The Affordable Homeownership Coalition

meeting the homeownership needs of a new generation

The Affordable Homeownership Coalition is a bipartisan alliance of the nation’s leading home mortgage lenders, home builders, real estate professionals, community development groups, civil rights organizations and consumer advocates committed to expanding home ownership opportunities for low- and moderate-income households.  We are united in recognizing that the nation needs more homes and more homeowners if we are to meet the social and economic challenges facing the country. 

For more information contact:

Ed Gorman

Get in touch


On August 19, AHC brought a variety of perspectives together for a Qualified Mortgage Rule (QM) Roundtable. Based on the valuable insights shared at the roundtable, we have compiled an Executive Summary and a more detailed Overall Summary. We also have a Primer on the QM rule discussed at the roundtable to provide context.

Our mission:

The Affordable Homeownership Coalition will work with federal, state and local officials to advocate for policies that will help overcome barriers preventing the construction of new homes and improving the condition of vacant or abandoned homes to meet the homeownership needs of a new generation. 

In addition, we aim to increase the number of borrowers who can qualify for sustainable homeownership loans at competitive rates so that more families can build wealth through owning homes of their own.


Affordable Homeownership Crisis:

  • Home inventory shortage
  • Homes being converted to rental
  • Labor and construction costs soaring
  • Land-use restrictions


The Affordable Homeownership Coalition is working across political party lines to increase awareness of the affordable homeownership crisis, advocate for increasing the nation’s inventory of homes and ensure that qualified borrowers can obtain affordable mortgage loans. 

Among our recent advocacy actions:

The AHC joined with the National Community Reinvestment Coalition to submit a statement in connection with a hearing in the House of Representatives’ Financial Services Committee that focused on barriers to minority homeownership

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Advised leaders of the Administration’s newly created Council to Eliminate Regulatory Barriers to Affordable Housing

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Briefed Democratic and Republican congressional staff leaders of the Financial Services Committee

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Analyzed the likely impact on affordable homeownership expansion of the Administration’s housing finance reform proposals


NCRC Community Development Fund Receives $420,000 Award from CDFI Fund

Washington, DC — The National Community Reinvestment Coalition Community Development Fund (NCRC CDF) has been awarded $420,000 from the Community Development Financial Institutions (CDFI) Fund. This week, the CDFI Fund announced that it has awarded more than $160 million to 152 organizations through the FY2014 round of the CDFI program. “The NCRC Community Development Fund

GROWTH Initiative Announced by President Clinton at CGI America

Generating Real Opportunities for Work Transforming Housing Initiative Announced by President Clinton at Clinton Global Initiative America Meeting Washington, DC – The National Community Reinvestment Coalition (NCRC) and its principal partners, including Chicanos Por La Causa (CPLC), NALCAB—National Association for Latino Community Asset Builders and the AFL-CIO Building and Construction Trades Department (BCTD), introduced today

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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