Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

Comment Letter on Advanced Notice of Proposed Rulemaking on HMDA Data Points

October 15, 2019 Comment on Advance Notice of Proposed Rulemaking (ANPR) Concerning HMDA Data Points Docket No. CFPB-2019-0020 To Whom It May Concern: The undersigned organizations (55 national and local organizations) oppose any dilution or diminishment of the new and enhanced Home Mortgage Disclosure Act (HMDA) variables added by the 2015 final rule issued by …

Comment Letter on Advanced Notice of Proposed Rulemaking on HMDA Data Points Read More »

Comment Letter on Notice of Proposed Rulemaking Concerning Which Lenders Report Data

October 15, 2019 Docket No. CFPB-2019-0021 or RIN 3170-AA76 Notice of Proposed Rulemaking, HMDA Reporting Thresholds To Whom it May Concern: The undersigned organizations (214 national and local organizations) oppose the proposal of the Consumer Financial Protection Bureau (CFPB) to exempt thousands of lending institutions from reporting the Home Mortgage Disclosure Act (HMDA) data. As …

Comment Letter on Notice of Proposed Rulemaking Concerning Which Lenders Report Data Read More »