NCRC and 100+ CDFIs Demand $324 Million in Appropriations for the CDFI Fund
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 27, 2025 The Honorable Bill HagertyChairAppropriations Subcommittee on Financial Services & General GovernmentUS Senate251 Russell Senate Office BuildingWashington, DC 20510 The Honorable David JoyceChairAppropriations Subcommittee
ANALYSIS: How Will the House Reconciliation Package Affect NCRC Members, and What Comes Next?
An analysis of how the “One Big Beautiful Bill” House reconciliation package extending Trump tax cuts will affect low-income communities and community development.
Video: Open Banking 2.0: Leveraging Data to Empower Underserved Populations
Online Event Archive Recorded: May 20, 2025 We examine how the latest advancements in open banking can be harnessed to address the needs of underserved populations. Panelists delve into practical strategies for leveraging financial data to improve access to financial services, enhance financial literacy, and promote equitable economic opportunities. Gain tips for navigating regulatory challenges
United South Broadway Corporation: A Holistic Model of Community Development
NCRC member organization United South Broadway Corporation (USBC) is a shining example of what it looks like when an organization tackles a problem holistically. The community development corporation was created to help low-income community members purchase homes in Albuquerque, New Mexico. Since then, it has grown statewide, establishing community programs that have changed the outcomes
“Opportunity Zones” for Whom? Lack of Equitable Development Outcomes Highlights Need for Reforms to Key Program
In most American communities, one will see sleek, newly constructed luxury apartments, a variety of trendy eateries, carefully manicured shrubbery and the new well-to-do residents seemingly without a care in the world on one block. Then, one will see the bleak, dilapidated buildings, gaudy fast-food restaurants, tree-barren landscapes and the established residents that are struggling
Call for 2026 Just Economy Conference Session Ideas
Add your voice and expertise to the 2026 Just Economy Conference. The conference takes place April 13-14 in Washington, DC, and will be followed by NCRC’s member-only Hill Day on April 15. This is the national event for community, business, foundation, policy and government leaders who want a nation that not only promises but delivers
NCRC Member Advances Housing Accessibility And Sustainability In Rural New Mexico
For over half a century, Tierra del Sol Housing Corporation has been a trailblazer in the community development sphere, providing single and multi-family housing to farmworkers, seniors and lower-income individuals across rural New Mexico. For most of those years, executive director Rose Garcia has been at the heart and helm of the organization. A Latina
NCRC Announces Housing Counseling Network Open Enrollment Period
The National Community Reinvestment Coalition (NCRC) opened the enrollment period for its Housing Counseling Network (HCN) today. Established in 2008, HCN provides operational oversight and technical assistance for US Department of Housing and Urban Development (HUD) approved housing counseling agencies. HCN offers its agency members the opportunity for industry networking and shared learning opportunities. NCRC
Displaced By Design: Fifty Years of Gentrification and Black Cultural Displacement in US Cities
A new analysis of gentrification and displacement since 1980 — with interactive maps.
Organizations Ask Federal Reserve to Reconsider Approval of Harmful Capital One – Discover Merger
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 12, 2025 Ms. Ann E. MisbackSecretary of the BoardBoard of Governors of the Federal Reserve System20th Street and Constitution Ave NWWashington, DC 20551 Re: Reconsideration of Capital
Empty Shelves and the Possibility of a Recession: May 2025 Race, Jobs and the Economy Update
Analysis of Topline Figures in the May BLS Report The economy added 177,000 jobs in April while the unemployment rate remained at 4.2%. The February and March job gains were revised down by 15,000 and 43,000, respectively. The April job gains came primarily in the healthcare and education (+58,000), transportation and warehousing (+29,000), and leisure
NCRC Announces Extension For Housing Counseling Services Grant Applications
The National Community Reinvestment Coalition (NCRC) announced today it is extending the application period for its new Housing Counseling Services (HCS) grant program to May 30, 2025, for new select geographies. The HCS program, a part of the well-established, multi-year Field Empowerment Fund (FEF), was launched in February through a partnership with KeyBank. The current
Dissecting the 2026 Skinny Budget: A Closer Look at Cuts to Economic and Equity Programs
The Trump Administration’s fiscal plan for 2026, also known as the president’s “skinny budget,” proposes severe cuts to many programs that Americans rely on. The following cuts may have a significant impact for NCRC members: Department of Housing and Urban Development (HUD) Under the skinny budget, HUD will see a 46% cut in funding, including
NCRC Opposes Repeal Of Sensible, Sound Bank Merger Rules
Proposed bank mergers should welcome public scrutiny, instead of demanding special treatment.
The Heart of Workforce Equity: Community-Based Organizations’ Crucial Role in the Workforce Development Ecosystem
In today’s rapidly evolving labor market, many Americans need support navigating the complex education and training options that help them build the necessary skills for a changing world. These varied pathways – from credentialing programs and apprenticeships to on-the-job training – are collectively known as workforce development. Workforce development is not just a policy buzzword,
Swiped Away: How Rising Credit Card Fees Are Affecting Colorado’s Small Businesses
The Colorado General Assembly has recently introduced a bill that would protect small businesses from dubious credit card swipe fees that are cutting into their profits. The Swipe Fee Fairness and Consumer Safeguards Act seeks to level the playing field for small businesses by putting an end to the practices that allow swipe fees to
How Tariffs Drive Up Mortgage Costs and Undermine Homeownership
The Trump Administration’s trade war continues to roil both the financial markets and key economic indicators, such as consumer sentiment. The anxiety around the market has even spread to the US Treasury market, where the damage could cause borrowing costs for households to rise, especially for home mortgages. A bond is essentially a loan, either
NCRC Submits Comment Letter on HUD’s 2025 Affirmatively Furthering Fair Housing Interim Final Rule
(Download) Secretary Scott Turner Department of Housing and Urban Development 451 7th Street, SW Washington, DC 20410 Re: Affirmatively Furthering Fair Housing, [Docket No. FR-6519-I-01], 90 FR 11020 May 2, 2025 Dear Secretary Turner: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to submit written comments to the U.S. Department of Housing and Urban
Van Tol: Trump Administration’s Small Business Loan Data Blackout Abandons Rule of Law
Lawlessness by Trump administration leaders must be thwarted, from the radicals now destroying the Consumer Financial Protection Bureau or anyone else.
How Community Land Trusts Create Lasting Change
Social movements have been a crucial part of every major political shift in modern history. However, in between moments of upheaval, having structures in place that can survive the whims of both politics and market forces is incredibly important in continuing the momentum of those movements for societal change. During the Civil Rights Movement, activists
Cultivating a Green Workforce in Bridgeport
In 2002, Adrienne Farrar Houël returned to the United States after a successful 25-year career in international marketing and real estate development in France, Russia and Ireland “to retire,” she said, laughing at the obvious contradiction. For the past two decades, Farrar Houël and her colleagues at Greater Bridgeport Community Enterprises have been anything but
Black Developers Collective Aims to Keep the Black Dollar in the Community
When someone spends a dollar, where does it go? The answer depends entirely on who they spent it with. If you bought something from a business, does that business buy its supplies locally or from somewhere else? When the business owner takes your money home with them, are they going around their corner to their
Fair Housing Month Spotlight: Fighting Back with Testing and Local Action
Every April, Fair Housing Month gives us the chance to reflect on both the progress we’ve made as a country toward realizing housing equity and the challenges that remain. Discrimination in housing has not disappeared and, in many ways, it has simply changed form. That is why the tools NCRC uses to identify and address
Dreaming Big in Our Own Backyards At The 2025 Just Economy Conference
Dreaming Big in Our Own Backyards: Bold, Local Action in a Hostile Federal Environment At The 2025 Just Economy Conference; a conversation about systemic racism and structural inequality and how communities can take their power back. Speakers: Keeanga-Yamahtta Taylor, Pulitzer Prize Finalist; Hughes-Rogers Professor of African American Studies at Princeton University Dr. Tiffany Crutcher, Executive
Capital One-Discover Federal Approval Leaves State AGs as Last Line of Defense
After federal regulators voted Friday to allow Capital One to buy Discover, NCRC President and CEO Jesse Van Tol released the following statement: “The feds got this one wrong – so it falls to state Attorneys General to intervene against the harmful, anticompetitive Capital One-Discover merger.”