Moises Loza

Position: NCRC Board

Executive Director (Retired) of the Housing Assistance Council (HAC), a Washington, D.C.-based nonprofit that works to improve housing conditions for the rural poor.

HAC has been helping local organizations build affordable homes in rural America since 1971.

Loza has experience at the Department of Housing and Urban Development (HUD) and the Department of Agriculture’s Rural Housing Service. A member of a migrant farmworker family, he grew up in Texas and traveled with his family seeking farm work through the South, Midwest, and West.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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