local and state campaigns utilize organizing and political tools to raise new public sources of funding for affordable housing.

MODERATOR:

David Lipsetz, Executive Director, Housing Assistance Council, Washington, DC @DavidLipsetz

SPEAKERS:

Benjamin Dulchin, Executive Director, Association of Neighborhood Housing Developers, New York, NY @bdulchin

Maxine Fitzpatrick, Executive Director, Portland Community Reinvestment Initiatives, Inc. (PCRI), Portland, OR @PCRIhome

Estephanie Sunga, Program and Events Associate, Non-Profit Housing Association of Northern California, San Francisco, CA @EstephanieNPH

Community Development Finance Institutions & Justice: Meeting the Challenge of Success

Location: Columbia 1

In 1973 the first CDFI, South Shore Bank, issued a rallying cry, “Let’s Change the World.” In 45 years, the industry grew from a quiet social justice movement to a $130 billion dollar industry aligning capital with justice. CDFIs possess bipartisan political support, a dedicated federal funding program and close ties to many banks. But are they still on track? This intermediate panel for practitioners asks, “are CDFIs responsive to growing racial and ethnic injustices and the responding activism? What more should CDFIs do?”

MODERATOR:

Mark Pinsky, President, Five/Four Advisors, Philadelphia, PA

SPEAKERS:

Dedrick Asante-Muhammad, Senior Fellow, Racial Wealth Divide Initiative Prosperity Now, Washington, DC @DedrickM

Marla Bilonick, Executive Director, Latino Economic Development Center, Washington, DC @MarlaBilonick

Sister Corinne Florek, Executive Director, Religious Communities Investment Fund, Oakland, CA

Housing Counseling Works

Location: Columbia 9

In this session you will hear evidence-based approaches to demonstrating the impact and value of housing counseling. You will also learn how to make more effective funding applications to local, state and federal decision-makers utilizing the evidence provided in this session. As an added bonus, you will hear from top policy experts on the changing state of housing counseling policy as it relates to recent federal counseling policy changes.

MODERATOR:

Irv Henderson, Trustee, National Trust for Historic Preservation, Henderson, NC; Member, NCRC Board of Directors

SPEAKERS:

Bruce Dorpalen, Executive Director, National Housing Resource Center, Philadelphia, PA

Brian Siebenlist, Director, Office of Policy and Grant Administration, Office of Housing Counseling, U.S. Department of Housing and Urban Development, Washington, DC @HUDgov

Brett Theodos, Principal Research Associate, Metropolitan Housing and Communities Policy Center, Urban Institute, Washington, DC @urbaninstitute

Artists, Gentrification and Reinvestment

Location: Cardozo

Beauty creates wealth, but for who? Artists play a major role in neighborhood revitalization, until gentrification ramps up, displacing them alongside most of the community. But coupling art initiatives with strategic investment from financial institutions may create a new pathway for economically diverse communities. Join us for a panel discussion on equity stakes for both artists and the original neighborhood.

MODERATOR:

Peter Hainley, Executive Director, CASA of Oregon, Sherwood, OR; Member, NCRC Board of Directors

SPEAKERS:

Brian Friedman, President, Plan F Solutions, Cleveland, OH

Anthony Jones, Chief Executive Officer and President, Bright Community Trust, Clearwater, FL @ajquiltmaker

Desirée Venn Frederic, Founding Director, Combing Cotton, Co., Washington, DC

NATIONAL NEIGHBORS SILVER MEETING AND DISCUSSION

The Growing Significance of Aging Issues in Our Communities

Location: Morgan

NCRC’s National Neighbors Silver (NNS) special initiative, The Growing Significance of Aging Issues in Our Communities, focuses on improving the economic security of older adults through Age-Friendly Banking, Aging in Community and preventing financial exploitation. NNS will hold an interactive discussion for NNS community partners, NCRC members and other financial service and aging leaders. We will discuss strategies, resources and opportunities to move our work forward together. We focus in particular on the Affordable Care Act and its future. We promise that you will come away with new ideas and resource opportunities.

11:15 AM – 12:45 PM SESSIONS

The Opportunities and Perils of Community Reinvestment Act Reform

Location: Columbia 1

The Treasury Department and members of Congress have proclaimed that changes to the Community Reinvestment Act are needed. As community organizations and other stakeholders strive to modernize this critical law, can CRA reform be done in a way to benefit underserved communities? Will it be rushed and politicized to the detriment of low- and moderate-income people? Where is there common ground and which discussions are too contentious for today’s environment?

MODERATOR:

Josh Silver, Senior Adviser, NCRC, Washington, DC

SPEAKERS:

Grovetta Gardineer, Senior Deputy Comptroller for Compliance and Community Affairs, Office of the Comptroller of the Currency, Washington, DC @USOCC

Michael Gaughan, Executive Director, Vermont Municipal Bond Bank, Winooski, VT

Buzz Roberts, President and Chief Executive Officer, NAAHL, Washington, DC

Barbara Van Kerkhove, Research and Policy Analyst, Empire Justice Center, Rochester, NY @empirejustice

Can We Preserve Affordable Housing in Gentrifying Neighborhoods?

Location: Holmead

As cities increasingly gentrify, what is being done to preserve housing both renters and homeowners can afford? The challenges facing traditionally lower-income communities and families continue to depress homeownership rates, particularly for persons of color. Affordable housing developers are competing against profit-driven investors aggressively buying properties in low-to-moderate income communities, making it even harder for families in these communities to purchase homes and access the wealth-building opportunities homeownership provides. This panel will present strategies to close this gap as well as opportunities to create more programs that promote affordable homeownership in your community.

MODERATOR:

Robert Dickerson, Chair, NCRC Board of Directors, Executive Director, Birmingham Business Resource Center , Birmingham, AL @bdickersonjr

SPEAKERS:

William Eager, Vice President, Chicago Area, Preservation of Affordable Housing, Inc., Washington, DC @POAHCommunities

Maxine Fitzpatrick, Executive Director, Portland Community Reinvestment Initiatives, Inc. (PCRI), Portland, OR @PCRIhome

Todd Lee, Executive Director and Chief Executive Officer, DC Housing Finance Agency, Washington, DC @ToddLeeDCHFA

Pay for Success: The Challenges and Opportunities in Unlocking New Resources for Community Development

Location: Kalorama

In the past few years, federal, state and local governments have experimented with paying nonprofits for positive outcomes and results rather than proposed ideas. This model, called Pay for Success or social impact bonds, rewards innovation and increases funding for new solutions such as aging in place for older adults and rewarding reduced recidivism. This session will discuss the early lessons from this newest strategy for community revitalization.

MODERATOR:

Bethany Sanchez, Fair Housing Director, Metropolitan Milwaukee Fair Housing Council, Milwaukee, WI; Immediate Past Chair, NCRC Board of Directors

SPEAKERS:

Ian Galloway, Director, Center for Community Development Investments, Federal Reserve Bank of San Francisco, San Francisco, Portland, OR @C4CInvest

Dan Soliman, Director of Housing Impact, AARP Foundation, Washington, DC @dansoliman

David Streim, Director, Underwriting, Nonprofit Finance Fund, Philadelphia, PA @nff_news

Organizing Amidst Digital Chaos

Location: Fairchild

The president tweets at all hours, most people hear about it on Facebook, where foreign actors manipulate the newsfeed to sow distrust and confusion and young people are shifting their conversations to private messaging apps. What’s does state of the organizing in such a chaotic environment look like? A group of movement superstars will explore opportunities and challenges in a continuously shifting digital culture.

MODERATOR:

Andrew Nachison, Chief of Communications, NCRC, Washington, DC @anachison

SPEAKERS:

Nicole Cairns, Digital Strategy and Fundraising, Indivisible, Washington, DC @nicelca

Enchanta Jackson, Co-Director of Organizing, Criminal Justice, Color of Change, Oakland, CA @ColorOfChange

Shireen Mitchell, Founder, Digital Sisters / Stop Online Violence Against Women, Washington, DC @digitalsista

Gloria Pan, National Campaign Director for Gun Safety, Member Engagement and Rapid Response, MomsRising, Oak Hill, VA @GloPan

Using the Affirmatively Furthering Fair Housing Obligation and the Community Reinvestment Act to Create Equitable Community Development

Location: Cardozo

The U.S. Department of Housing and Urban Development’s recent changes to the Affirmatively Furthering Fair Housing (AFFH) rule delays the submission of the Assessment of Fair Housing (AFH) for communities across the nation. Despite this change to the AFFH rule, the Fair Housing Act still requires local and state governments to affirmatively further fair housing in segregated and poor communities. Community organizers are expanding the mutually beneficial relationship between AFFH and the Community Reinvestment Act (CRA) by using banks’ CRA investments to fund AFFH obligations.

MODERATOR:

Kristina Musante, Director, Training Academy, NCRC, Washington, DC @KristinaMusante

SPEAKERS:

Catherine Crosby, Chief of Staff, Mayor’s Office, Toledo, Ohio; Member, NCRC Board of Directors

Maryellen J. Lewis, Chair, Michigan Community Reinvestment Coalition, Lansing, MI; Member, NCRC Board of Directors @lewisma9

Andreanecia Morris, Executive Director, HousingNOLA, New Orleans, LA @andreanecia

A Decade In Conservatorship: How Fannie Mae and Freddie Mac Are Carrying Out Their Affordable Housing Mission

Location: Columbia 9

In 2008, at the end of the Bush administration and the height of the financial crisis, the Treasury Department, the Federal Reserve and the Federal Housing Finance Agency placed Fannie Mae and Freddie Mac into conservatorship. FHFA directed both Enterprises to shrink their roles in the secondary mortgage market. Affordable housing advocates have questioned how the conservatorship affects the Enterprises’ business decisions – their mortgage credit risk, pricing policies, loan products and loan portfolios. This session addresses how Fannie Mae and Freddie Mac are serving the housing market in conservatorship.

MODERATOR:

Kevin Stein, Deputy Director, California Reinvestment Coalition, San Francisco, CA; Member, NCRC Board of Directors @CalReinvest

SPEAKERS:

Danny Gardner, Vice President of Single-Family Affordable Lending and Access to Credit, Freddie Mac, Washington, DC @Danny_R_Gardner

Noelle Melton, Director of Affordable Housing Initiatives, Fannie Mae, Washington, DC

Ted Wartell, Manager of the Office of Housing and Community Investment, Federal Housing Finance Agency, Washington, DC @FHFA

Robert W. Zimmer, Executive Director (Acting), The Community Mortgage Lenders of America, Washington, DC @the_CMLA

Bridging the Gender Gap in Income, Assets and Entrepreneurship

Location: Gunston

The gender wealth gap is narrowing, but disparity persists. Both age and race exasperate the gulf between men and women. Whether out of motivation or necessity, women are pivoting towards entrepreneurship. Let’s discuss narrowing the gender wealth gap by tailoring initiatives to strengthen female entrepreneurship and asset building. Beyond programming, let’s examine current policy barriers to supporting women and their economic security.

MODERATOR:

Valerie Wilson, Director, Program on Race, Ethnicity & the Economy, Economic Policy Institute, Washington, DC @EconomicPolicy

SPEAKERS:

Dee Claxton, Director of the DC Women’s Business Center, NCRC, Washington, DC @TheDCWBC

Cindy Hounsell, President, Women’s Institute for a Secure Retirement (WISER), Washington, DC @WISERwomen

Maya Raghu, Director of Workplace Equality & Senior Counsel, National Women’s Law Center, Washington, DC @Maya_Raghu

12:45 PM – 2:15 PM

LUNCHEON
Location: Columbia Ballroom

KEYNOTE ADDRESS:

Jacqueline Reses

Head of Square Capital and Chief People Officer for Square, San Francisco, CA

2:15 PM – 3:45 PM SESSIONS

Changing Cities: Segregation, Gentrification and Integration in 21st Century America

Location: Holmead

Gentrification and displacement have transformed D.C., Chicago, Portland and other cities nationwide. These urban areas have often leap-frogged from segregated to gentrified neighborhoods in their city centers. Research across the country illustrates that gentrification, displacement and the loss of affordable housing often go hand in hand. This panel includes practitioners and researchers in the field, providing insight into gentrification and how to mitigate the impacts of community displacement. How can we achieve prosperous, integrated neighborhoods as our cities are transformed?

MODERATOR:

Ernest Hogan, Executive Director, Pittsburgh Community Reinvestment Group, Pittsburgh, PA; Secretary, NCRC Board of Directors @PghCRG

SPEAKERS:

Dr. Michael Bader, Assistant Professor, American University, Washington, DC @mike_bader

Dr. Bruce Mitchell, Senior Research Analyst, NCRC, Washington, DC

Felicia Tripp, Deputy Director, Portland Housing Center, Portland, OR @PHCtweet

The Power of Public Data on Lending

Location: Gunston

The importance of HMDA data for detecting discrimination has become a nationwide debate in 2018. Comprehensive data on home and small business lending by race, gender, income and revenue size of business are necessary to determine whether banks are making loans to traditionally underserved borrowers and communities. The Consumer Financial Protection Bureau (CFPB) is finalizing regulations for both the Home Mortgage Disclosure Act (HMDA) and small business loan data. Join us for cutting-edge developments about transparency in the world of fair lending.

MODERATOR:

Kevin Stein, Deputy Director, California Reinvestment Coalition, San Francisco, CA; Member, NCRC Board of Directors

SPEAKERS:

Alexis Iwanisziw, Deputy Director, New Economy Project, New York, NY @iwanisziw

Sapna Mehta, Legislative Policy Director, Main Street Alliance, Washington, DC @sapnamehta113

Jason Richardson, Director of Research, NCRC, Washington, DC

Hospitals and Healthcare Systems: The Newest Anchor Institution in Community Development

Location: Fairchild

Your zip code has become a better indicator of health and life expectancy than your genetic code. In response, hospitals and larger health care systems are emerging as major new anchor institutions in community development. Learn about the significance of community-health needs assessments (CHNA) and how they can be used to generate investments from financial institutions by leveraging CRA and other community development resources. This panel brings together some of the United State’s leading healthcare and community development experts to discuss a new initiative called CACHE and how Public Health Institute (PHI) is working with NCRC create healthier communities by increasing hospitals healthcare investments between hospitals and community development organizations.

MODERATOR:

Arden Shank, Board Chair, Community Reinvestment Alliance of South Florida, Miami, FL; Member, NCRC Board of Directors

SPEAKERS:

Dr. Kevin Barnett, Senior Investigator, Public Health Institute, Oakland, CA @PHI_Research

Pablo Bravo, Vice President of Community Health, Dignity Health, San Francisco, CA @DignityHealth

Pedro Cons, Executive Vice President of Integrated Health, Chicanos Por La Causa, Phoenix, AZ @CPLdotORG

Brian Rahmer, Vice President of Health and Housing, Enterprise Community Partners, Wilmington, DE @brianrahmer

Creating a CDFI to Fuel Community Wealth

Location: Columbia 1

This is an introductory session to Community Development Finance Institutions (CDFIs). Would your community be well-served by having a CDFI? What does it take to become a CDFI? What does it to take to raise funds for them? Top CDFI practitioners will discuss practical considerations for creating or growing a CDFI in order to fuel community wealth.

MODERATOR:

Donna Fabiani, Executive Vice President of Knowledge Sharing, Opportunity Finance Network, Washington, DC

SPEAKERS

Michelle Dickens, Senior Certification Officer, CDFI Fund, U.S. Department of Treasury, Washington, DC

Jason Friedman, Principal, Friedman & Associates, Iowa City, IA

Donna Gambrell, Chief Executive Officer, Appalachian Community Capital, Christiansburg, VA @ACEnetAthens

50 years of the Fair Housing Act – What’s Next?

Location: Kalorama

Walter Mondale designed the Fair Housing Act of 1968 to break down segregation, force discriminatory communities to do better and actually integrate neighborhoods. This year marks the 50th anniversary of the Fair Housing Act (FHA), widely considered one of the greatest legislation of the civil rights era. Join us as we look back at the Fair Housing Act’s history, its successes and shortcomings. We will then consider the future of fair housing law and how to utilize the Fair Housing Act to address 21st-century problems.

MODERATOR:

Ali Lederer, Director of Fair Lending and Consumer Protection, NCRC, Washington, DC

SPEAKERS:

Stella Adams, Chief of Equity and Inclusion, NCRC, Washington, DC

Sharon Kinlaw, Executive Director, Fair Housing Council of the San Fernando Valley, Panorama City, CA @FairHousingSFV

John Relman, Managing Partner, Relman, Dane & Colfax PLLC, Washington, DC

Michael Seng, Director, Fair Housing Legal Support Center, The John Marshall Law School, Chicago, IL

Is the Community Reinvestment Act Being Equitably Implemented in Rural Communities?

Location: Columbia 9

Historically, advocates of the Community Reinvestment Act have prioritized their obligation to serve urban cities and left rural areas vulnerable to banking deserts, lending gaps and an inability to fund development. Hear from NCRC’s member organizations pioneering innovative strategies to ensure that CRA is leveraged to benefit rural America.

MODERATOR:

Peter Hainley, Executive Director, CASA of Oregon, Sherwood, OR; Member, NCRC Board of Directors @CASAofOregon

SPEAKERS:

Laura Buxbaum, Senior Vice President, Public Policy and Resource Development, Coastal Enterprises, Inc., Brunswick, ME @BuxbaumLaura

David Lipsetz, Executive Director, Housing Assistance Council, Washington, DC @DavidLipsetz

Alicia Sebastian, Director of Housing and Community Development Programs, California Coalition for Rural Housing, Sacramento, CA @CalRuralHousing

It’s Time for Supplier Diversity

Location: Cardozo

As the Administration “downsizes” the government, federal contractors are seeking more business with the private sector. This is an important moment for small businesses, as the private sector engages in more supplier diversity. A supplier diversity program is a proactive business program encouraging the use of minority-owned, women-owned, veteran-owned and small businesses as suppliers. This workshop discusses best practices for entrepreneurs looking to take advantage of this opportunity.

MODERATOR:

Kate Mereand, Program Manager, Department of Small & Local Business Development, Washington, DC

SPEAKERS:

Ron Busby, President and Chief Executive Officer, U.S. Black Chamber of Commerce, Inc., Washington, DC @usblackchambers

David Harrington, President and Chief Executive Officer, Prince Georges County Chamber of Commerce, Lanham, MD

Sharon Pinder, President and CEO, Capital Region Minority Supplier Development Council, Silver Spring, MD @CRMSDC

2:15 PM – 3:45 PM

HOUSING COUNSELING TRAINING (Separate registration required)

HC119: Debt Management & HC120: Understanding Credit & its Impact on Today’s Consumer

Location: Morgan

This is a 5-day training designed to provide housing counselors and other housing professionals with tools to help consumers decode the labels of what the housing and financial industry considers to be good debt, bad debt and healthy debt. During this training participants will be provided with tools to help consumers navigate the progression of their credit history and gauge the impact their credit behavior has on their everyday decisions. Participants will utilize case studies, activities and assessments to apply the tools and resources provided during the training.

4:00 PM – 5:00 PM

NCRC Annual Membership Meeting

Location: Jefferson
You don’t want to miss out on this incredible opportunity to meet NCRC’s board of directors as well as connect with your Membership and Organizing Team. Members will be briefed on the state of the coalition and learn how to maximize their NCRC member benefits. During this meeting we will also recognize inspiring and cutting-edge NCRC member organizations who are doing great work in their respective communities. Members will also hear about new ways to engage with NCRC to expand their organization’s power and influence at the local, state and federal level.
This meeting is open to NCRC members only.

6:00 PM – 8:30 PM

NCRC NATIONAL AWARDS DINNER

Location: Columbia Ballroom

Join us for dinner as we honor the Reverend Jesse Jackson with the NCRC Global Lifetime Achievement Award for his work in the USA and around the globe to improve the quality of life for all people.

MASTER OF CEREMONIES:

Robert Dickerson, Jr.

Chair, NCRC Board of Directors

Executive Director, Birmingham Business Resource Center , Birmingham, AL @bdickersonjr

KEYNOTE ADDRESSES:

Rev. Jesse Jackson

Founder and President, Rainbow PUSH

John Taylor

President and CEO, NCRC @NCRC

Jesse Van Tol

Chief Operating Officer, NCRC @jessevantol

Special Announcement WITH FIRST TENNESSEE BANK:

D. Bryan Jordan

Chairman, President & Chief Executive Officer, First Horizon National Corporation

TUESDAY, APRIL 10, 2018

8:00 AM – 9:30 AM

BREAKFAST

Location: Columbia Ballroom

KEYNOTE ADDRESSES:

Cory Booker

U.S. Senator for New Jersey

Vanita Gupta

President and Chief Executive Officer,The Leadership Conference on Civil and Human Rights @vanitaguptaCR

9:30 AM – 12:45 PM

HC119: Debt Management & HC120: Understanding Credit & its Impact on Today’s Consumer, Continued (Separate registration required)

Location: Morgan

9:30 AM – 11:00 AM SESSIONS

The Opportunities and Perils of Community Reinvestment Act Reform

Location: Cardozo

MODERATOR:

Josh Silver, Senior Adviser, NCRC, Washington, DC

SPEAKERS:

Grovetta Gardineer, Senior Deputy Comptroller for Compliance and Community Affairs, Office of the Comptroller of the Currency, Washington, DC @USOCC

Michael Gaughan, Executive Director, Vermont Municipal Bond Bank, Winooski, VT

Buzz Roberts, President and Chief Executive Officer, NAAHL, Washington, DC

Barbara Van Kerkhove, Research and Policy Analyst, Empire Justice Center, Rochester, NY @empirejustice

Staying Home: Promising Approaches and Trends for Supporting Older Adults to Age in Place

Location: Gunston

The data is compelling – over 90% of older adults want to age in place but often lack access to safety features. Only 5% of houses have universal design safety features and services that will facilitate aging in place. This session will combine innovative examples of aging in place and the supports and financial resources needed to achieve those goals, with a focus on financial institutions. The outcomes are new tools that NCRC members can use to implement Aging in Community initiatives.

MODERATOR

Beth Harber, Senior Program Officer for Community Development, Abell Foundation, Baltimore, MD @abellfoundation

SPEAKERS:

Kelly Kent, Director, National LGBT Elder Housing Initiative, SAGE, Kansas City, MO @sageusa

Earl Millett, Chief Operating Officer, Civic Works, Baltimore, MD @CivicWorksInc

Emily Morris Litonjua, Executive Director, ESAC, Boston, MA @ESACBosv

Dr. Sarah Szanton, Director and Professor, Johns Hopkins University School of Nursing Center for Innovative Care in Aging, Baltimore, MD @sarah_szanton

Are We Ready for the Fintech Revolution?

Location: Kalorama

Social Finance, Varo and Square applied for bank charters in 2017. These internet operated companies are new to the financial industry. They also have yet to weather serious economic downturns with their unorthodox (some would say, untested) underwriting. Are there too many risks to grant fintechs charters? Or do fintechs provide an opportunity to serve overlooked populations with innovation and flexibility?

MODERATOR:

Stella Adams, Chief of Equity and Inclusion, NCRC, Washington, DC

SPEAKERS:

Louis Caditz Peck, Director of Public Policy, LendingClub, San Francisco, CA @LendingClub

Chris Massey, Head of Global Government Relations & Public Policy, Square, Washington, DC

Dory Rand, President, Woodstock Institute Chicago, IL; Vice Chair, NCRC Board of Directors @WoodstockInst

Overcoming Criminal Justice Challenges for Returning Citizens

Location: Holmead

Each year more than 650,000 ex-offenders are released from prison in the United States. Two thirds of these returning citizens will reoffend within three years unless adequate employment, housing and mentoring is provided. Communities with the highest rate of returning citizens also have the highest levels of disinvestment and discrimination, putting community safety at risk and preventing returning citizens from successfully transitioning back into society. Local communities are addressing these challenges by recruiting high paying employers and by providing quality housing and mentoring support for returning citizens. Learn how to utilize local organizing, workforce development, mentoring and the Fair Housing Act to rise above criminal justice challenges in your community.

MODERATOR:

Beverly Watts, Executive Director, Tennessee Human Rights Commission, Nashville, TN; Member, NCRC Board of Directors @TNHumanRights

SPEAKERS:

Robert Hassinger, Workforce Employment Manager, NCRC, Washington, DC

Natishia Y. June, Organizing Manager, American Civil Liberties Union of Florida, Orlando, FL @NatishiaY

New Headwinds to Homeownership: Policies to Support the American Dream

Location: Columbia 1

Homeownership is at the heart of the American Dream and has historically been seen as one of the greatest opportunities to build wealth for working-class families and individuals. Will proposed changes to the current tax code destabilize homeownership? With aging in place and competition from all-cash buyers, will inventory continue to decline? How do practitioners bring new policies to support affordable homeownership, i.e., what does the “new” American Dream look like? This session will examine current and future threats to homeownership and how to protect the American Dream.

MODERATOR:

Ed Gorman, Chief of Community Development, NCRC, Washington, DC

SPEAKERS:

Alanna McCargo, Vice President, Housing Finance Policy Center, Urban Institute, Washington, DC @MyHomeMatters

Phil Bracken, Head of Government and Industry Relations, Radian Guaranty, Philadelphia, PA

John O’Callaghan, President and CEO, Atlanta Neighborhood Development Partnership, Atlanta, GA

Woke for What? Organizing in 2018

Location: Columbia 9

Organizing is about increasing power, disrupting the status quo and ensuring that communities pushed to the fringes are not only heard but involved in shaping their communities. This session discusses organizing techniques to transform organizational cultures and political systems that displace and marginalize minorities and working-class individuals.

MODERATOR:

Kevin Davenport, Director of Membership and Organizing, NCRC, Washington, DC

SPEAKERS:

Stephen “Steve” Glaude, President and Chief Executive Officer, Coalition for Nonprofit Housing and Economic Development (CNHED), Washington, DC @sglaude1

Deloris Wilson, JD, Inclusive Innovation Fellow, BEACON: The D.C. Women Founders Initiative, Washington, DC @thebeacondc

NCRC’s Housing Counseling Network Regional Corner

Location: Lincoln West

Learn about goals for the network, upcoming events and how to join the housing counseling network. In addition, Regional Coordinators will offer technical support on current programs and future funding opportunities, and representatives from leading software platforms providing critical services to housing counselors will be available to offer technical assistance. Network members will also share successful counseling models for financial capability.

11:15 AM – 12:45 PM SESSIONS

At the Crossroads of Health And Housing: Financing Healthy Communities

Location: Holmead

Healthy housing with access to health services is a significant factor in improved health outcomes for vulnerable populations, notably children, older adults and people with disabilities. Healthy communities integrate safe and quality housing, preventative health services and social services for vulnerable populations. Learn how innovative practitioners are developing local initiatives that combine housing, health and services to improve health outcomes for low-income residents.

MODERATOR:

Dr. Robert Zdenek, Director of Special Initiatives, NCRC, Washington, DC

SPEAKERS:

David Adame, President and CEO, Chicanos Por La Causa, Inc., Phoenix, AZ; Member, NCRC Board of Directors @DavidAdameCPLC

Dr. Corianne Scally, Senior Research Associate, Urban Institute, Washington, DC @CorianneScally

Dr. Kamillah Wood, Senior Vice President, Health and Housing, Stewards of Affordable Housing for the Future, Washington, DC @kamwood

Regulatory Reforms to Fair Lending

Location: Gunston

Regulators from the U.S. Department of Housing and Urban Development, Office of the Comptroller of the Currency and the Federal Reserve will discuss the new regulatory environment towards fair lending, fair housing and fintechs. The regulators will discuss changes in regulations, supervision, current cases and what can be anticipated over the next two years. This discussion will allow for a big picture view of the role regulators play in keys areas that impact our work.

MODERATOR:

Carol Johnson, Executive Director, Arkansas Fair Housing Commission, Little Rock, AR; Member, NCRC Board of Directors @ARFairhouse

SPEAKERS:

Carol Evans, Associate Director, Division of Consumer & Community Affairs, Federal Reserve Board, Washington, DC @federalreserve

Bryan Greene, General Deputy Assistant Secretary for Fair Housing and Equal Opportunity, U.S. Department of Housing and Urban Development, Washington, DC @HUDgov

Donna Murphy, Deputy Comptroller for Compliance Risk Policy, Office of the Comptroller of the Currency, Washington, DC @USOCC

The Role of Branch Banks and Technology in Expanding Bank Services

Location: Fairchild

Exactly 6,008 bank branches closed between 2008 and 2016, while at the same time an array of new products and services emerged. These closures increased geographical barriers to accessing bank services essential to communities’ prosperity. This session will share innovative modernizations in branch bank technology, targeted marketing and outreach to strengthen access to financial services and products for vulnerable populations and communities including people with disabilities, immigrants and older adults.

MODERATOR:

Dory Rand, President, Woodstock Institute Chicago, IL; Vice Chair, NCRC Board of Directors @WoodstockInst

SPEAKERS:

Nanette Goodman, Senior Researcher, National Disability Institute, Washington, DC

Kevin Hill, Community Reinvestment Act Manager, NCRC, Washington, DC

Jeanne Hogarth, Chief Executive Officer, William L Reed & Associates, LLC, Oakton, VA @JeanneHogarth

Jason Martin, Senior Vice President, Checking and Debit Product Executive, Consumer & Small Business, Bank of America, Charlotte, NC

David Rothstein, Principal, Cities for Financial Empowerment Fund, New York, NY @CFEfund

Will Wall Street be your New Landlord?

Location: Gunston

The housing crash forced many U.S. families to rent while foreclosures left thousands of homes vacant. Many Wall Street investors identified opportunity in the aftermath of the recession and bought thousands of these properties, becoming a new kind of large scale landlord. Now a Federal Housing Finance Agency decision to allow the government-sponsored enterprises to explore securitization of some of these homes may be exacerbating this trend. The panel will answer questions about this complex, but critical issue.

MODERATOR:

Elisabeth Risch, Assistant Director, Metropolitan St. Louis Equal Housing & Opportunity Council, St. Louis, MO; Member, NCRC Board of Directors

SPEAKERS:

Aaron Glantz, Senior Reporter, Reveal, Emeryville, CA @Aaron_Glantz

Lisa Montelione, Employer Relations and Job Developer, CDC of Tampa, Tampa, FL @LJMFLA

How Do Community Reinvestment Act Exams Measure Bank Impact?

Location: Columbia 1

This session is for anyone who wants to know more about how federal agencies measure bank performance on Community Reinvestment Act exams. Why do the exams not use consistent measurements? Is that a problem or an innovative flexibility? How do exams measure responsiveness and what are they missing? This session is a dialogue between regulators and you.

MODERATOR:

Josh Silver, Senior Advisor, NCRC, Washington, DC

SPEAKERS:

Vonda Eanes, Director, CRA and Fair Lending Policy, Office of the Comptroller of the Currency, Washington, DC @USOCC

Pamela Freeman, Senior Examination Specialist, Federal Deposit Insurance Corporation (FDIC), Washington, DC

Anjanette Kichline, Assistant Vice President, Supervision, Regulation and Credit Department, Federal Reserve Bank of Philadelphia, Philadelphia, PA @philadephiafed

Does the Business Model for Housing Counseling Work?

Location: Columbia 9

Federal funding is in decline and competition for foundation and fee-for-service relationships is increasing. Housing counseling agencies are asking questions like, “How can a service organization funded by the government become a leaner, more entrepreneurial organization with a strong business plan? Should agencies shift from the traditional housing counseling business model to a family financial coaching model?” Participants will hear from industry professionals regarding the long-term viability of the housing counseling field and from practitioners sharing strategies to develop new streams of income and long-term financial success for housing counseling agencies.

MODERATOR:

Ibijoke Akinbowale, Director, Financial Equality Center & Housing Counseling Network, NCRC, Washington, DC

SPEAKERS:

Brad Blackwell, Executive Vice President of Housing Policy and Homeownership Growth Strategies, Wells Fargo, Danville CA

Christine Gould, Chief Development and Communications Officer, HomeFree-USA, Riverdale, MD @HomeFreeUSA

Mae Watson Grote, Founder and CEO, The Financial Clinic, Brooklyn, NY @financialclinic

Kate Rios, Associate Director of Financial Capability, UnidosUS, Washington, DC

Can Small-Dollar Loans Meet Critical Needs without Predatory Terms?

Location: Cardozo

Fintechs and the big banks are redefining the “small dollar” loan in an effort to reach unbanked and underbanked communities. Advocates must understand these products and understand how they compare to “small dollar” loans offered by payday lenders. This panel comprised of experts from big banks, new startups and consumer groups will engage with the audience in a discussion about how these new products differ from the payday lenders of the past.

MODERATOR:

Jason Richardson, Director of Research, NCRC, Washington, DC

SPEAKERS:

Alex Horowitz, Senior Research Officer, The Pew Charitable Trusts, Washington, DC @pewtrusts

Yana Miles, Senior Legislative Counsel, Center for Responsible Lending, Durham, NC

Adam Rust, Director of Research, Reinvestment Partners, Durham, NC @ReinvestPartner

12:45 PM – 2:15 PM

LUNCHEON

Location: Columbia Ballroom

What Will it Take to Bring People Together?

A Conversation about Race, Class and Gender

SPEAKERS:

Nancy Isenberg

Historian & Author, “White Trash: The 400 Year Untold History of Class in America” @andyandnancy

J. Phillip Thompson

Deputy Mayor for Strategic Policy Initiatives for New York @NYCMayorsOffice

MODERATOR:

John Taylor

President and CEO, NCRC @ncrc

2:15 PM – 3:45 PM SESSIONS

The New Consumer Financial Protection Bureau

Location: Holmead

President Obama first tapped Elizabeth Warren to build an agency that would ensure “David can always beat Goliath.” Trump’s interim Director Mick Mulvaney has begun to transition the Consumer Financial Protection Bureau (CFPB) from an enforcement to a deregulatory agency. The CFPB‘s new mission statement prioritizes removing burdensome financial regulations rather than enforcing fair protections. What does the future of the CFPB look like? What do you do when your government protector needs protecting?

MODERATOR:

Marceline White, Executive Director, Maryland Consumer Rights Coalition, Baltimore, MD; Member, NCRC Board of Directors @mdconsumers

SPEAKERS:

José Alcoff, Payday Campaign Manager, Americans for Financial Reform, Washington, DC @RealBankReform

Beverly Brown Ruggia, Financial Justice & CRA Organizer, New Jersey Citizen Action, Newark, NJ @BBRTweet

Deepak Gupta, Principal, Gupta Wessler PLLC, Washington, DC

Ed Mierzwinski, Senior Director, Federal Consumer Program, U.S. PIRG, Washington, DC @edmpirg

Discriminated: Do Banks Make Loans Harder for Black Entrepreneurs?

Location: Columbia 9

Entrepreneurial consumers approach the financial marketplace more like consumers-borrowers than business-borrowers. However, entrepreneurial consumers lack the same broad-based protections as consumer-borrowers. The gap in regulation leaves the possibility for exploitation and abuse, a possibility heightened for minority entrepreneurs who are already more vulnerable to exploitation in the marketplace. Join NCRC and marketing professors from three universities as they present their small business loan study and discuss the next steps for banks to correct discriminatory practices for minority lenders.

MODERATORS:

Stella Adams, Chief of Equity and Inclusion, NCRC, Washington, DC

SPEAKERS:

Dr. Sterling A. Bone, Associate Professor of Marketing at Utah State University’s Jon M. Huntsman School of Business, Logan, UT

Dr. Glenn Christensen, Garrett Research Fellow and Associate Professor of Marketing, Marriott School of Business, Brigham Young University, Provo, UT

Ali Lederer, Director of Fair Lending and Consumer Protection, NCRC, Washington, DC

Dr. Jerome Williams, Provost, Rutgers University-Newark, Newark, NJ

Strategies to Fund and Implement Workforce Development

Location: Columbia 1

Access to credit and capital begins with a “good job”. A good job brings affordable homeownership within reach for the working class. Currently, 6.2 million jobs go unfilled every day because employers cannot find the trained employees they need. Building a well-funded workforce training program is key to the stability of a low- and moderate-income community. Participants will leave this session with an understanding of the critical components to a successful training program, from vocational training curricula to soft skills competencies and to wrap-around supportive services and how to build one in their communities.

MODERATOR:

David Adame, President and CEO, Chicanos Por La Causa, Inc., Phoenix, AZ; Member, NCRC Board of Directors @DavidAdameCPLC

SPEAKERS:

Robert Hassinger, Workforce Employment Manager, NCRC, Washington, DC

Tony Tullio, Workforce Consultant, Rancho Mirage, CA

Andrew Wells, Director, Workforce Development, Chicago Urban League, Chicago, IL @ChiUrbanLeague

The Evolution of Age-Friendly Banking Practice and Campaigns

Location: Cardozo

Age-friendly banking campaigns have demonstrated impressive results in offering financial products, services and protections to older adults. Financial institutions, trade associations and regulators are increasingly interested in working with community-based institutions to launch campaigns. Learn how to create your own Age-friendly banking campaign with successful practices developed in communities like yours. You will learn about an emerging partnership between the American Bankers Association Community Engagement Foundation and NCRC, and receive important technical resources offered by NCRC’s Age-Friendly Banking campaign toolkit.

MODERATOR:

Nan Gibson, Executive Director, Public Policy & Corporate Responsibility, JP Morgan Chase, Washington, DC

SPEAKERS:

Corey Carlisle, Executive Director, American Bankers Association Foundation, Washington, DC @ABABankers

Robyn Dorsey, Policy Research and Reinvestment Manager, Maryland Consumer Rights Coalition, Baltimore, MD @mdconsumers

Roslyn Quarto, Executive Director of Empowering & Strengthening Ohio’s People (ESOP) and Vice President of Advocacy for Benjamin Rose Institute on Aging, Cleveland, OH @rozquarto

Resiliency and Rebuilding: The Role of Financial Institutions and the Community Reinvestment Act in Long-Term Recovery

Location: Gunston

In 2017, the U.S. was hit hard by natural disasters – from hurricanes in Texas, Florida, Puerto Rico and the U.S. Virgin Islands to fires devastating California, Oregon and Montana. Let’s discuss the role of the Community Reinvestment Act in rebuilding, resilience and long-term recovery. How do you access CRA resources after a disaster? Responding successfully requires preparation. This panel will focus on partnering with financial institutions to minimize the lag-time when financing recovery, rebuilding impacted neighborhoods, repairing homes and revitalizing businesses.

MODERATOR:

Hubert Van Tol, Sr. Director, Economic Development,
PathStone, Rochester, NY; Member, NCRC Board of Directors @Bankbane

SPEAKERS:

Janet Hamer, Vice President, Community Development Manager, TD Bank, Daytona Beach, FL @TDBank_US

Melissa Malkin-Weber, Sustainability Director, Self-Help Credit Union, Durham, NC @buildingsystem

Melodi Morrissette, Community Relations Executive, East Region, BBVA Compass, Birmingham, AL @BBVACompass

Javier E. Zapata, Deputy Director for Economic Development, Puerto Rico, PathStone Enterprise Center, Ponce, PR @PathStoneCorp

Environmental Justice, Alternative Energy and Community Revitalization

Location: Fairchild

Environmental justice advocates are cleaning up neighborhoods and pushing for sustainable development, deploying solar and transforming opportunities from blue-collar to green-collar jobs. The crusade against climate change is now centered on the neighborhoods disproportionately impacted by toxins and environmental hazards. Join this panel of environmental justice leaders to discuss opportunities for your neighborhood including Cap and Trade, remediation and social impact investments.

MODERATOR:

Brent Kakesako, Executive Director, Hawaii Alliance for Community Based Economic Development (HACBED), Honolulu, HI; Member, NCRC Board of Directors @HACBED

SPEAKERS:

Bert Hunter, Executive Vice President and Chief Investment Officer, Connecticut Green Bank, Stamford, CT

Alicia Sebastian, Director of Housing and Community Development Programs, California Coalition for Rural Housing, Sacramento, CA @CalRuralHousing

Dana Sleeper, Director of External Affairs, Solar Energy Industries Association, Washington, DC

Nicole Sitaraman, Senior Manager, Sunrun, San Francisco, CA @Sunrun

The Wealth Gap: Race, Gender and Intergenerational Disparities in your Community

Location: Kalorama

Join a diverse panel to discuss how entrenched wealth inequalities impact our communities. Wealth disparities remain entrenched in every community: whether it’s the racial wealth divide; unequal pay for women or ageism. This interactive session features new data, new ideas and a chance for the audience to voice the challenges and successes they have witnessed in their communities.

MODERATORS:

Dedrick Asante-Muhammad, Senior Fellow, Racial Wealth Divide Initiative, Prosperity Now, Washington, DC @DedrickM

Jason Richardson, Director of Research, NCRC, Washington, DC

SPEAKERS:

Cat Goughnour, Senior Program Manager, Prosperity Now, Washington, DC @prosperitynow

Samantha Vargas-Poppe, Associate Director, Policy Analysis Center, ORAL, UnidosUS, Washington, DC @WeAreUnidosUS

2:15 PM – 5:00 PM

HOUSING COUNSELING TRAINING, continued

(Separate registration required)

HC113: Preparing Housing Counselors for the HUD Certification Exam, Continued

Location: Lincoln West

4:00 PM – 6:00 PM

Hill Day Preparation Meeting

Location: Columbia Ballroom

This is a mandatory meeting for attendees who plan on participating in NCRC’s Hill Day congressional visits. You will receive information on NCRC’s 2018 Policy Agenda, go over the congressional office meeting agenda, meet other individuals from your state delegation, receive final updates regarding your meeting schedule and be briefed on NCRC’s Hill Day Kick Off. Please be present and on time.

This meeting is open to NCRC members, and others by invitation only.

6:30 PM – 8:00 PM

Chairman’s Reception

Location: Heights Courtyard

WEDNESDAY, APRIL 11, 2018

HILL DAY
Note: Participants in the trainings HC113: Preparing Housing Counselors for the HUD Certification Exam and HC119: Debt Management & HC120: Understanding Credit & its Impact on Today’s Consumer are prohibited from participating in Hill Day, as these trainings are funded using federally appropriated funds that cannot be used to lobby the executive or legislative branches of the federal government.

6:30 AM – 8:30 AM

GRAB & GO BREAKFAST
Location: Columbia Ballroom

7:00 AM – 8:30 AM

SHUTTLES TO CAPITOL HILL

Pickup is at the T Street entrance of the Washington Hilton Hotel on the Terrace Level. Please board at the time assigned to you to help us get everyone to the Hill in a timely manner.

For those checking out from the Washington Hilton Wednesday morning, please allow 30 minutes to check out and store your luggage before you board your bus. Luggage can be dropped off and picked up at the rooms Holmead & Kalorama; you will receive a luggage ticket there from hotel staff. Washington HIlton guests may also check out by calling the front desk if a copy of their invoice is not required.

9:00 AM – 10:00 AM

HILL DAY KICK-OFF

Location: Hart Room 216

KEYNOTE ADDRESSES:

Keith Ellison

U.S. Representative for Minnesota’s 5th District

Jeff Merkley

U.S. Senator from Oregon

8:00 AM – 2:00 PM

HILL DAY VISITS

Each year, NCRC leads a delegation of our members to advocate on behalf of their communities and to promote access to capital, credit, and basic banking services. Join us once again as we meet with our elected officials in Capitol Hill to make sure that the voices of our communities are heard.

LUNCH ON CAPITOL HILL:

Registered Hill Day attendees can purchase lunch during their free time at any available dining location. All Hill Day attendees are responsible for managing their schedule to prioritize their Congressional meetings and return to buses on time. See Hill Day map for a list of suggested dining locations, or stop by a cafeteria located in one of the congressional buildings. Registered Hill Day attendees will receive a $15 lunch debit card courtesy of NCRC.

SHUTTLES TO WASHINGTON HILTON

Pickup at Peace Circle (1st St. and Pennsylvania Ave. NW)

Departing at:

10:30 AM

11:30 AM

2:00 PM

2:45 PM

8:00 AM – 5:00 PM

HOUSING COUNSELING TRAINING, continued

(Separate registration required)

HC113: Preparing Housing Counselors for the HUD Certification Exam

Location: Lincoln West

HC119: Debt Management & HC120: Understanding Credit & its Impact on Today’s Consumer, Continued (Separate registration required)

Location: Morgan

12:00 PM – 1:30 PM

Housing Counseling Luncheon

Location: Lincoln East

Brian Siebenlist, Director, Office of Policy and Grant Administration, Office of Housing Counseling, U.S. Dept. of HUD will present the latest housing counseling program updates and details on housing counseling certification. At this luncheon, NCRC will also honor members of our Housing Counseling Network.

Luncheon is only open to NCRC Housing Counseling Network members and training attendees.

9:00 AM – 12:30 PM

5th Age-Friendly Banking Convening

Location: Jefferson East

The 5th Age-Friendly Banking Convening brings together leaders and changemakers in financial institutions, community-based organizations, aging networks, financial regulators, law regulators and public health leaders to reflect on progress and develop new strategies for moving financial institutions to improve the financial well-being of low- and moderate-income older adults.

9:00 AM – 4:00 PM

NCRC DC Women’s Business Center Working Group Series

(Separate registration required)

Location: Monroe

The Small Business Working Group Series will feature workshops designed for aspiring or existing small business owners. Session topics include business planning, strategy and organizational management, continuous improvement, business expansion, government contracting and financial education. This series is ideal for start-ups, experienced entrepreneurs, managers and leaders.

Registration for the Small Business Working Group Series is separate from conference registration. To register to attend the Small Business Working Group Series on April 11, please click here.

If you have any questions or concerns please feel free to contact the DC Women’s Business Center at 202-393-8307 or at info@dcwbc.org.

THURSDAY, APRIL 12, 2018

8:00 AM – 5:00 PM

HOUSING COUNSELING TRAININGS, continued (Separate registration required)

HC113: Preparing housing counselors for the HUD certification exam

Location: Shaw

HC119: Debt management & HC120: Understanding credit & its impact on today’s consumer

Location: Tenley Town

FRIDAY, APRIL 13, 2018

8:00 AM – 2:30 PM

HOUSING COUNSELING TRAININGS, continued (Separate registration required)

HC113: Preparing housing counselors for the HUD certification exam
Location: Shaw

HC119: Debt management & HC120: Understanding credit & its impact on today’s consumer
Location: Tenley Town

Past Conferences