Jason Richardson, as the Senior Director of Research at the National Community Reinvestment Coalition (NCRC), brings a unique blend of experience from his time as a mortgage broker and banker to his extensive research on mortgage finance. His work has significantly impacted communities, particularly in understanding and addressing the financial challenges they face.

His prior role with the NAACP saw him pioneering methods to identify minority clusters within neighborhoods, which are often overlooked by traditional financial institutions. This work has been crucial in shedding light on the investment patterns in minority communities and has led to discussions with banks about their roles in these areas.

At NCRC, Jason’s leadership in establishing a research agenda is instrumental in supporting member organizations. The research team’s efforts in serving internal customers, such as membership and organizing, are pivotal in developing tools that not only expand existing membership but also empower communities through strategic research goals. These goals are informed by emergent technology and innovative thinking about the role of banks and lending in our society.

Jason’s research has contributed to several significant reports that highlight areas of focus for NCRC:

Gentrification and its Impact: Exploring the economic changes and cultural displacement in American cities.

Health Outcomes in Redlined Neighborhoods: Investigating the association between historic redlining and current public health disparities.

The Legacy of Redlining: Assessing the persistent structure of segregation and economic inequality.

Financial Services Inaccessibility in Native Communities: Addressing the brutal cost of financial exclusion in tribal lands.

These reports underscore the importance of Jason’s work in advocating for fair financial practices and the well-being of underserved communities. His expertise as a geographer and researcher continues to drive meaningful change and foster a more equitable financial landscape.