2025
NCRC IMPACT

Boosting Communities • Building Foundations • Bridging the Divide

The NCRC Mission

The National Community Reinvestment Coalition (NCRC) is a nationwide network of over 700 organizations and champions working for a Just Economy, where all Americans can build wealth and provide for their families with stability and dignity.

Our members include community developers, grassroots advocates, mission lenders and nonprofit and local government leaders representing urban, suburban and rural communities across the country. NCRC is built on a simple insight: addressing wealth inequality requires reversing decades of disinvestment in people and in places. The places where people live drive access to capital, housing, jobs and pathways to upward mobility.

We mobilize communities, policymakers and financial institutions to ensure public and private investment strengthens local economies and expands opportunity where it has long been denied.

From Our Leaders

We’re pleased to share highlights from NCRC’s 2025 Impact Report. In a time of ongoing uncertainty, NCRC remains focused on what matters most; working in partnership with communities and leveraging research, advocacy, convenings and investments to advance a Just Economy as both a national priority and a lived local reality.

In solidarity,
Jesse Van Tol
President & CEO

As I step into my role as NCRC’s Board Chair, I am deeply inspired by the progress reflected in this impact report. NCRC’s commitment to building pathways to wealth creation for underserved communities is a testament to the power of collective action and moral purpose; carried forward by the legacy of Bob Dickerson, whose leadership has left a lasting mark on this organization and the communities we serve. Together, we will keep fighting for a financial system where every American has the opportunity to build wealth and live well.

In solidarity,
Carol Johnson
Board Chair, NCRC

As the Interim Executive Director of the NCRC Community Development Fund, I am honored to build upon the strong foundation that has been established here. NCRC CDF’s work providing loans for small businesses and other community development needs in low- and moderate-income communities is central to NCRC’s broader mission of making a Just Economy a national priority and a local reality. The progress reflected in this report is a testament to the dedication of this team and the communities we serve.

With appreciation,
Gregory Dyson
Chief Operating Officer, NCRC & Interim Executive Director NCRC CDF

Numbers At A Glance

Members

across the nation

Grants

$ 0 M

to members

Loans

$ 0 M

in lending from the CDF

Engaged 140 entrepreneurs and partnered with CDFIs, banks and other financial professionals to provide direct guidance and support.

Training

Over 1,000 training hours with over 8,000 attendees covering a variety of CRA, Community Development and Housing Counseling topics.

Community Benefit Agreements

$ 0 B

in commitments to low- and moderate-income communities secured through partnerships with financial institutions and communities.

Network Map

763 member organizations in 43 states and DC and Puerto Rico.

Up to 9

10-19

20-39

40-70

Housing Counseling Network

Nearly $600,000 awarded to 24 agencies across 16 states – helping over 10,000 households

Community Benefit Agreements

Locations based on where we have active agreements.

Boosting Knowledge

for Economic Justice

Providing insights through research, publications and events to inform economic justice and community development strategies.

Boosting Visibility via Research

2,173 total academic citations through 2025

At NCRC, we aim to uplift the knowledge necessary to tackle the hardships faced by underserved communities. Since 2021, NCRC’s Historic Redlining mapping application has been downloaded 2,624 times and cited in 34 peer-reviewed studies. This data contributed to a $25 million dollar agreement to address redlining in Philadelphia.

18,757 downloads and cited in six studies

Our HMDA Mortgage Loan Database, launched in 2024, has been downloaded 18,757 times and cited in six studies. It has provided standardization tools for researchers nationwide to examine redlining’s long-term effects on health outcomes, wealth accumulation and neighborhood conditions.

Boosting Awareness through Media

450,000 Impressions across our social platforms

500+ Media Mentions

New York Times - Bloomberg - American Banker - Banking Dive - Reuters - New York Times - Bloomberg - American Banker - Banking Dive - Reuters -

34 Regulatory Comment Letters

We regularly comment on regulatory actions that impact fair lending and fair housing enforcement. From calling out bank charter applications and mergers to supporting CRA, HMDA, and consumer protections, we hold federal agencies accountable.

Field Notes

We’re always looking for new ways to celebrate the vital work of our coalition members, as their efforts are at the heart of everything we do.

In 2025, 37 member organizations from across the US have been featured through the program, bringing their stories to light in a way that reflects the true depth of our collective impact. Here are a few of our favorites!

Representing the voice of the community: Rise Economy advocates for equitable community development efforts across California

Funding Futures: Scale Link’s New Secondary Market for

Woodstock Institute Uses Data to Advocate for Community Reinvestment and Fair Lending Across Illinois

NCRC and its Members Leverage the Community Advisory Councils Model to Strengthen Underserved Communities

Boosting Knowledge Through Sharing

Just Economy Conference:
Nearly 1,200 attendees, Over 46 breakout and lightning sessions

NCRC’s Just Economy Conference has become a must-attend annual event for community, business, foundation, policy and government leaders who want all Americans to build wealth and live well. With nearly 1,200 attendees from across the nation and a variety of breakout sessions, a wealth of knowledge was shared on fair lending practices, financial technology innovation, housing equity work and much more.

Featured Speakers

Just Economy Leadership Summit

160 community and industry leaders from across the country attended NCRC’s Nashville Summit to develop strategic solutions in response to unprecedented federal funding cuts, with a focus on housing, small business, and workforce development. For more information, read the Nashville Summit Report Series.

Building Capacity

for Economic Justice

Equipping local leaders with the tools, training and support needed to expand economic opportunities in their communities.

Building Member Power

$1.7 million in
grants to members

Building Capacity Through Training

Fellowship of Equitable Development

Of the 25 student fellows placed with NCRC members; 50% remain in the community development field, 25% in leadership positions, fostering the next generation of leadership in economic justice.

[The fellowship] has provided a rare opportunity to work at the intersection of research, community engagement and applied policy in a way that felt both rigorous and grounded in real community needs,” Issac Yeboah, a fellow at Wacif/ACC. “I am treated as a collaborator rather than just a trainee, which allowed me to contribute substantively, exercise independent judgment, and take ownership of complex components of the work; I would strongly recommend the fellowship to future participants seeking meaningful, applied learning opportunities.

Housing Counseling Network

Nearly $600,000 awarded to 24 agencies across 16 states to support critical wealth-building and housing stability services.

Field Empowerment Fund

Disbursed $1.34 million to 59 housing counseling agencies; providing essential funding and critical knowledge to ensure counselors can support local families in achieving and maintaining homeownership.

National Training Academy

Over 8,000 attendees across live, recorded and in-person training opportunities.

400 courses totaling over 600 instructional hours was provided through NTA on community development, housing counseling, place-based strategies and more.

70% of respondents reported increased confidence in their skills, 80% expressed overall satisfaction and 90% would recommend NTA training to a colleague.

Bridging Investment

for Economic Justice

Supporting accountability and engagement practices that help direct capital toward community-identified needs.

Bridging Capital Access

This year, our CDFI programming expanded in ways that reflect where the gaps in small business financing actually are. Two new funds came online, with our technical assistance offerings continuing to grow in reach and scope.

Media Resilience Fund:

In 2025, we provided $75,000 in funding to help sustain local news.
Through our Media Resilience Fund, developed alongside URL Media and Rebuild Local News and supported by the Press Forward’s national local news initiative, we’re working with local news organizations to strengthen their revenue models and operational sustainability. Strong communities need strong local reporting, and that reporting needs real institutional support to survive.

Economic Prosperity Fund:

In 2025, we deployed over $750,000 to Muslim entrepreneurs for Sharia-compliant lending products, as one of only three CDFIs in the country offering this kind of product.
With few CDFIs having made strides towards addressing this lending gap, we launched the Economic Prosperity Fund, a Sharia-compliant lending product built specifically for this community. For Muslim entrepreneurs, it opens a door that most lenders haven’t bothered to unlock.

Empowering Entrepreneurs Through Knowledge and Capital

This year, the NCRC CDF delivered more than 1,900 hours of technical assistance support across 21 workshops, 3 events and 11 group sessions, with over 1,087 total attendees across our business support programs.

Through NCRC, we gained access to small business development training and 1:1 counseling regarding grants and resources which helped us strengthen our business model. The support gave us the tools to navigate as a woman led minority owned business in Washington, DC, refine our operations and expand our reach to underserved markets.

Kenya Jenkins

Lillian’s Southern Box Catering, LLC

Bridging the Gaps

Community Benefit Agreements

Through partnerships with financial institutions and communities, supported $29.1 billion in commitments to low- and moderate-income (LMI) communities, expanding lending, investment, and philanthropic resources for underserved borrowers and neighborhoods.

Bridging Community Engagement through Banks

For community benefit agreements, we recruited 277 member organizations across 20 states to participate in 23 listening sessions with financial institutions. This demonstrates NCRC’s commitment to assisting community leaders by ensuring they have a seat at the table and a direct opportunity to influence decision makers.

Bridging Institutional Accountability

Hill Day

On Capitol Hill, NCRC’s advocacy grew louder and more effective. Last year’s Hill Day brought 125 members to Washington, reflecting a movement of community leaders unwilling to stand down.

CFPB Lawsuit

In late 2025, NCRC filed a lawsuit challenging the director of the Office of Management and Budget Russell Vought’s move to cut off funding to the Consumer Financial Protection Bureau (CFPB). The CFPB exists to protect consumers, thus gutting its budget is a way of disabling it without going through the harder work of eliminating it legislatively.

Bridging to Tomorrow:
2026 Priorities, Gratitude and Next Steps

The work ahead is clear, even when the landscape isn’t. In 2026, NCRC will keep pushing on the issues that have always defined this organization: stronger Community Benefits Agreements, deeper investment in small businesses and a regulatory environment that holds financial institutions to their promises.

We’ll expand our housing services, deepen our local coalition building, grow the Community Investment Institute and continue the legal and advocacy work that keeps consumer protections intact. We’ve set ambitious priorities because the need demands it and we’re committed to delivering on them.

None of the work that we can do can happen without your continuous support. We are grateful to the foundations, institutions and individual donors who fund this work and trust NCRC to deploy these resources where they matter most. That trust is not something we take lightly.

The most effective thing NCRC does is connect people who care about fair, equitable development with the institutions and policymakers who need to hear from them the most. If you want to be part of what comes next, consider supporting NCRC’s work or joining our Just Economy coalition.