Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

NCRC’s Comment on the CFPB’s Proposed Rule to Strip Section 1071 Data Collection

By / / Testimony & Regulatory Comments / 60 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download December 12, 2025Acting Director Russell VoughtConsumer Financial Protection Bureau1700 G Street, NWWashington, D.C. 20552 RE: Small Business Lending Under the Equal Credit Opportunity Act (Regulation B), […]

NCRC’s Comment on the CFPB’s Proposed Rule to Strip Section 1071 Data Collection Read More »

NCRC’s Comment on the CFPB’s Proposed Rule to Undermine the Equal Credit Opportunity Act (Regulation B)

By / / Testimony & Regulatory Comments / 18 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download December 12, 2025 Acting Director Russell VoughtConsumer Financial Protection Bureau1700 G Street, NWWashington, D.C. 20552 Re: Equal Credit Opportunity Act (Regulation B); Docket No. CFPB-2025-0039 or

NCRC’s Comment on the CFPB’s Proposed Rule to Undermine the Equal Credit Opportunity Act (Regulation B) Read More »

NCRC Comment in Opposition to Crypto.com’s National Trust Charter Application

By / / Testimony & Regulatory Comments / 20 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download November 25, 2025 Sebastian R. Astrada Director for Licensing, Midsize, Trust, Credit Card, and Novel Banks Office of the Comptroller of the Currency 400

NCRC Comment in Opposition to Crypto.com’s National Trust Charter Application Read More »

NCRC Comment in Opposition to Stripe Inc’s National Trust Charter Application

By / / Testimony & Regulatory Comments / 18 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download November 13, 2025 Sebastian R. AstradaDirector for Licensing, Midsize, Trust, Credit Card, and Novel BanksOffice of the Comptroller of the Currency400 7th St., SWWashington, DC 20219

NCRC Comment in Opposition to Stripe Inc’s National Trust Charter Application Read More »

NCRC Opposes Sony’s Stablecoin Bank Application

By / / Testimony & Regulatory Comments / 15 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download November 7, 2025 Johnathan V. GouldComptroller of the Currency400 7th St., SWWashington, DC 20219 Sebastian R. AstradaDirector for Licensing, Midsize, Trust, Credit Card, and Novel BanksOffice

NCRC Opposes Sony’s Stablecoin Bank Application Read More »

NCRC Comment in Opposition to Coinbase National Trust Charter Application

By / / Testimony & Regulatory Comments / 18 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download November 3, 2025 Johnathan V. Gould Comptroller of the Currency 400 7th St., SW Washington, DC 20219 Sebastian R. Astrada Director for Licensing, Midsize,

NCRC Comment in Opposition to Coinbase National Trust Charter Application Read More »

NCRC Urges the OMB and Treasury to Reinstate Full Staff at the CDFI Fund

By / / Testimony & Regulatory Comments / 4 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download October 29, 2025 The Honorable Scott BessentSecretaryU.S. Department of Treasury1600 Pennsylvania Ave, NWWashington, D.C. 20220 The Honorable Russell VoughtDirectorThe Office of Management and Budget725 17th Street,

NCRC Urges the OMB and Treasury to Reinstate Full Staff at the CDFI Fund Read More »

NCRC Comments on FHFA’s Proposed Affordable Housing Goals 2026-2028

By / / Testimony & Regulatory Comments / 28 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download November 3, 2025 Mr. Clinton Jones General Counsel Federal Housing Finance Agency 400 7th Street SW Washington, DC 20219 Re: FHFA Proposed Affordable Housing Goals

NCRC Comments on FHFA’s Proposed Affordable Housing Goals 2026-2028 Read More »

NCRC’s 2025 EGRPRA Comment on the Community Reinvestment Act

By / / Testimony & Regulatory Comments / 16 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download October 23, 2025 OCC (submitted through Regulations.gov)Federal Reserve regs.comments@federalreserve.govFDIC Comments@fdic.gov RE: Docket ID OCC-2023-0016, FRB Docket No. OP-1828- EGRPRA Comment in reference to legacy CRA regulations The National

NCRC’s 2025 EGRPRA Comment on the Community Reinvestment Act Read More »

NCRC Comment in Opposition to Application for Business Combination of Pinnacle Bank and Synovus Bank

By / / Testimony & Regulatory Comments / 6 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download September 29, 2025 Ann E. Misback, SecretaryBoard of Governors of the Federal Reserve20th Street and Constitution Avenue, N.W.Washington D.C. 20551regs.comments@federalreserve.gov Erien O. TerryAssistant Vice PresidentFederal Reserve Bank of

NCRC Comment in Opposition to Application for Business Combination of Pinnacle Bank and Synovus Bank Read More »

NCRC Letter to the Federal Housing Finance Agency (FHFA) About Repeal of 12 CFR 1293 and Fair Lending, Fair Housing, and Equitable Finance Plans

By / / Testimony & Regulatory Comments / 25 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download September 26, 2025 Clinton JonesGeneral CounselOffice of General CounselFederal Housing Finance Agency400 7th Street SWWashington, DC 20219 Re:   RIN 2590–AB53: Notice of Proposed Rulemaking; Repeal of 12

NCRC Letter to the Federal Housing Finance Agency (FHFA) About Repeal of 12 CFR 1293 and Fair Lending, Fair Housing, and Equitable Finance Plans Read More »

NCRC Comment Opposing Industrial Loan Companies

By / / Testimony & Regulatory Comments / 18 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download September 18, 2025 RE: Request for Information on Industrial Banks and Industrial Loan Companies and Their Parent Companies, RIN 3064–ZA48 Chairman Travis Hill: The National Community

NCRC Comment Opposing Industrial Loan Companies Read More »

NCRC Comment Legal Standard Applicable to Supervisory Designation Proceedings

By / / Testimony & Regulatory Comments / 6 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download September 15, 2025 Director VoughtConsumer Financial Protection Bureau1700 G Street, NWWashington, D.C. 20552 RE: Legal Standard Applicable to Supervisory Designation Proceedings, Docket No. CFPB-2025-0018, RIN 3170-AB41

NCRC Comment Legal Standard Applicable to Supervisory Designation Proceedings Read More »

Why the CFPB’s Proposed Rule Changes Miss the Mark

By / / Testimony & Regulatory Comments, Views / 3 minutes of reading

The Consumer Financial Protection Bureau recently proposed a rule that sounds technical but could have serious implications for regular families. They want to change how they decide when to investigate financial companies, making it much harder to step in before people get seriously hurt. Right now, if there’s good reason to think a financial company might be

Why the CFPB’s Proposed Rule Changes Miss the Mark Read More »

NCRC’s Comment on Proposal to Repeal 2023 CRA Rule

By / / Testimony & Regulatory Comments / 23 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download August 18, 2025 RE: Docket ID OCC-2025-0005, Federal Reserve Docket No. R-1869 and RIN 7100-AG95, FDIC RIN 3064-AG13 – Proposal to rescind the 2023 rule regarding

NCRC’s Comment on Proposal to Repeal 2023 CRA Rule Read More »

Scroll to Top

Start typing and press enter to search