NCRC Awards $1.34 Million in Field Empowerment Fund – Housing Counseling Services Grants to 95 NCRC Member Organizations
Annually, these agencies serve over 85,000 households across the United States, with over 63,000 of those households falling under 80% of their regional median income levels. This grant funding will fuel their critical services, empowering families across the country to achieve housing stability and homeownership.
NCRC Mourns Loss of Board Vice Chair Irvin Henderson
“We are deeply saddened by Irvin’s sudden passing,” said Jesse Van Tol, NCRC’s president and CEO. “As one of the founding board members of NCRC, he played a pivotal role in shaping our organization and was a tireless champion of our cause.”
Nashville Summit Series – Brief 5: Barriers & Solutions for Workforce Development
This brief maintains the previous two briefs’ narrower focus but instead distills the conversations from the participants in the workforce development ecosystem. It documents the barriers raised by practitioners and funders during the workforce development dialogues and the solutions participants raised that would work with limited federal government support.
Video: Your Membership, Your Benefits – A Closer Look at NCRC Membership – July 2026
Learn how NCRC membership helps organizations strengthen their impact through research, policy advocacy, professional development, technical assistance and connections across a national network of more than 700 community-focused organizations.
The Proposed 2026 CRA Rollbacks: Key Takeaways and Why it Matters
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation’s (FDIC) proposed Community Reinvestment Act (CRA) rule would weaken bank obligations to invest, lend and provide services in low- and moderate-income (LMI) communities, while reducing transparency and accountability.
Minnesota Consortium of Community Developers Secure Millions for Affordable Housing and Small Business Development
Like most states, Minnesota is facing an affordable housing shortage with over 100,000 residences needed for low-income residents. The Minnesota Consortium of Community Developers (MCCD), a network of community development organizations, is working to fill this gap. MCCD advocates statewide for equitable housing and economic policies that generate wealth for people of color (BIPOC) and
New CRA Proposal Is an Assault on Working-Class Communities
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) today proposed sweeping changes to the Community Reinvestment Act (CRA) that would drastically weaken banks’ obligation to meet the credit needs of low- and moderate-income communities.
A Place At The Table: What Black Immigrant Entrepreneurs Teach Us About The American Dream
For many immigrants, home is not simply a place they leave behind. It’s something they carry with them and, sometimes, find in familiar foods, shared traditions and communities thousands of miles away. By 2000, Columbus, Ohio was home to more than 11,000 African-born residents as a result of a wave of immigration that had occurred
NCRC, Woodstock and Rise Economy Strongly Oppose OppFi’s Applications to Become a Bank Holding Company and to Merge with BNCCORP
The letter outlines the unacceptable risks for low- and moderate-income communities, consumers and small businesses, as well as the safety and soundness of the financial system that would come from granting OppFi direct access to the banking system.
NCRC, Woodstock Institute and Rise Economy Oppose OppFi’s Proposed Merger With BNC Bank
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 29, 2026 Jennifer Ball, Deputy Regional DirectorKansas City Regional OfficeFederal Deposit Insurance Corporation1100 Walnut Street, Suite 2100Kansas City, MO 64106RE: App No. 20260654 Submitted via
Mobility Monitor: Expanding American Housing Supply Will Require Investment in Workforce Development
The 21st Century ROAD to Housing Act was recently passed into law without President Trump’s signature, marking the most significant federal legislative action on housing in over 20 years. Although the president refused to sign the bill into law without other strings attached, lawmakers’ interest in housing affordability appears solidified heading into the midterms. That
NCRC Submits Comment on Federal Reserve Proposal Regarding the Creation of Payment Accounts
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 27, 2026 Benjamin W. McDonoughSecretary, Board of GovernorsFederal Reserve System20th Street and Constitution Avenue, NWWashington, D.C. 20551Via: https://www.federalreserve.gov/apps/proposals/ RE: Proposed Revisions to the Federal Reserve Policy
Bank branch trends for 2026 (2nd quarter): Continued growth in the Southeast and Southwest metros
The nation’s bank branch network changed little compared with the first three months in the second quarter of 2026, with 261 openings and 248 closings. This is the third straight quarter of net gains in branches, something that we haven’t seen since 2009. It has been a long time since we could say bank branches
Video: The Data Behind the Lending Landscape – Why Engaging Regional Financial Institutions Matter
As federal budget cuts challenge affordable housing and community development efforts, this session explores how nonprofits can use data, partnerships and regional banks to move projects forward.
NCRC’s Comment On OCC Stablecoin Anti-Money Laundering Rulemaking
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th Street SWWashington, DC 20219 Via: Federal eRulemaking Portal – Regulations.gov Re: Office of Comptroller of
NCRC Opposes HR 6955: The Main Street Capital Access Act
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 21, 2026 The Honorable Hakeem Jeffries Democratic Leader U.S. House of Representatives Washington, DC 20515 The Honorable Katherine Clark Democratic Whip U.S. House
NCRC’s Comment on the FHFA’s Proposed Rulemaking on the Enterprise Duty to Serve (DTS) Underserved Markets
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 23, 2026 Clinton Jones General Counsel Attention: Comments Enterprise Duty to Serve Underserved Markets RIN 2590–AB64 Federal Housing Finance Agency 400 Seventh Street
NCRC Opposes Main Street Act That Weakens Banking Oversight and Community Voice
NCRC’s President and CEO Jesse Van Tol released a statement in regards to the House’s recent passage of H.R. 6955 (the Main Street Capital Access Act) and the devastating ripple effects it will have on regulatory accountability for banking institutions as well as fair lending for communities: The House voted to hand banks a green
Video: 2027 Just Economy Conference Call for Sessions
During this session, we covered basic programmatic requirements that third-party partners have and discussed approaches to overcoming common challenges that emerging TPPs face with their programs.
Black and Hispanic College Graduates Face a Tougher Job Market: July 2026 Race, Jobs and the Economy Update
According to the Bureau of Labor Statistics’ (BLS) June jobs report, the national economy added 57,000 jobs, while the unemployment rate dropped slightly to 4.2%. The former was substantially below economists’ expectations of 115,000 jobs. Monthly job gains have trended downward since March, going from 214,000 to 57,000. The drop in the unemployment rate was
Nashville Summit Series – Brief 4: Barriers & Solutions for Small Business
Brief 2 outlines how some of the identified barriers cut across multiple areas of community development and highlights solutions that could be implemented by actors from multiple sectors.
2026 NCRC Mortgage Market Series — Part 1: A Stagnant Mortgage Market: A Shrinking CRA
2026 NCRC Mortgage Market Series PART 1: A Stagnant Mortgage Market- A Shrinking CRA The 2025 mortgage market is stagnant and increasingly not covered by the community reinvestment act July 2026 PART 1: A Stagnant Mortgage Market- A Shrinking CRA The 2025 mortgage market is stagnant and increasingly not covered by the community reinvestment act
OCC’s Proposed Rule Could Undermine Investment in Communities of Color
The Office of the Comptroller Currency (OCC) recently proposed a rule that could reduce investment in communities of color and open the door for more lending discrimination. The agency aims to remove any references to “minority and women-owned entities” in their list of eligible public welfare investment activities that banks can undertake. The OCC is also proposing
A Home For Everyone: Pima County Community Land Trust levels the playing field for aspiring homeowners
Elsa Beltran never thought she would own a home. Median home prices in Pima County, Arizona have soared by 22% over the last five years to $368,000, and renting is not much more affordable either for Beltran, who works as a seamstress. That was until Beltran connected with the Pima County Community Land Trust (PCCLT),
Video: SNAP E&T Basics Part 4: Understanding Your Clients
During this session, we covered basic programmatic requirements that third-party partners have and discussed approaches to overcoming common challenges that emerging TPPs face with their programs.