Reuters, November 12, 2025, US consumer finance watchdog proposes ending civil rights-era anti-discrimination requirements
If federal authorities cease to enforce disparate-impact requirements, preventing discrimination in large sectors of the economy will become much harder, consumer advocates say.
“This proposal is an outright assault on civil rights in lending,” Jesse Van Tol, CEO of the National Community Reinvestment Coalition, a nonprofit which promotes equal access to credit, said in a statement, adding the changes would “invite a return to redlining.”
The change may be subject to legal challenges. During Trump’s previous term, the Department of Housing and Urban Development scrapped rules barring housing practices with disparate impacts on protected groups, but that was paused by a court, then reversed by the Biden administration.
