Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

NCRC Letter in Opposition to the Formation of Payo Digital Bank

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 27, 2026  Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th St., SWWashington, DC 20219 Via electronic mail: LicensingPublicComments@occ.treas.gov RE: Public […]

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NCRC Supports Maintaining Mortgage Data Collection under HMDA

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 26, 2026 Via Electronic Submission (reginfo.gov) Acting Director VoughtConsumer Financial Protection Bureau1700 G Street NWWashington, DC 20552 RE: Docket No. CFPB-2026-0010, Home Mortgage Disclosure Act

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NCRC Comment Opposing OceanFirst and Flushing Merger

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 2, 2026 Ann E. Misback, SecretaryBoard of Governors of the Federal Reserve20th Street and Constitution Avenue, N.W.Washington D.C. 20551publiccomments@frb.gov Debra M. Burke, Director for LicensingOCC

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NCRC Comment in Opposition to Affirm Holdings, Inc. Application for Federal Deposit Insurance

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download February 25, 2026 Chairman Travis HillFederal Deposit Insurance Corporation550 17th Street NWWashington, DC 20429 Submitted via FDIC Portal for Pending Bank Applications and by email: comments@fdic.gov Sandy

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NCRC, Woodstock Institute Urge OCC, Federal Reserve To Deny Bank Merger Between Enova and Grasshopper Bank

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download February 20, 2026 Jonathan V. Gould Comptroller of the Currency Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219

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NCRC’s Comment on the OCC’s Proposed Strategic Plan Guidance

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download February 20, 2026 Office of the Comptroller of the Currency (submitted through Regulations.gov) RE: Docket ID OCC-2025-0669 – NCRC Comment on proposed strategic plan guidance The

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NCRC’s Comment On World Liberty Trust Company National Trust Bank Charter Application

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download February 9, 2026  Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th St., SWWashington, DC 20219 Via electronic mail: LicensingPublicComments@occ.treas.gov RE: Public

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NCRC Comment Opposing the OCC’s Proposed Amendments to its National Trust Bank Chartering Regulation

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download February 10, 2026 Jonathan V. Gould Comptroller of the Currency Office of the Comptroller of the Currency 400 7th Street SW Washington, DC 20219

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ALERT: OCC Proposal Puts Hundreds of Millions of Community Development Dollars at Risk Per Year

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download The OCC is currently taking comments on proposed guidance intended to simplify how banks use the strategic plan option for their Community Reinvestment Act (CRA) performance

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NCRC’s Comment on the OCC’s Proposed Community Bank Licensing Rule

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download January 20th, 2026 RE: Community Bank Licensing Amendments, Docket ID – OCC-2025-0273 To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) opposes the Office

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NCRC Comment in Opposition to PayPal Holdings Inc. Application for Federal Deposit Insurance

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download January 20, 2026 Acting Chairman Travis Hill Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Via email: comments@fdic.gov Alex Chriss, President &

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NCRC’s Opposition Letter to Digital Asset Market Structure Legislation

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download January 13, 2026 Committee on Senate Banking, Housing, and Urban Affairs United States Senate Washington, DC 20510 Dear Members of the Senate Banking Committee:

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NCRC’s Comment on the CFPB’s Proposed Rule to Strip Section 1071 Data Collection

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download December 12, 2025Acting Director Russell VoughtConsumer Financial Protection Bureau1700 G Street, NWWashington, D.C. 20552 RE: Small Business Lending Under the Equal Credit Opportunity Act (Regulation B),

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NCRC’s Comment on the CFPB’s Proposed Rule to Undermine the Equal Credit Opportunity Act (Regulation B)

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download December 12, 2025 Acting Director Russell VoughtConsumer Financial Protection Bureau1700 G Street, NWWashington, D.C. 20552 Re: Equal Credit Opportunity Act (Regulation B); Docket No. CFPB-2025-0039 or

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