Bond Hill Market Groundbreaking

Roughly three years ago, NCRC members in Cincinnati met to discuss the pressing needs facing LMI communities and how the various community benefits agreements might provide some level of support.

The group identified food insecurity as the number one project they would undertake. First Financial Bank was identified as the appropriate partner and after several meetings with bank staff the project received approval.

Upon receiving approval, NCRC and Community Economic Advancement Initiatives (CEAI), based in Cincinnati, went to work. After many starts and stops related to plans, drawings, permits as well as the challenges of the pandemic, the groundbreaking ceremony was held on Wednesday, April 20. The event was attended by the Vice – Mayor of Cincinnati, Hamilton County Commissioners, First Financial, NCRC,  as well as other local partners, community members and city council representatives.


NCRC has begun the process of identifying other local projects throughout First Financial’s footprint. Currently, plans are underway to replicate a similar process with other banks that have community benefits agreements.

Produced by: Power Me Media, LLC
Videographer: Elijah Williams
Editors: Elijah Williams & Kacie Champion
Music: Enjoy the Experience

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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