The Affordable Homeownership Coalition

meeting the homeownership needs of a new generation

The Affordable Homeownership Coalition is a bipartisan alliance of the nation’s leading home mortgage lenders, home builders, real estate professionals, community development groups, civil rights organizations and consumer advocates committed to expanding home ownership opportunities for low- and moderate-income households.  We are united in recognizing that the nation needs more homes and more homeowners if we are to meet the social and economic challenges facing the country. 

For more information contact:

Marisa Calderon

Get in touch


On August 19, AHC brought a variety of perspectives together for a Qualified Mortgage Rule (QM) Roundtable. Based on the valuable insights shared at the roundtable, we have compiled an Executive Summary and a more detailed Overall Summary. We also have a Primer on the QM rule discussed at the roundtable to provide context.

Our mission:

The Affordable Homeownership Coalition will work with federal, state and local officials to advocate for policies that will help overcome barriers preventing the construction of new homes and improving the condition of vacant or abandoned homes to meet the homeownership needs of a new generation. 

In addition, we aim to increase the number of borrowers who can qualify for sustainable homeownership loans at competitive rates so that more families can build wealth through owning homes of their own.


Affordable Homeownership Crisis:

  • Home inventory shortage
  • Homes being converted to rental
  • Labor and construction costs soaring
  • Land-use restrictions


The Affordable Homeownership Coalition is working across political party lines to increase awareness of the affordable homeownership crisis, advocate for increasing the nation’s inventory of homes and ensure that qualified borrowers can obtain affordable mortgage loans. 

Among our recent advocacy actions:

The AHC joined with the National Community Reinvestment Coalition to submit a statement in connection with a hearing in the House of Representatives’ Financial Services Committee that focused on barriers to minority homeownership

Advise icon

Advised leaders of the Administration’s newly created Council to Eliminate Regulatory Barriers to Affordable Housing


The American Dream Series Arrives in Parma Heights

Cleveland Custom Homes and GROWTH by NCRC Commit to Twelve New Builds Cleveland Custom Homes (CCH), in partnership with The NCRC Housing Rehab Fund, LLC (NCRC HRF), marketed as GROWTH by NCRC, closed on twelve lots dedicated to new construction in Parma Heights, Ohio. Lincoln Village, located near Stumph and Snow Roads, is one of

740 15TH STREET, SUITE 400, WASHINGTON DC 20005 | 202 628-8866

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: