Josh Silver is a Senior Fellow at NCRC and has more than 25 years of experience in the housing and community development field. He produces white papers on the Community Reinvestment Act (CRA) and fair lending policy and issues. He also serves as an expert and provides advice and resources internally and externally on affordable housing and community reinvestment.

Josh came back to NCRC after serving as a Development Manager engaged in fundraising and research at Manna, Inc., a housing nonprofit developer and counseling agency serving the District of Columbia. He previously served as Vice President of Research and Policy at NCRC for 19 years. In that capacity, he developed NCRC’s policy positions, produced various research studies, engaged in proposal writing and fundraising, and supervised a staff of research and policy analysts. Josh has written NCRC testimony submitted to Congress on topics including financial modernization, predatory lending, and the effectiveness of the CRA. He has also written numerous comment letters to federal banking agencies on subjects ranging from the merger application process and the content and accuracy of home and small business data. Prior to NCRC, he worked at the Urban Institute, where he specialized in housing market analysis and program evaluation.