The Just Economy Pledge
FOR NATIONAL RECOVERY & REINVENTION
SIGN IT
Just Economy Conference

2021 SESSIONS ARCHIVE
LEARN MORE
Women in Crisis
Stories about the nation's first female recession.
Read More
#JustEconomy
We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
DONATE
Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
Read the Report
BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
But they are shared, and the solutions must be too.
AfterThis
A Social / Distant Festival Of Ideas & Art
Explore
Previous
Next

Latest

Next

Press Releases

NCRC statement on nomination of Saule Omarova as Comptroller of the Currency

September 24, 2021
Field Notes

COVID Creative Placemaking

September 23, 2021

Next

#TreasureCRA

It’s time to strengthen the Community Reinvestment Act. Learn more.

Learn

Attend online events and training.

Join

Become a member, participate and support a Just Economy. Join today.

Keep up

Get NCRC news and alerts by email.

Tools

purple-square
2021 Fair Lending Report
Produce a custom report on the mortgage/small business lending and bank branch networks in your area.
pink-square
Member Hub
Become a member and gain access to exclusive content.
blue-square
Just Economy
Forum
A network for members: Share knowledge, opportunities, successes and challenges.
red
Bank Branch Locator
An interactive dashboard to locate clusters, branch deserts and gather additional data on how branches are serving your community.

Reports

Adding Robust Consideration of Race to Community Reinvestment Act Regulations: An Essential and Constitutional Proposal
Business Structure may have been a Barrier to the Paycheck Protection Program and Access to Credit
2020 HMDA Preliminary Analysis
Women-Owned Small Businesses In D.C Metro Region: Challenges & Resilience In A Time of Pandemic
Addressing the Needs of Black-Owned Businesses and Entrepreneurs
Landis’s Lease-to-Own Model & Black Homeownership
The COVID Pandemic And Its Impacts On Culturally Significant Businesses
Black Entrepreneurship’s Lethal Pre-Existing Condition: The Racial Wealth Divide During the COVID Crisis
Relationships Matter: Small Business and Bank Branch Locations

More

Field Notes
14 Black and Woman-Owned Brands to Support This Month
Field Notes
With COVID-19 taking a new toll, a poor Black community in Alabama awaits justice for a 2008 industrial disaster
Field Notes
In memoriam: Lottie Lee Davis
Views
NCRC condemns attacks on Asian Americans
Views
Billionaires need to pay their fair share
Views
Pollution in Black neighborhoods part of Louisville’s systemic racism
CRA and Race image
Research
Adding Robust Consideration of Race to Community Reinvestment Act Regulations: An Essential and Constitutional Proposal
Paycheck Protection Application
Research
Business Structure may have been a Barrier to the Paycheck Protection Program and Access to Credit
loan application
Research
2020 HMDA Preliminary Analysis
Press Releases
NCRC statement on nomination of Saule Omarova as Comptroller of the Currency
Press Releases
CRA regulations, examination procedures should include explicit focus on race
In the News
Morning Consult: Equity Should Be Required of the Entire Financial Sector, Not Just Banks
In the News
Finance & Commerce: Regulator to start fresh on an anti-redlining rule
On Our Radar
USA Today: ‘Values Cannot be Words on a Wall’: PayPal CEO Dan Schulman on Why Corporations Must End Racial Discrimination
On Our Radar
The Kansas City Star: Nowhere in US can Minimum Wage Afford a ‘Fair Market Rent’ 2-Bedroom Home; Florida Among Worst States for Affordability

OUR IMPACT

1 +
AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Read Our 2020 Impact Report

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: