fbpx
The Just Economy Pledge
FOR NATIONAL RECOVERY & REINVENTION
SIGN IT
Women in Crisis
Stories about the nation's first female recession.
Read More
#JustEconomy
We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
DONATE
Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
Read the Report
BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
But they are shared, and the solutions must be too.
AfterThis
A Social / Distant Festival Of Ideas & Art
Explore

Enter the #WelcomeMe #FairHousingMatters Selfie Challenge

LATEST

How NCRC Is Working To Bring Economic Justice To Indian Country
How And Why CRA Reform Proposals Must Improve Access To Credit And Capital For Small Businesses
Funding For Racial Equity: How Stronger Partnerships Can Increase the Impact of Local, Grassroot Organizations
The Fifth Circuit’s CFPB Ruling Is Bad Logic And Worse Law. Here’s Why.

view more

Keep up

Get NCRC news and alerts by email.

NEXT

Register Now

Just Economy Conference 23
March 29-30. Learn more.

Join

Become a member, support a Just Economy. Join today.

#TreasureCRA

Strengthen the Community Reinvestment Act. Learn more.

Upcoming Events

View Calendar
vintage redlining map

The Injustice Of Redlining

Better understand and  undo the unfair burdens of structural racism, both past and present. Learn more.

Section 1071

Submit a comment to the CFPB on its proposal to collect small business loan data under Section 1071 of the Dodd-Frank act. Learn more.

Office & Event Space

When you need to be in person – move your nonprofit or social impact venture to the Just Economy Club in DC. Learn more.

Tools

purple-square
Fair Lending Tool
Produce a custom report on the mortgage/small business lending and bank branch networks in your area.
Magenta Square
Member Hub
Become a member and gain access to exclusive content.
red
Bank Branch Locator
An interactive dashboard to locate clusters, branch deserts and gather additional data on how branches are serving your community.

Reports

Faulty Foundations: Mystery-Shopper Testing In Home Appraisals Exposes Racial Bias Undermining Black Wealth
Tracing the Legacy of Redlining: A New Method for Tracking the Origins of Housing Segregation
The Great Consolidation of Banks and Acceleration of Branch Closures Across America

view more

Member Stories

How NCRC Is Working To Bring Economic Justice To Indian Country
Hydroponic Farming As A Solution To Systemic Food Insecurity
Funding For Racial Equity: How Stronger Partnerships Can Increase the Impact of Local, Grassroot Organizations
NCRC Member Profile: Affordable Homeownership Foundation, Inc.

We need your stories

Is there a project or issue in your community you want others to know about? Do you want to highlight an exceptional team member or person from your community?

Submit a form below so we can feature you in our Member Stories.

SUBMIT HERE

On our radar

Better Markets: federal Reserve’s Climate Scenario Analysis Is a welcome First Step In addressing Climate Risks But Must Have Supervisory Consequences
American Banker: Fed Proposes Permanent Extension Of Real Estate Debt Leniency
Insider Intelligence: Green Banking Groups Need Clarity On How Best To Deal With Climate Change
Vox: The Child Care Crisis just Keeps Getting Worse
The New York Times: E.P.A. Will Make Racial Equality A Bigger factor In Environmental Rules

view more

Press Releases

NCRC Supports Nomination Of Martin Gruenberg To Head FDIC
NCRC Announces Expanded Community Benefits Agreement With First Merchants Bank
NCRC Hires Larry Cain as Director of Finance
NCRC Hires Daniella Djiogan as Project Director of the DC Women’s Business Center
NCRC Files HUD Complaints Against Appraisers Who Discriminated Against Black Homeowners In Recent Investigation

view more

in the news

The Observer: Capitol Hill Committee Questions Bank Branch Closures in Black America
Legal Newsline: CFPB’s loosening of rules ‘arbitrary and capricious’?
Banking Dive: Edward Jones withdraws ILC charter application
Dodd Frank Update: NCRC and HUD launch fair housing social media campaign

view more

OUR IMPACT

1 +
AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Read Our Impact Report

Scroll to Top

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: