Video: SNAP E&T Basics Part 3: Funding Your Program
In the third webinar of our 5-part SNAP E&T series, NCRC’s Economic Mobility team explored how organizations can effectively fund and sustain their SNAP E&T programs through the 50/50 federal reimbursement model.
NCRC Analysis of the CFPB’s Section 1071 Rule of 2026
NCRC Analysis of the CFPB’s Section 1071 Rule of 2026 June 2026 Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Analysis Josh Silver, Senior Fellow Introduction As part of the Dodd-Frank Wall Street Reform
NCRC Urges FDIC To Address Risk of Deposit Flight in GENIUS Act Rulemaking
“Any final stablecoin rule issued by the FDIC must address what happens when money that supports local lending moves into stablecoin systems with fewer public safeguards,” said NCRC Policy Director Tara Flynn.
NCRC Comment On FDIC GENIUS Act Rulemaking
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download June 9, 2026 [Via: email to Comments@fdic.gov through FDIC Website at https://www.fdic.gov/federal-register-publications)] Travis Hill, Chairman Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 Attn: Comments-
NCRC Opposes Kraken Application for a National Trust Bank Charter
“Payward/Kraken was previously sued by federal agencies for mixing its funds and digital assets with its customers’ assets, and yet it now wants the government’s seal of approval to become a national trust bank,” said Tara Flynn, NCRC’s policy director.
NCRC Comment on Application of Kraken, a Crypto Exchange, for a National Trust Bank Charter
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download June 8, 2026 Jonathan V. Gould Comptroller of the Currency Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219
NCRC Opposes OCC’s Proposed Rule Concerning Public Welfare Investment Regulations and Federal Savings Associations Nondiscrimination Requirements
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 26, 2026 Adam CohenChief CounselOffice of the Comptroller of the Currency400 7th Street NW, Suite 3E-218Washington, DC 20219 Via: Federal eRulemaking Portal – Regulations.gov Re: Streamlining Regulations Concerning
NCRC Disagrees With CFPB Guidance Around Immigration Status
The hypocrisy of discouraging lending to hard-working immigrants who pay taxes, while claiming that banks improperly ‘debanked’ some wealthy people based on their highly risky, often international, crypto transactions should be lost on no one.
Call for 2027 Just Economy Conference Session Ideas
What do you want to talk about? Whose voices do you want to include? What new ideas, best practices or insights can you share from your work and experience?
NCRC Submits Letter to Treasury on GENIUS Act Stablecoin State and Federal Regulatory Frameworks
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download June 1, 2026 Scott BessentSecretary of the TreasuryU.S. Department of the Treasury1500 Pennsylvania Avenue, NWWashington, DC 20220 Via: Federal eRulemaking Portal – www.regulations.gov Re: GENIUS Act Broad-Based Principles
Building Belonging Through Housing: Beyond Shelter’s affordable communities create dignity and security in North Dakota
Living in apartments and motels never felt like home to Glenn Myrold. That was until he moved into the Crossroads Apartments, a 55+ senior living community in Fargo, North Dakota developed by the nonprofit Beyond Shelter, Inc. Myrold never has to pay more than 30% of his income on rent at the 81-unit community. More
Video: Opportunity Zones 2.0: What You Need to Know and How to Act Now
OZ 2.0 will shape the community investment landscape for the next decade. The process is competitive and time-sensitive. Members who act early, build strong cases and engage state decision-makers will be best positioned to direct investment to the communities that need it most.
NCRC Urges Senate Banking Committee to Vote No on Digital Asset Market Structure Bill
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 8, 2026 Senator Elizabeth Warren, Ranking MemberCommittee on Senate Banking, Housing, and Urban AffairsUnited States SenateWashington, DC 20510 Dear Senator Warren and Minority Members of
Mobility Monitor: Millions Lost Food Assistance as Cost of Living Climbs, Increasing Risks to Consumers
Over the past year, the social safety net has changed drastically. Changes led by the White House and passed by Congress stripped away critical support people rely on, all in order to pay for massive tax cuts for the wealthy. Simultaneously, the broader economic picture is only getting worse for most Americans. Each year, more
Black Men Face a Worsening Jobs Market: May 2026 Race, Jobs and Economy Update
As the economy roils from the shockwaves of the tariff/trade war of last year and the ongoing and intensifying energy shock from the Iran war, the unemployment rate remains low at 4.3%. 100,000 jobs were added in April, which was the first consecutive month of positive growth since April of 2025. Despite the positives in
NCRC Warns Fintech Executive Order Dresses Up Deregulation As Innovation
“Access to the banking system should not be a race to the bottom. Companies that rely on the public infrastructure should be required to serve communities fairly, disclose where their money goes and meet real community reinvestment obligations,” NCRC President and CEO Jesse Van Tol.
Recap: Highlights From The 2026 Just Economy Conference
More than 1,000 community development leaders, practitioners, policymakers, industry professionals and NCRC members from across the nation gathered at the National Community Reinvestment Coalition’s (NCRC) 2026 Just Economy Conference April 14-15 in Washington, DC.
NCRC Warns Senate Crypto Bill Leaves Stablecoin Loophole That Could Undermine Community Lending
NCRC is concerned that the bill’s stablecoin ‘yield’ prohibition may be too easy to evade. While the bill appears to prevent companies from paying consumers interest simply for holding stablecoins, it allows rewards tied to activity, loyalty, tenure and other product use.
After 15 years of bank closures, new branches are having a resurgence
After a decade of shrinking presence across the country, bank branches are growing in number again. But that growth is uneven, with many communities experiencing a drastic decrease in quality banking options.
The Long Fight for Small Business Lending Transparency Is Not Over
Small businesses play a vital role in the US economy, but their ability to access credit has been a longstanding obstacle to their viability. A recent Federal Reserve report summarizing survey data found that nearly one-fourth of small businesses that employ others are owned by persons of color. Congress enacted Section 1071 of the Dodd-Frank Act to solve a basic market failure: the lack
Nashville Summit Series – Brief 3: Barriers & Solutions for Affordable Housing
Building on the previous Nashville Summit Series briefs, this brief explores the current barriers and systemic solutions to affordable housing development as identified by over 150 community development leaders during a 2 day summit in September 2025.
From Vacancy to Vitality: Rebuilding Kansas City Neighborhoods into Economically Vibrant Communities
National Community Reinvestment Coalition (NCRC) member Community Builders of Kansas City does more than build houses – they build ecosystems where housing, jobs and community spaces work together to create more self-sustaining neighborhoods. Since 1991, the nonprofit has created over 600 affordable residential housing units and 500,000 square feet of commercial space that provide employment
NCRC Opens Nomination Period For 2 New Just Economy Labs
This round will form two new labs focused on shared equity in housing and the benefits cliff. The labs will examine strategies that expand housing stability, economic mobility and access to opportunity.
The Community Reinvestment Act is a Strategic Opportunity for Banks, Not a Regulatory Hurdle
The Community Reinvestment Act (CRA) mandates that banks invest in the communities they serve, with a particular focus on reinvestment efforts in low- and moderate-income (LMI) communities. Banks are required to fulfill this obligation by providing access to credit through safe, nonpredatory practices. Although these mandates are often viewed as compliance requirements, that perspective overlooks
Redlined Then, Burdened Now: New Research on the Connections Between Land Use and Mental Health
“LULUs” sounds like a funny word, but the health burdens tied to LULUs are no laughing matter. Locally unwanted land uses (LULUs) – industrial sites, highways, power plants and waste facilities – are essential to how cities function. However, living close to them can also mean greater exposure to pollution, excessive noise and other environmental