Bloomberg CityLab: Biden Lays Out His Blueprint for Fair Housing

Bloomberg CityLab, January 27, 2021, Biden Lays Out His Blueprint for Fair Housing

President Joe Biden signed an executive order on Jan. 27 directing his administration to end policies that enable discrimination in housing and lending, and acknowledging the federal government’s role in erecting systemic barriers to fair housing. It’s a blueprint for an agenda aimed at swiftly undoing the controversial efforts of his predecessor.

Michael Barr will likely be appointed to the Office of the Comptroller of the Currency, a Treasury Department agency that will have an enormous impact on the future of fair lending standards.

Barr has received approving remarks from many, including National Community Reinvestment Coalition chief Jesse Van Tol.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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