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Adam Rust

NCRC applauds Senate vote to overturn OCC’s True Lender Rule

By / / Views / 3 minutes of reading

The National Community Reinvestment Coalition (NCRC) applauds the outcome of today’s bi-partisan 52-47 Senate vote on S.J. Res. 15, a resolution to reverse the Trump-era True Lender Rule. The rule, finalized in October 2020 by the Office of the Comptroller of the Currency (OCC), allows national banks to use their charters to help predatory lenders get around state laws that protect borrowers from exorbitant interest rates.

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Like Paid Leave, Care Infrastructure Isn’t Optional. It’s An Essential Element of A Just Economy.

By / / Views / 5 minutes of reading

As the United States builds back from COVID-19, policymakers must invest in policies the country’s workers needed long ago to help support parents, family caregivers and all working people – especially women, women of color, and people who work in lower-wage jobs that do not offer benefits. 

Like Paid Leave, Care Infrastructure Isn’t Optional. It’s An Essential Element of A Just Economy. Read More »

Report: Black-owned Small Businesses Are Keystones in the Cultural Foundation of Historically Black Neighborhoods in the District of Columbia and Baltimore.

By / / Press Releases / 2 minutes of reading

The pandemic and rapid social changes brought many challenges for a group of Black business owners in Washington, D.C., and Baltimore, but even so they emphasized the role of their businesses in maintaining the cultural vibrancy of their communities.

Report: Black-owned Small Businesses Are Keystones in the Cultural Foundation of Historically Black Neighborhoods in the District of Columbia and Baltimore. Read More »

FHFA Announces New Refinance Options for Low-Income Families on GSE-backed mortgages

By / / Press Releases / 1 minute of reading

The Federal Housing Finance Agency (FHFA) yesterday approved new refinance options for low-income borrowers, allowing Fannie Mae and Freddie Mac (government sponsored enterprises, or GSEs) to offer new loan products that will bring lower interest rates and lower monthly payments within reach for more lower-income households.

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The Many Effects of Housing Discrimination on African Americans

By / / Views / 4 minutes of reading

Fair housing is a civil right protected by the Fair Housing Act (FHA). And yet, housing discrimination and segregation still persist, causing long-term societal effects in America. Segregation and discrimination in housing harm people’s health, their ability to accumulate wealth and the environment.

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PNC Bank, NCRC announce $88 Billion community investment commitment

By / / Press Releases / 19 minutes of reading

PNC Bank and the National Community Reinvestment Coalition (NCRC) announced today the creation of a four-year, $88 billion community benefits plan that will increase financial resources to low- and moderate-income (LMI) people and communities across the bank’s entire national footprint. 

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Women and COVID-19 Financial Recovery: Understanding Stigma and Financial Services Deserts

By / / Views / 4 minutes of reading

Understanding the distinct consumer needs of different consumer segments is fundamental to engaging with individuals who experience financial vulnerability and stigma as they approach a post-pandemic financial recovery. Organizations can help to play an important role in supporting customers with their personal financial recovery.

Women and COVID-19 Financial Recovery: Understanding Stigma and Financial Services Deserts Read More »

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