Elisabeth Risch

Position: NCRC Secretary

Executive Director of Housing Opportunities Made Equal (HOME) in Cincinnati, Ohio

Elisabeth Risch is the Executive Director of Housing Opportunities Made Equal of Greater Cincinnati (HOME), a fair housing organization working to eliminate illegal housing discrimination and promote stable, integrated communities. She began this role in April 2022. She came to HOME with over 12 years of leadership and expertise in fair housing at the Metropolitan St. Louis Equal Housing and Opportunity Council (EHOC), where she was most recently the Assistant Director.

A nationally-recognized expert in fair lending and redlining, she helped found and led the St. Louis Community Reinvestment Alliance, a coalition working to hold banks accountable to investing in low income communities and communities of color, resulting in Community Benefits Agreements with banks that developed new products, services and investments totaling over $5 billion in impact. She is currently on the Board of Directors for the National Community Reinvestment Coalition (NCRC).

Elisabeth has a B.A. in Sociology and International Development Studies from Calvin College in Grand Rapids, MI, and a Masters in Social Work. from Washington University in St. Louis Brown School of Social Work, where she concentrated on policy and social and economic development.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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