NCRC provides a broad set of benefits and special services for its member organizations, including customized data analysis, training, technical assistance, legislative and regulatory updates, and more. Our portfolio of programs and services Includes:

POLICY ADVOCACY

One of NCRC’s most important missions is to give its members a strong presence before Congress. Through direct advocacy, testimony on Capitol Hill, and powerfully coordinated nationwide actions, our coalition works together to develop public policy solutions that promote community wealth-building.

RESEARCH

NCRC’s research analyses provide powerful tools for advocates and organizations seeking to understand and address patterns of lending and investment in their communities.

HOUSING COUNSELING NETWORK

NCRC is a recognized HUD-certified National Housing Counseling Intermediary. Through the NCRC Housing Counseling Network initiative, professional housing counselors and mortgage advisors provide comprehensive housing counseling to consumers directly from NCRC’s highly trained staff based in Washington, DC and through a network of HCN “partner” member organizations located throughout the nation.

NATIONAL TRAINING ACADEMY

NCRC’s National Training Academy offers substantive state-of-the-art training and technical assistance both on-site and online via webinars. The extensive curriculum ranges from courses on the Community Reinvestment Act (CRA), fair lending laws, Home Mortgage Disclosure Act (HMDA), Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Homeownership and Equity Protection Act (HOEPA), the newest in mortgage loans, challenges to unfair lending policies, and effective coalition building. NCRC seeks to “train the trainers” and expand the availability and reach of information on current developments in community reinvestment.

DC WOMEN’S BUSINESS CENTER

The DC WBC provides training and consultation to assist in the growth of women-owned businesses. We also provide technical assistance to women-owned businesses interested in federal and local government procurement opportunities.

NATIONAL NEIGHBORS SILVER

National Neighbors Silver is a multi-year campaign to empower, organize and support economically vulnerable older adults. Combining advocacy, organizing and direct services the campaign promotes access to quality banking services and adequate housing for older adults.

GROWTH INITIATIVE

Through the Generating Real Opportunities for Work Through Housing (GROWTH) initiative, NCRC and public, private and nonprofit partners transform vacant and abandoned properties, and by extension neighborhoods.

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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