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2021 SESSIONS ARCHIVE
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Women in Crisis
Stories about the nation's first female recession.
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#JustEconomy
We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
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Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
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BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
But they are shared, and the solutions must be too.
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A Social / Distant Festival Of Ideas & Art
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Press Releases

SLEHCRA, The Woodstock Institute and NCRC Oppose First Mid and Jefferson Banks’ Merger Application

October 19, 2021
Research

Latino housing trends during COVID-19

October 18, 2021

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#TreasureCRA

It’s time to strengthen the Community Reinvestment Act. Learn more.

The Injustice of Redlining

Better understand and  undo the unfair burdens of structural racism, both past and present. Learn more.

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2021 Fair Lending Tool
Produce a custom report on the mortgage/small business lending and bank branch networks in your area.
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Bank Branch Locator
An interactive dashboard to locate clusters, branch deserts and gather additional data on how branches are serving your community.

Reports

Making CRA Relevant for a Changing Financial Services Industry
Adding Robust Consideration of Race to Community Reinvestment Act Regulations: An Essential and Constitutional Proposal
Business Structure may have been a Barrier to the Paycheck Protection Program and Access to Credit
2020 HMDA Preliminary Analysis
Women-Owned Small Businesses In D.C Metro Region: Challenges & Resilience In A Time of Pandemic
Addressing the Needs of Black-Owned Businesses and Entrepreneurs
Landis’s Lease-to-Own Model & Black Homeownership
The COVID Pandemic And Its Impacts On Culturally Significant Businesses
Black Entrepreneurship’s Lethal Pre-Existing Condition: The Racial Wealth Divide During the COVID Crisis

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Field Notes
14 Black and Woman-Owned Brands to Support This Month
Field Notes
With COVID-19 taking a new toll, a poor Black community in Alabama awaits justice for a 2008 industrial disaster
Field Notes
In memoriam: Lottie Lee Davis
Views
NCRC condemns attacks on Asian Americans
Views
Billionaires need to pay their fair share
Views
Pollution in Black neighborhoods part of Louisville’s systemic racism
CRA and Race image
Research
Adding Robust Consideration of Race to Community Reinvestment Act Regulations: An Essential and Constitutional Proposal
Paycheck Protection Application
Research
Business Structure may have been a Barrier to the Paycheck Protection Program and Access to Credit
loan application
Research
2020 HMDA Preliminary Analysis
Press Releases
SLEHCRA, The Woodstock Institute and NCRC Oppose First Mid and Jefferson Banks’ Merger Application
Press Releases
New for NCRC members: Quarterly meetings on fair housing
In the News
Just Money: A Symposium On Destin Jenkins’s The Bonds Of Inequality: Debt And The Making Of The American City
In the News
US Congressman Chuy García: Rep. Chuy García & Senator Elizabeth Warren Introduce Bank Merger Review Modernization Act to End Rubber Stamping of Bank Merger Applications
On Our Radar
USA Today: ‘Values Cannot be Words on a Wall’: PayPal CEO Dan Schulman on Why Corporations Must End Racial Discrimination
On Our Radar
The Kansas City Star: Nowhere in US can Minimum Wage Afford a ‘Fair Market Rent’ 2-Bedroom Home; Florida Among Worst States for Affordability

OUR IMPACT

1 +
AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Read Our 2020 Impact Report

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: