Meet The Team
Adam Rust is a Senior Policy Advisor at the National Community Reinvestment Coalition, where he pursues the organization’s policy agenda for digital banking and consumer lending, as well as in its primary mission to defend the Community Reinvestment Act.
From 2005 to 2020, he was Director of Research at Reinvestment Partners (RP), an advocacy and community development non-profit organization in Durham, North Carolina. While at Reinvestment Partners, he authored numerous publications on consumer finance, payments and mortgage lending. As the lead for RP’s WiseWage project, he facilitated a socially-responsible LLC that migrated over one thousand workers to FDIC-insured bank accounts. He served on the Board of Directors of the US Faster Payments Council and as a consumer representative to the Department of Housing and Urban Development’s Manufactured Housing Consensus Committee.
He has master’s degrees in Journalism from the University of Missouri (1997), City and Regional Planning from UNC-Chapel Hill (2003) and Finance from Indiana University (2016).
Joseph Reed is the Senior Policy Advocate for NCRC. As an experienced government relations professional, social scientist and data analyst, Joseph brings years of policy and analytical experience from the private, public and nonprofit sectors.
Prior to joining NCRC, Joseph worked as Policy Analyst at the Washington Bureau of the NAACP. At the NAACP, he managed multiple policy issue areas to help advance the NAACP legislative agenda through Congress and the various agencies of the federal government. In his role, he also researched and drafted many of the policy materials that are used to educate the 2,200 NAACP units across the country and provide them with the tools necessary to advocate in support of the NAACP’s policy priorities. Joseph was recently nominated to serve as a Commissioner on the Prince George’s County Human Relations Commission by County Executive Angela Alsobrooks, where he serves on the Commission’s leadership team as secretary.
Joseph earned his bachelor’s degree in Mass Media/Public Relations from Hampton University; a Graduate Certificate in Legal Studies from Georgetown University; and a master’s degree in Government with emphasis in Political Communications and Government Analytics from The Johns Hopkins University.
Josh Silver is a Senior Fellow at NCRC and has more than 25 years of experience in the housing and community development field. He produces white papers on the Community Reinvestment Act (CRA) and fair lending policy and issues. He also serves as an expert and provides advice and resources internally and externally on affordable housing and community reinvestment.
Josh came back to NCRC after serving as a Development Manager engaged in fundraising and research at Manna, Inc., a housing nonprofit developer and counseling agency serving the District of Columbia. He previously served as Vice President of Research and Policy at NCRC for 19 years. In that capacity, he developed NCRC’s policy positions, produced various research studies, engaged in proposal writing and fundraising, and supervised a staff of research and policy analysts. Josh has written NCRC testimony submitted to Congress on topics including financial modernization, predatory lending, and the effectiveness of the CRA. He has also written numerous comment letters to federal banking agencies on subjects ranging from the merger application process and the content and accuracy of home and small business data. Prior to NCRC, he worked at the Urban Institute, where he specialized in housing market analysis and program evaluation.
Josh holds a master’s degree in public affairs from the Lyndon Johnson School of Public Affairs at the University of Texas in Austin and earned a bachelor’s degree in economics from Columbia University in New York City. He lives in Bethesda, Maryland with his wife and daughter.
Kevin Hill is a Senior Policy Advisor at NCRC. He has worked for NCRC for 4 years, and in that time he has helped manage successful community reinvestment campaigns that put $192 billion, and counting, back into underserved communities. He is passionate about data analysis, research and empowering community groups to advocate for themselves. Before coming to NCRC, Kevin grew up in impoverished neighborhoods in Fresno, California, where he learned firsthand of the need for reinvestment in urban communities. He earned a master’s degree in Political Science from San Francisco State University where he focused on issues affecting the low- to moderate-income. After graduate school, he took an Americorp VISTA assignment to create a coalition that would use the Community Reinvestment Act to increase resources into California’s San Joaquin Valley. His term culminated in a unique matchmaking event for nonprofits and financial institutions. He wrote a paper about his work that was published online by the Federal Reserve Bank of San Francisco in November 2013. He has also previously worked for the Greenlining Institute and in NCRC’s Minority Business Development Office in New York.
Megan Haberle is Senior Director of Policy at the National Community Reinvestment Coalition. Megan came to NCRC from the NAACP Legal Defense Fund, where she was a Senior Policy Counsel leading LDF’s economic justice policy work. Her portfolio at LDF included fair housing, environmental justice, community development, equitable infrastructure, and other aspects of a fair economy.
Previously, Megan worked at the Poverty & Race Research Action Council for nine years, serving as PRRAC’s Deputy Director from 2018-2021 and as Director of Housing Policy from 2017-2018. At PRRAC, she led work on policy design and advocacy, public education, and community-based technical assistance, striving to reform and harness government programs in the interest of civil rights, with a focus on advancing fair housing and environmental justice. She has spoken and published widely on those issues. She also served as the editor of PRRAC’s quarterly journal, Poverty & Race. Before coming to PRRAC, Megan worked at The Opportunity Agenda, a social justice policy and communications lab, as Economic Opportunity Fellow and Associate Counsel. Her work there focused primarily on equitable economic recovery policies, including fair housing, housing finance reform, and the application of civil rights law to infrastructure investments. She has also worked in private litigation practice in New York.
Megan is a graduate of Columbia Law School, where she was an Executive Editor of the Columbia Journal of Environmental Law, and Swarthmore College, where she received her Bachelor of Arts in Sociology/Anthropology. Prior to law school, she worked at the ACLU National Legal Department supporting its racial justice litigation, and as an English teacher in South Korea. She grew up in New Hampshire.
Nichole Nelson, Ph.D.
Nichole Nelson, Ph.D. is a Senior Policy Advisor at the National Community Reinvestment Coalition. Prior to working at NCRC, Nichole was a Mellon/ACLS Public Fellow and Policy Analyst in the Economic Justice Program of the New Jersey Institute for Social Justice. At the Institute, she worked on initiatives to help increase the homeownership rate for Black and Brown New Jerseyans. She was the primary author of the Institute’s report Black Homeownership Matters: Expanding Access to Housing Wealth for Black New Jerseyans and wrote “New Jerseyans Deserve Fair Housing and Fair Futures,” an op-ed on NJ.com that discussed the importance of fair housing in New Jersey. Nichole also wrote amendments to and advocated for New Jersey’s Fair Appraisals Act (S777/A1519), which as of December 8, 2022, passed the New Jersey State Senate’s Committee on Community and Urban Affairs and the New Jersey State Assembly’s Committee on Regulated Professions.
Nichole received her Bachelor’s degree in History from the University of Pennsylvania and graduated magna cum laude in 2011. While at Penn, she was the Vice President of the Onyx Senior Honor Society, a historically-Black honor society that emphasizes leadership, scholarship, and community service for Black undergraduate students. After graduating, she worked as an intern at the American Philosophical Society, worked as a Research Assistant at Bryn Mawr College, and later held an internship at the National Urban League. In 2014, she received her Master’s degree in History from Vanderbilt University.
Nichole is a 2020 graduate of Yale University, where she earned her Ph.D. in American History. Her dissertation examined how white supremacy diluted the Fair Housing Movement because a moderate view of fair housing that stressed integration prevailed, effectively overshadowing equitable models of fair housing that called for reinvesting in African-American neighborhoods. At Yale, Nichole was one of three presidents of the Andrews Society, which is Yale’s History Graduate Students’ Association, and served as a member of the History Department’s Diversity Committee. She is also a member of the Yale Chapter of the Bouchet Graduate Honor Society.
Meet Rion Dennis, NCRC’s new Senior Government Affairs Director. Rion will be essential in overseeing policy priorities and working to influence the federal government along with members of Congress in seeking their support.
Rion comes to NCRC from AFR/AFREF, acting as their Advocacy and Legislative Director. He has 20 years of experience in progressive efforts and advocacy, having led voting rights campaigns, lobbied for the corporate accountability campaign alongside The Change to Win Labor Federation and worked toward medicaid expansion as Regional Director of the NAACP. He also worked with ROC United in creating campaigns on the federal, state and local levels for minimum wage increases. He served as the Executive Director of Progressive Maryland, leading legislative and electoral campaigns to support underserved groups.