2025 Just Economy Conference: Registration Now Open
Registration for the 2025 Just Economy Conference is now open! We are so excited to invite you to join us in person from March 26-27 in Washington, DC! The Just Economy Conference is the leading national conference for economic and social justice. Don’t miss your chance to join activists, elected officials, policymakers, community leaders, civil
NCRC Statement on NY AG Filing on Capital One-Discover Merger
The merger review process should be transparent, not a back-room deal between bankers and their regulators.
NCRC Comment on Third Party Guidance for Bank-Fintech Arrangements
(Download) October 15, 2024 RE: Request for Information on Bank-Fintech Arrangements Involving Banking Products and Services Distributed to Consumers and Businesses To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the recent interagency guidance on third party relationships and the follow-up request for information (RFI) on bank partnerships with fintechs (non-bank financial
NCRC Urges Overhaul Of Banking-As-A-Service Regulations In Wake Of Synapse Collapse
The collapse of Synapse showed regulators need to catch up to banking-as-a-service fintechs.
CFPB Adapts NCRC Suggestions In Strong, Sensible Section 1033 Financial Data Privacy Rule
Consumer advocates had one major suggestion for the CFPB’s Section 1033 financial data privacy rule — and the agency listened.
NCRC’s Comment on Proposed Affordable Housing Goals for 2025-2027
(Download) October 21, 2024 RE: 2025–2027 Enterprise Housing Goals To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the Federal Housing Finance Agency’s (FHFA) proposed affordable housing goals for 2025 through 2027. NCRC applauds some of the goals as pushing the Government Sponsored Enterprises (GSEs) to consistently
NCRC Comments on Charles Schwab CRA Strategic Plan
(Download) October 16, 2024 Federal Reserve Board CCA-CRA-Staff@frb.gov Federal Reserve Bank of Dallas Dallas-CASup@dal.frb.org CRA Officer Charles Schwab Bank, SSB Charles Schwab Premier Bank, SSB CRAPlanComments@schwab.com Re: Proposed 2025 Community Reinvestment Act Strategic Plan for Charles Schwab Bank, SSB (the CSB Plan) and Proposed 2025 Community Reinvestment Act Strategic Plan for Charles Schwab Premier Bank,
NCRC Comments on Square’s Proposed CRA Strategic Plan Outline how Square Exploits the ILC Charter to Avoid Reinvestment Obligations
(Download) The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to provide comments on the CRA Strategic Plan (the Plan) proposed by Square Financial Services Inc. (SFS or Square). NCRC is a coalition of over 700 community organizations that work with policymakers and financial institutions to champion fairness in banking, housing, and business development. Overall,
Citadel FCU Redlining Settlement Proves It’s Time To Bring Credit Unions Under Community Reinvestment Act Enforcement
A recent federal law enforcement settlement with Citadel Federal Credit Union illustrates why the Community Reinvestment Act’s (CRA) omission of credit unions from its rules is a dangerous mistake, a leading community development and financial regulation advocate said Tuesday. “It no longer makes sense to let credit unions out of the common-sense obligations that CRA
Video: Thriving Communities Grantmaking Program
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Credit Card Monopolies Are Exploiting Small Businesses. Here’s What The Feds Are Doing About It.
The Visa antitrust lawsuit and congressional work on the Credit Card Competition Act would curb abusive practices by credit card monopolies.
October Surprise? 2024 Race, Jobs, and the Economy Update
The September jobs report beat expectations by a lot. But how is the US economy actually doing — and could it provide an “October surprise?”
NCRC comment on proposed FDIC rule on industrial banks
(Download) October 4, 2024 RE: Parent Companies of Industrial Banks and Industrial Loan Companies, RIN 3064–AF88 To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on proposed changes to the FDIC regulation of parent companies of industrial banks and the rigor of the application process for industrial banks.
NCRC’s New National Mortgage Analysis Finds Grave Warning Signs For Economic Equity And Data Transparency
Advocates for a more just and equitable housing market will find few reasons to celebrate when looking at 2023 mortgage market trends.
NCRC Mortgage Market Analysis
A thorough and robust analysis of key housing market trends for racial economic equity and homeownership.
NCRC and Fintechs Urge Regulators to Use AI to Detect and Eliminate Lending Discrimination
Preventing AI tools from perpetuating discrimination in lending is just the start. Regulators should also look for ways AI can actively detect and combat bias.
NCRC and Fintechs – Joint Letter on Fair Lending and the Executive Order on AI
(Download) September 25, 2024 Dear Director Chopra and Director Thompson, As nonprofit consumer advocates and for-profit fintech companies, we have found common ground that artificial intelligence (AI) can, and in many cases should, be used to improve fair lending practices. We write today to encourage further action pursuant to the Administration’s Executive Order on the Safe,
Neighboring Markets, Worlds Apart: Mortgage Lending In Detroit And Wayne County
Detroit’s city limits are also an iron curtain between sharply contrasting mortgage lending patterns, dividing wealth-building opportunities along racial lines.
NCRC Statement on New Bank Merger Rules From DOJ, OCC and FDIC
Capital One is unlikely to be happy about new bank merger rules from the OCC, FDIC and DOJ.
NCRC comment on FDIC Proposed Rule regarding Change in Control Applications
(Download) September 16, 2024 RE: Regulations Implementing the Change in Bank Control Act, RIN 3064–AG04 To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the FDIC’s proposed changes to its regulation implementing the Change in Bank Control Act. The FDIC is motivated to make this change because
Recession Watch? September 2024 Race, Jobs and the Economy Update
Is the US economy headed for a recession? Signs were muddled and mixed in the August jobs report.
Video: Your Membership, Your Benefits: A Closer Look at NCRC Membership, August 2024
Online Event Archive Recorded: August 21, 2024 Are you making the most of your NCRC Membership? Do you know NCRC offers health equity expertise and subgrant opportunities? Join us to learn what resources, services, content and networking opportunities your membership includes and how being a NCRC member can help you in your fight for a
NCRC Launches Health Equity Investments Office Hours
Once a month, the National Community Reinvestment Coalition (NCRC) will hold Health Equity Investments Office Hours, a new series of live open discussions hosted by NCRC Director of Health Equity and Impact Devin Thompson. Each session pair will focus on a different topic at the intersections of community-led development, health justice and investor accountability. The
Scholarship Opportunity for HUD-Certified Housing Counselors to Attend NCRC’s Just Economy: Detroit
HUD-certified housing counselors are eligible for scholarships to attend the National Community Reinvestment Coalition’s Just Economy: Detroit summit on September 24. The scholarships are available on a first-come, first-served basis and cover registration and parking fees. Why You Should Apply: Expand your knowledge: Dive into cutting-edge strategies and emerging approaches to increase access to housing.
NCRC’s Van Tol on Section 1071 Ruling: Common Sense Prevails Over Frivolous Greed
A Texas court rightly upheld the CFPB’s recent Section 1071 rule collecting data on small business loans. The separate CRA lawsuit should fail too.