Age-Friendly Banking and the First Citizens Bank Community Benefits Agreement
With a growing elderly population, projected to nearly double from 52 million to 95 million in the next 40 years, age-friendly banking is more important than ever.
Views
Analysis and points of view on research, trends, issues, ideas and opportunities.
Health Practitioners and Advocates Provide CRA Comments on Fed’s ANPR
Wealth equity is intrinsically tied to health equity. Hospitals and health systems are stepping into the community development arena more frequently as there are many opportunities for them to partner with banks and other financial institutions to reduce economic disparities that could reduce health disparities.
Your Zip Code is More Important than Your Genetic Code
Where you live is one of the most significant components of overall health outcomes and life expectancy. Up to 60% of your health is determined solely by your zip code.
Celebrating Juneteenth amid racial inequality
On Juneteenth, June 19, we celebrate and reflect on the end of slavery in the U.S. Juneteenth also reminds us to be critical of how progress is measured.
Sexual harassment and domestic violence threaten fair access to housing
Housing discrimination and sexual harassment often overlap and create additional barriers for women in accessing and maintaining safe and affordable housing.
Introducing the Just Economy Pledge
America should not only promise but deliver to all Americans opportunities to build wealth and live well. The Just Economy Pledge is a starting point.
The Tulsa Race Massacre: A Reminder of the Ongoing Fight for Black Wealth Equality
While Greenwood (aka the Black Wall Street) was literally set to flames in 1921, the veiled injustices that Black small businesses fight today are equally cruel and threaten not only the economic well being of Black people but the culture and history of Black neighborhoods.
House Financial Services Committee moves to strengthen fair lending enforcement
NCRC would like to thank Subcommittee Chair Al Green and Chair Maxine Waters for their leadership on this issue and urges the passage of this important legislation without delay.
COVID-19 Showed the Need for Paid Leave & Wage Increases for Working Women of Color
The lack of equity in income and wealth shapes the way women of color can respond to social and financial crises, sometimes escalating minor financial setbacks into an array of economic hardships which make a recovery difficult. Women of color are, unfortunately, at the center of economic inequality and most in need of paid leave and wage increases.
COVID-19’s toll on mental health
How is your stress level? Are you feeling anxious? If you answered pretty high or yes, you are not alone. The pandemic’s impact on mental health is significant and well-documented.
NCRC applauds Senate vote to overturn OCC’s True Lender Rule
The National Community Reinvestment Coalition (NCRC) applauds the outcome of today’s bi-partisan 52-47 Senate vote on S.J. Res. 15, a resolution to reverse the Trump-era True Lender Rule. The rule, finalized in October 2020 by the Office of the Comptroller of the Currency (OCC), allows national banks to use their charters to help predatory lenders get around state laws that protect borrowers from exorbitant interest rates.
Like Paid Leave, Care Infrastructure Isn’t Optional. It’s An Essential Element of A Just Economy.
As the United States builds back from COVID-19, policymakers must invest in policies the country’s workers needed long ago to help support parents, family caregivers and all working people – especially women, women of color, and people who work in lower-wage jobs that do not offer benefits.
COVID-19 Deepens Maternal Health Disparities Among Women of Color
Recent evidence suggests that the syndemic of COVID-19 and systemic racism has exacerbated racial maternal health disparities and has specifically worsened Black maternal health.
The Many Effects of Housing Discrimination on African Americans
Fair housing is a civil right protected by the Fair Housing Act (FHA). And yet, housing discrimination and segregation still persist, causing long-term societal effects in America. Segregation and discrimination in housing harm people’s health, their ability to accumulate wealth and the environment.
Women and COVID-19 Financial Recovery: Understanding Stigma and Financial Services Deserts
Understanding the distinct consumer needs of different consumer segments is fundamental to engaging with individuals who experience financial vulnerability and stigma as they approach a post-pandemic financial recovery. Organizations can help to play an important role in supporting customers with their personal financial recovery.
