More than half of low- and moderate-income older adults don’t have an adequate amount of short-term emergency savings, according to a recent report by the National Community Reinvestment Coalition.
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A 2006 study from the National Community Reinvestment Coalition found that joint male and female borrowers “enjoyed more favorable outcomes than either male and female borrowers” on their own. What’s more, NCRC found that individual borrowers were more likely to end up in pricier subprime loans than joint borrowers.