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CRA & Fair Lending Colloquium

November 13 , 8:00 am EST November 16 , 5:00 pm EST

Wolters Kluwer will host its 26th annual CRA & Fair Lending Colloquium November 13 – 16 at Caesars Las Vegas. This industry-leading conference features top U.S. regulators and other leading regulatory compliance experts focusing on regulatory developments and oversight trends in fair lending, HMDA and Community Reinvestment Act (CRA) compliance.

NCRC President and CEO Jesse Van Tol will be speaking on the following panel:
The Anatomy of a Community Benefit Agreements
Monday, November 14   
Community Benefits Agreements can serve to increase the flow of private capital into underserved and under-resourced communities and communities of color, and to end the racial wealth divide and can help ensure more equitable development. But how do they work in practice? What are the benefits of a Community Benefits Agreement? What are the downsides? These agreements depend on open dialogue between banks, community organizations, local reinvestment coalitions, and other key stakeholders to identify priorities and strategies for addressing issues. This session will take a case-study approach for developing agreements with real-life reflections on successes and obstacles.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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