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Apartment Therapy: 4 Podcasts That Will Help You Understand Housing Inequality in the U.S.

Apartment Therapy, July 2, 2022, 4 Podcasts That Will Help You Understand Housing Inequality in the U.S.

Housing inequality is now a more timely topic than ever. Back in 2019, there were almost 6.5 million Black homeowners in the United States, putting the Black homeownership rate at 42 percent, as low as it was in the 1960s. Meanwhile, the rate of white homeownership was 73 percent, according to the National Community Reinvestment Coalition.

In 2020, the homeownership rate gap between Black and white households grew even further. The U.S. homeownership rate experienced the largest annual increase on record, climbing to 65.5 percent, up 1.3 percent from 2019. The Black homeownership rate increased to 43.3 percent, yet it is still lower than a decade ago, according to the National Association of Realtors.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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