About NCRC
The National Community Reinvestment Coalition and its grassroots member organizations create opportunities for people to build wealth. We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
NCRC was formed in 1990 by national, regional and local organizations to increase the flow of private capital into traditionally underserved communities. NCRC has grown into an association of more than 600 community-based organizations that promote access to basic banking services, affordable housing, entrepreneurship, job creation and vibrant communities for America’s working families.
Our members include community reinvestment organizations; community development corporations; local and state government agencies; faith-based institutions; community organizing and civil rights groups; minority and women-owned business associations, as well as local and social service providers from across the nation.
We provide agenda-setting research, training, insight and advocacy on behalf of members; we renovate and build affordable homes for low- and moderate-income families; we provide counseling to home buyers and owners and business-building expertise to entrepreneurs; we train and support housing counselors nationwide; we test, monitor and challenge discrimination in financial services and housing; and we convene and facilitate dialog between financial institutions and community networks to increase lending, investments and philanthropy in neighborhoods that need it.
NCRC represents its members before Congress, federal regulatory agencies and the press. NCRC routinely testifies before Congress, and meets with the leadership of banking and financial regulatory agencies. NCRC frequently provides expert commentary for national, regional and local media, and our research and policy papers are routinely cited by journalists, economists and scholars focused on banking, housing, urban renewal, rural development and civil rights.
Our Impact Last Year
Community Benefits Agreements
$205 Billion
We facilitated seven community benefits agreements with banks that committed $205 billion in loans, investments and philanthropy to underserved communities and the organizations that serve them.
Through 2022, NCRC completed community benefits plans with 22 banking groups that will put a combined $590 billion into underserved communities.
NCRC Community Development Fund
$8 million
NCRC CDF raised $8 million in debt capital for affordable housing development and small business lending.
79.6% of $1.2 million in small business loans went to minority-owned businesses.
$3 million in low interest loans to finance affordable housing.
Community Impact Grants
$4.7 Million
Awarded to 65 grantees in 16 states for affordable housing, small business development, arts & culture, COVID-19 relief, housing counseling and capacity building initiatives.
Research
10 major reports
We published 10 major reports and white papers.
Just Economy Conference
864 ATTENDEES
We were able to come back together for the first in-person Just Economy Conference since 2019. 864 of our allies and partners attended, with an average of 447 people in breakouts throughout the conference.
36 state delegations
Advocacy Week: 120 meetings with the House, Senate and federal regulators with 36 state delegations, including Washington, DC.
AFFORDABLE HOUSING
138 HOMES BUILT OR REHABBED
GROWTH by NCRC built or rahabbed 138 homes, representing an investment of $40.1 million, and sold 115 homes.
Since 2015, GROWTH has:
- Acquired 1,049 lots or properties
- Sold 560, 85% of the homes were sold either to LMI buyers and/or within LMI communities
Training
105 training programs
with 5,200 participants.
Attention
4.7K
Our work and people were cited in 4,700 media reports, with a potential reach of 8.1 billion readers and viewers.
398,019
unique users at ncrc.org
Housing Counseling Network
27 Member organizations in 16 states and the District of Columbia, assisting a total of 12,130 clients.
growth
Coalition
Grew to 757 organizations in 46 states and Puerto Rico and DC.
Up to 9
10-19
20-39
40-70
Housing Counseling Network
27 Member organizations in 16 states and the District of Columbia, assisting a total of 12,130 clients.
Growth
Coalition
Grew to 757 organizations in 46 states and Puerto Rico and DC.
Up to 9
10-19
20-39
40-70
