NCRC looks forward to working with the new FHFA Director on affordable housing

Yesterday, the U.S. Senate confirmed Mark Calabria as the new director of the Federal Housing Finance Agency (FHFA).

Jesse Van Tol, CEO of the National Community Reinvestment Coalition (www.ncrc.org), made the following statement:

“I want to congratulate Mark Calabria on his confirmation. We have worked with him over the years.

“There have been numerous announcements made recently by the administration and Senate Banking Chairman Mike Crapo (R-ID) regarding the future of the nation’s housing finance system and the conservatorship of Fannie Mae and Freddie. We look forward to working with Calabria in ensuring that the GSEs and any successor, or other secondary market entities, continue to have and meet robust affordable housing obligations, including strong affordable housing goals.

“There are a number of proposals on the table to eliminate or weaken existing affordable housing obligations and to further limit access to the affordable mortgage credit made possible by the GSEs guarantees and FHA insurance. We’re eager to work with FHFA and its new director to make sure affordable home ownership remains within reach for low- and moderate-income Americans and a cornerstone of the housing finance system.”


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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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