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How to Run Your Computer Like a Pro

Mari Galloway is the Chief Executive Officer and a founding board member for the Women’s Society of Cyberjutsu (WSC), one of the fastest-growing nonprofits dedicated to women in cybersecurity. DC Women Business Center Resource Coordinator Monti Taylor asked Galloway questions on how to run your computer like a pro and how to best care for your computer and keep your information safe from outside attacks.

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Community organizations seek a sharp focus on rigor, equity and responsible lending and banking practices in CRA reform

This article focuses on the views of NCRC member organizations and community-based allies. If community organizations could write the CRA regulations, the CRA would increase in rigor, grade inflation would be curbed and the focus would be on underserved populations including low- and moderate-income populations, tribal communities, people of color, rural communities and people with disabilities. 

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NCRC Applauds HUD’s Effort to Reinstate Critical Fair Housing Rules

Today, the U.S. Department of Housing and Urban Affairs (HUD) took action to reinstate the critical 2013 Discriminatory Effects Rule which helps prevent discriminatory practices, and restore crucial portions of the 2015 Affirmatively Furthering Fair Housing rule which ensures that communities that receive federal funds take steps to eliminate barriers to fair housing.

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Ncrc opposes the deposit insurance application of Payservices, Inc. for failing to include a CRA plan

April 8th, 2021 John Henrie Regional Director Federal Deposit Insurance Corporation 10 10th Street, NE Suite 800 Atlanta, GA 30309-3849 RE: Application for Deposit Insurance (New Bank) from PayServices, Inc. Dear Mr. Henrie: Please kindly accept our comment on the application from PayServices, Inc. (Delray Beach, Florida) for deposit insurance. PayServices failed to include a

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The BIPOC Caregiver

Our care systems, deeply rooted in racial and gender inequities for those providing paid and unpaid care work, are in need of an overhaul.

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Simone Smillie: DC Women’s Business Center Founder Feature

Simone Smillie, a native New Yorker, moved to Washington, D.C., in 2016 to pursue her graduate degree in Development Economics at American University. After graduating, Smillie started a new job as an analyst in Downtown D.C. She planned to launch her business, Mutani’s Pocket, in March 2020, but the pandemic took hold and delayed her launch until August. 

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Joint industry-advocates letter on delaying compliance with the general loan definition under the CFPB’s Qualified Mortgage rule

(Download) April 5, 2020 Mr. Dave Uejio Acting Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE:        Docket No. CFPB-2021-0003; RIN 3170-AA98; Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition; Delay of Mandatory Compliance Date Dear Acting Director Uejio, The undersigned organizations write to

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Women, Men, Race and Economic Inequality

Women have made great strides in the workplace, comprising nearly half of the workforce, and surpassing men in higher education achievement. Yet, women still make less income, have less wealth, and face greater economic instability than men.  

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Gender

Racial Wealth Snapshot: Women, Men and the Racial Wealth Divide

Download Infographic Intro Women have made great strides in the workplace, comprising nearly half of the workforce, and surpassing men in higher education achievement. Yet, women still make less income, have less wealth and face greater economic instability than their male counterparts. The level of economic instability faced by men and women is greatly influenced

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HUD Secretary Fudge to Speak at 2021 Just Economy Conference

U.S. Department of Housing and Urban Development (HUD) Secretary Marcia Fudge will be a featured speaker at the 2021 Just Economy Conference, which will be held online beginning May 3. Other confirmed speakers include U.S. Senators Elizabeth Warren and Sherrod Brown, Federal Reserve Board Chair Jerome Powell and Pulitzer-prize winning journalist Nikole Hannah-Jones.

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Joint advocates letter on delaying compliance with the general loan definition under the CFPB’s Qualified Mortgage rule

(Download) April 5, 2021 Mr. Dave Uejio Acting Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 Re: Docket No. CFPB-2021-0003, Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition; Delay of Mandatory Compliance Date Dear Acting Director Uejio: We the undersigned civil rights organizations are

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Women need child care; child care needs to change

Having access to affordable child care is essential to having labor force participation from women, who, due to sexist societal and traditional gender roles combined with lower wages than men, struggle between workforce participation or the care and education of their children.

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Some common views on CRA reform among community groups and industry, but differences need to be resolved

In a previous article, I described how some big issues on reforming the Community Reinvestment Act (CRA) exposed a considerable difference of views among community groups and the banking industry. However, there was some convergence of views on a series of other important issues, including performance measures and ratings categories. On these issues, the remaining differences appear to be manageable. 

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DeWayne Johnson

Staff Accountant 202-383-7701 djohnson@ncrc.org DeWayne Johnson is NCRC’s Staff Accountant. DeWayne has over 24 years of progressive accounting experience. During his accounting voyage, he has assisted IBM, SAIC, Wachovia, Citrin Cooperman and a host of others in streamlining processes, value-adding report content and increasing efficiency. He has constantly kept an eye on decreasing expenses, more

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NCRC comment on OMB Standards For Delineating The Metropolitan And Micropolitan Statistical Area, OMB-2021-0001

(Download) March 19, 2021 RE: OMB Standards for Delineating the Metropolitan and Micropolitan Statistical Area, OMB-2021-0001 To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) and the undersigned organizations oppose the Office of Management of Budget’s (OMB’s) proposed re-definition of metropolitan and micropolitan areas. Under the proposal, a metropolitan statistical area would be

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    Redlining and Neighborhood Health

    Before the pandemic devastated minority communities, banks and government officials starved them of capital.

    Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

    The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

    Table of Content

    • Executive Summary
    • Introduction
    • Redlining, the HOLC Maps and Segregation
    • Segregation, Public Health and COVID-19
    • Methods
    • Results
    • Discussion
    • Conclusion and Policy Recommendations
    • Citations
    • Appendix

    Complete the form to download the full report: