NCUA Approves Field of Membership Rule

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ABA Banking Journal, November 19, 2021, NCUA Approves Field Of Membership Rule

The National Credit Union Administration unanimously approved—with changes—a final rule expanding field of membership requirements for multiple common bond federal credit unions. The final rule did not include some of the most controversial elements of the proposal, which the American Bankers Association opposed. 

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Previously, the ABA joined with the Independent Community Bankers of America and the National Community Reinvestment Coalition in a letter calling on lawmakers to schedule an oversight hearing on the NCUA, in light of this and other rulemakings that they said are undermining “important statutory guardrails designed to protect low-income consumers.” An NCUA-specific oversight hearing has not occurred since 2015.